One2Tribe (WAR:O2T) Debt-to-EBITDA : 1.23 (As of Mar. 2026) — 14% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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WAR:O2T One2Tribe SA WAR:O2T
46 GF Score
Price zł0.25
GF Value zł0.24
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is One2Tribe Debt-to-EBITDA?

One2Tribe WAR:O2T -3.88% 46 Debt-to-EBITDA is 1.23 as of Mar. 2026, which is 14% above its 10-year median of 1.08. GuruFocus rates WAR:O2T with a GF Score™ of 46/100 and a GF Value™ of zł0.24 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,714 Software companies, One2Tribe ranks worse than 69.66% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

One2Tribe's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł1.40 Mil. One2Tribe's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł0.39 Mil. One2Tribe's annualized EBITDA for the quarter that ended in Mar. 2026 was zł1.46 Mil. One2Tribe's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.23.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for One2Tribe's Debt-to-EBITDA or its related term are showing as below:

WAR:O2T' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.47   Med: 1.08   Max: 2.47
Current: 2.47

During the past 12 years, the highest Debt-to-EBITDA Ratio of One2Tribe was 2.47. The lowest was -0.47. And the median was 1.08.

WAR:O2T's Debt-to-EBITDA is ranked worse than
69.66% of 1714 companies
in the Software industry
Industry Median: 1.09 vs WAR:O2T: 2.47

One2Tribe  (WAR:O2T) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


One2Tribe Debt-to-EBITDA Related Terms


One2Tribe Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for One2Tribe's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

One2Tribe Debt-to-EBITDA Chart

One2Tribe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.15 1.76 2.05 1.36 2.43

One2Tribe Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 1.93 1.17 -2.36 1.23

WAR:O2T vs IBM, ACN, FISV: Debt-to-EBITDA Comparison

For the Information Technology Services subindustry, One2Tribe's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


One2Tribe Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, One2Tribe's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where One2Tribe's Debt-to-EBITDA falls into.


WAR:O2T
46GF Score
One2Tribe SA WAR:O2T
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

One2Tribe Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

One2Tribe's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.255 + 0.479) / 0.715
=2.43

One2Tribe's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.401 + 0.385) / 1.456
=1.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.23 mean?
One2Tribe (WAR:O2T) has a Debt-to-EBITDA of 1.23 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on One2Tribe. This is 14% above median its historical median of 1.08. According to the industry distribution chart, One2Tribe ranks #1194 out of 1714 companies in the Software industry, placing it in the top 69.7%.
Is One2Tribe's Debt-to-EBITDA too high?
One2Tribe's current Debt-to-EBITDA of 1.23 is 14% above median its 10-year median of 1.08. The Software industry median Debt-to-EBITDA is 1.09. One2Tribe's value of 1.23 is 12.8% above this industry median. Based on the distribution chart, One2Tribe ranks #1194 out of 1714 companies in the Software industry, which is below the industry midpoint. Overall, One2Tribe has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does One2Tribe's Debt-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, One2Tribe ranks #1194 out of 1714 companies for Debt-to-EBITDA. This places One2Tribe in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. One2Tribe's value of 1.23 is 12.8% above this benchmark. While the company's 10-year median is 1.08 vs. the industry median of 1.09, One2Tribe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,714 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. One2Tribe's current Debt-to-EBITDA of 1.23 is 12.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on One2Tribe. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One2Tribe's current Debt-to-EBITDA is 1.23, which is 14% above median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One2Tribe stock overvalued right now?
Based on GuruFocus' analysis, One2Tribe (WAR:O2T) is currently considered Fairly Valued. The stock's GF Value™ is zł0.24, compared to a current price of zł0.25 — trading 3.3% above its estimated fair value. The current Debt-to-EBITDA is 1.23, which is 14% above median its 10-year median of 1.08 and 12.8% above the Software industry median of 1.09. One2Tribe's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For One2Tribe (WAR:O2T), the current Debt-to-EBITDA is 1.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is One2Tribe (WAR:O2T) Overvalued in 2026?

Based on GuruFocus' analysis, One2Tribe stock appears to be overvalued. The current stock price of zł0.25 is trading 3.3% above its estimated GF Value™ of zł0.24. GuruFocus considers One2Tribe to be Fairly Valued.

Key valuation signals for WAR:O2T:

  • Debt-to-EBITDA: 1.23 (14% above median its 10-year median of 1.08)
  • GF Value™: zł0.24 vs. price of zł0.25 (3.3% above fair value)
  • GF Score™: 46/100 with 4 warning signs
  • Industry Position: 12.8% above the Software median (#1194 of 1714)

No single metric tells the full story. See the WAR:O2T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


One2Tribe Business Description

Address ul. Piekna 49, Warszawa, POL, 00-672
One2Tribe SA offers a performance management and employee motivation platform called Tribeware. The solution is used by large organizations in Poland and abroad, in the retail, pharmaceutical, and financial sectors. The platform allows to manage employee behavior to improve business metrics (sales, customer service, production). It offers its services across three product lines:- Platform offered as SaaS (Software as a Service); Rewarding and settlement of employees (reward catalog, financial, logistic and tax services); and Consulting in the area of motivational programs, team performance management, improvement of indicators.
46GF Score

Get the complete analysis for WAR:O2T

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.25
Price
zł0.24
GF Value