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Warehouse Group (The)WHGPF 73 Cash-to-Debt is 0.05 as of Jan. 2026, which is 64% below its 10-year median of 0.14. GuruFocus rates WHGPF with a GF Score™ of 73/100 and a GF Value™ of $0.83. The stock has 5 warning signs investors should review. Among 1,118 Retail - Cyclical companies, Warehouse Group (The) ranks worse than 89.71% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Warehouse Group (The)'s cash to debt ratio for the quarter that ended in Jan. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Warehouse Group (The)couldn't pay off its debt using the cash in hand for the quarter that ended in Jan. 2026.
The historical rank and industry rank for Warehouse Group (The)'s Cash-to-Debt or its related term are showing as below:
WHGPF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.14 Max: 0.39
Current: 0.05
During the past 13 years, Warehouse Group (The)'s highest Cash to Debt Ratio was 0.39. The lowest was 0.03. And the median was 0.14.
WHGPF's Cash-to-Debt is ranked worse than 89.71% of 1118
companies
in the Retail - Cyclical industry
Industry Median: 0.47
vs WHGPF: 0.05
Warehouse Group (The) (OTCPK:WHGPF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Warehouse Group (The) Cash-to-Debt Related Terms
Warehouse Group (The) Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Warehouse Group (The)'s Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Warehouse Group (The)'s Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Warehouse Group (The) Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Warehouse Group (The)'s Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Warehouse Group (The)'s Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Warehouse Group (The) (WHGPF) has a Cash-to-Debt of 0.05 as of Jan. 2026. This is 64% below median its historical median of 0.14. Over the past decade, Warehouse Group (The)'s Cash-to-Debt has ranged from 0.03 to 0.39. According to the industry distribution chart, Warehouse Group (The) ranks #1003 out of 1118 companies in the Retail - Cyclical industry, placing it in the top 89.7%.
Is Warehouse Group (The)'s Cash-to-Debt too high?
Warehouse Group (The)'s current Cash-to-Debt of 0.05 is 64% below median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.39. The Retail - Cyclical industry median Cash-to-Debt is 0.47. Warehouse Group (The)'s value of 0.05 is 89.4% below this industry median. Based on the distribution chart, Warehouse Group (The) ranks #1003 out of 1118 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Warehouse Group (The) has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Warehouse Group (The)'s Cash-to-Debt compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Warehouse Group (The) ranks #1003 out of 1118 companies for Cash-to-Debt. This places Warehouse Group (The) in the lower half of its industry. The industry median Cash-to-Debt is 0.47. Warehouse Group (The)'s value of 0.05 is 89.4% below this benchmark. Historically, Warehouse Group (The)'s own Cash-to-Debt has ranged from 0.03 to 0.39 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.47, Warehouse Group (The) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.47, based on 1,118 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Warehouse Group (The)'s current Cash-to-Debt of 0.05 is 89.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Warehouse Group (The)'s current Cash-to-Debt is 0.05, which is 64% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Warehouse Group (The) stock overvalued right now?
Warehouse Group (The) (WHGPF) has a current Cash-to-Debt of 0.05. The stock's GF Value™ is $0.83, compared to a current price of $0.54 — trading 35.5% below its estimated fair value. The current Cash-to-Debt is 0.05, which is 64% below median its 10-year median of 0.14 and 89.4% below the Retail - Cyclical industry median of 0.47. Warehouse Group (The)'s overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Warehouse Group (The) (WHGPF), the current Cash-to-Debt is 0.05 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Warehouse Group (The) (WHGPF) Overvalued in 2026?
Based on GuruFocus' analysis, Warehouse Group (The) stock appears to be undervalued.
The current stock price of $0.54 is trading 35.5% below its estimated GF Value™ of $0.83.
Key valuation signals for WHGPF:
Cash-to-Debt: 0.05 (64% below median its 10-year median of 0.14)
GF Value™: $0.83 vs. price of $0.54 (35.5% below fair value)
Industry Position: 89.4% below the Retail - Cyclical median (#1003 of 1118)
No single metric tells the full story. See the WHGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Warehouse Group Ltd (The), along with its subsidiaries, is engaged in the retail sector. The company has three retail brands trading in the New Zealand retail sector: The Warehouse, Warehouse Stationery, and TheMarket.com. It generates the maximum revenue from the Warehouse Segment.
73GF Score
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