Atos GroupWBO:ATO2 -0.84%46 Cash-to-Debt is 0.40 as of Dec. 2025, which is 29% below its 10-year median of 0.56. GuruFocus rates WBO:ATO2 with a GF Score™ of 46/100 and a GF Value™ of €16.93 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,832 Software companies, Atos Group ranks worse than 79.17% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Atos Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.40.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Atos Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Atos Group's Cash-to-Debt or its related term are showing as below:
WBO:ATO2'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.4 Med: 0.56 Max: 1.2
Current: 0.4
During the past 13 years, Atos Group's highest Cash to Debt Ratio was 1.20. The lowest was 0.40. And the median was 0.56.
WBO:ATO2's Cash-to-Debt is ranked worse than 79.17% of 2832
companies
in the Software industry
Industry Median: 2.51
vs WBO:ATO2: 0.40
Atos Group (WBO:ATO2) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Atos Group Cash-to-Debt Related Terms
Atos Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Atos Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WBO:ATO2 vs IBM, ACN, FISV: Cash-to-Debt Comparison
For the Information Technology Services subindustry, Atos Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atos Group Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Atos Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Atos Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atos Group (WBO:ATO2) has a Cash-to-Debt of 0.40 as of Dec. 2025. This is 29% below median its historical median of 0.56. Over the past decade, Atos Group's Cash-to-Debt has ranged from 0.40 to 1.20. According to the industry distribution chart, Atos Group ranks #2242 out of 2832 companies in the Software industry, placing it in the top 79.2%.
Is Atos Group's Cash-to-Debt too high?
Atos Group's current Cash-to-Debt of 0.40 is 29% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.20. The Software industry median Cash-to-Debt is 2.51. Atos Group's value of 0.40 is 84.1% below this industry median. Based on the distribution chart, Atos Group ranks #2242 out of 2832 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Atos Group has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Atos Group's Cash-to-Debt compare to IBM and ACN?
According to the Software industry distribution chart, Atos Group ranks #2242 out of 2832 companies for Cash-to-Debt. This places Atos Group in the lower half of its industry. The industry median Cash-to-Debt is 2.51. Atos Group's value of 0.40 is 84.1% below this benchmark. Historically, Atos Group's own Cash-to-Debt has ranged from 0.40 to 1.20 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 2.51, Atos Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.51, based on 2,832 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atos Group's current Cash-to-Debt of 0.40 is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atos Group's current Cash-to-Debt is 0.40, which is 29% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Group stock overvalued right now?
Based on GuruFocus' analysis, Atos Group (WBO:ATO2) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.93, compared to a current price of €32.92 — trading 94.4% above its estimated fair value. The current Cash-to-Debt is 0.40, which is 29% below median its 10-year median of 0.56 and 84.1% below the Software industry median of 2.51. Atos Group's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Atos Group (WBO:ATO2), the current Cash-to-Debt is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atos Group (WBO:ATO2) Overvalued in 2026?
Based on GuruFocus' analysis, Atos Group stock appears to be overvalued.
The current stock price of €32.92 is trading 94.4% above its estimated GF Value™ of €16.93.
GuruFocus considers Atos Group to be Significantly Overvalued.
Key valuation signals for WBO:ATO2:
Cash-to-Debt: 0.40 (29% below median its 10-year median of 0.56)
GF Value™: €16.93 vs. price of €32.92 (94.4% above fair value)
Industry Position: 84.1% below the Software median (#2242 of 2832)
No single metric tells the full story. See the WBO:ATO2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atos Group is a digital transformation company. It provides digital transformation and technology services. The company's offerings include the development and implementation of AI-enabled digital solutions, as well as related technology, integration, and support services for organizations.
46GF Score
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