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Water IntelligenceWTLLF 91 Cash-to-Debt is 0.18 as of Dec. 2025, which is 75% below its 10-year median of 0.73. GuruFocus rates WTLLF with a GF Score™ of 91/100 and a GF Value™ of $6.02 (Modestly Undervalued). The stock has 10 warning signs investors should review. Among 1,070 Business Services companies, Water Intelligence ranks worse than 78.32% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Water Intelligence's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.18.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Water Intelligencecouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Water Intelligence's Cash-to-Debt or its related term are showing as below:
WTLLF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.18 Med: 0.73 Max: 2.07
Current: 0.18
During the past 13 years, Water Intelligence's highest Cash to Debt Ratio was 2.07. The lowest was 0.18. And the median was 0.73.
WTLLF's Cash-to-Debt is ranked worse than 78.32% of 1070
companies
in the Business Services industry
Industry Median: 1.135
vs WTLLF: 0.18
Water Intelligence (OTCPK:WTLLF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Water Intelligence Cash-to-Debt Related Terms
Water Intelligence Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Water Intelligence's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Specialty Business Services subindustry, Water Intelligence's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Water Intelligence Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Water Intelligence's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Water Intelligence's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Water Intelligence (WTLLF) has a Cash-to-Debt of 0.18 as of Dec. 2025. This is 75% below median its historical median of 0.73. Over the past decade, Water Intelligence's Cash-to-Debt has ranged from 0.18 to 2.07. According to the industry distribution chart, Water Intelligence ranks #838 out of 1070 companies in the Business Services industry, placing it in the top 78.3%.
Is Water Intelligence's Cash-to-Debt too high?
Water Intelligence's current Cash-to-Debt of 0.18 is 75% below median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 2.07. The Business Services industry median Cash-to-Debt is 1.14. Water Intelligence's value of 0.18 is 84.1% below this industry median. Based on the distribution chart, Water Intelligence ranks #838 out of 1070 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Water Intelligence has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Water Intelligence's Cash-to-Debt compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Water Intelligence ranks #838 out of 1070 companies for Cash-to-Debt. This places Water Intelligence in the lower half of its industry. The industry median Cash-to-Debt is 1.14. Water Intelligence's value of 0.18 is 84.1% below this benchmark. Historically, Water Intelligence's own Cash-to-Debt has ranged from 0.18 to 2.07 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 1.14, Water Intelligence has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.14, based on 1,070 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Water Intelligence's current Cash-to-Debt of 0.18 is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Water Intelligence's current Cash-to-Debt is 0.18, which is 75% below median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Water Intelligence stock overvalued right now?
Based on GuruFocus' analysis, Water Intelligence (WTLLF) is currently considered Modestly Undervalued. The stock's GF Value™ is $6.02, compared to a current price of $4.61 — trading 23.4% below its estimated fair value. The current Cash-to-Debt is 0.18, which is 75% below median its 10-year median of 0.73 and 84.1% below the Business Services industry median of 1.14. Water Intelligence's overall GF Score™ is 91/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Water Intelligence (WTLLF), the current Cash-to-Debt is 0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Water Intelligence (WTLLF) Overvalued in 2026?
Based on GuruFocus' analysis, Water Intelligence stock appears to be undervalued.
The current stock price of $4.61 is trading 23.4% below its estimated GF Value™ of $6.02.
GuruFocus considers Water Intelligence to be Modestly Undervalued.
Key valuation signals for WTLLF:
Cash-to-Debt: 0.18 (75% below median its 10-year median of 0.73)
GF Value™: $6.02 vs. price of $4.61 (23.4% below fair value)
Industry Position: 84.1% below the Business Services median (#838 of 1070)
No single metric tells the full story. See the WTLLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Water Intelligence PLC provides leak detection and remediation services based in the United Kingdom. The company along with its subsidiaries offers a range of solutions and products for residential, commercial, and municipal customers. It generates revenue from Franchise royalty income, as well as franchise-related activities including product and equipment sales, business-to-business sales, and franchise sales. Additionally, it generates revenue from United States corporate-operated locations and International corporate-operated locations.
91GF Score
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