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Colgate-Palmolive CoXSWX:CL 81 Cash-to-Debt is 0.17 as of Jun. 2026, which is 31% above its 10-year median of 0.13. GuruFocus rates XSWX:CL with a GF Score™ of 81/100 and a GF Value™ of CHF77.12. The stock has 3 warning signs investors should review. Among 1,914 Consumer Packaged Goods companies, Colgate-Palmolive Co ranks worse than 70.69% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Colgate-Palmolive Co's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.17.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Colgate-Palmolive Cocouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Colgate-Palmolive Co's Cash-to-Debt or its related term are showing as below:
XSWX:CL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08 Med: 0.13 Max: 0.23
Current: 0.17
During the past 13 years, Colgate-Palmolive Co's highest Cash to Debt Ratio was 0.23. The lowest was 0.08. And the median was 0.13.
XSWX:CL's Cash-to-Debt is ranked worse than 70.69% of 1914
companies
in the Consumer Packaged Goods industry
Industry Median: 0.5
vs XSWX:CL: 0.17
Colgate-Palmolive Co (XSWX:CL) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Colgate-Palmolive Co Cash-to-Debt Related Terms
Colgate-Palmolive Co Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Colgate-Palmolive Co's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Household & Personal Products subindustry, Colgate-Palmolive Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Colgate-Palmolive Co Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Colgate-Palmolive Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Colgate-Palmolive Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Colgate-Palmolive Co (XSWX:CL) has a Cash-to-Debt of 0.17 as of Jun. 2026. This is 31% above median its historical median of 0.13. Over the past decade, Colgate-Palmolive Co's Cash-to-Debt has ranged from 0.08 to 0.23. According to the industry distribution chart, Colgate-Palmolive Co ranks #1353 out of 1914 companies in the Consumer Packaged Goods industry, placing it in the top 70.7%.
Is Colgate-Palmolive Co's Cash-to-Debt too high?
Colgate-Palmolive Co's current Cash-to-Debt of 0.17 is 31% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.23. The Consumer Packaged Goods industry median Cash-to-Debt is 0.50. Colgate-Palmolive Co's value of 0.17 is 66% below this industry median. Based on the distribution chart, Colgate-Palmolive Co ranks #1353 out of 1914 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Colgate-Palmolive Co has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Colgate-Palmolive Co's Cash-to-Debt compare to KVUE and KMB?
According to the Consumer Packaged Goods industry distribution chart, Colgate-Palmolive Co ranks #1353 out of 1914 companies for Cash-to-Debt. This places Colgate-Palmolive Co in the lower half of its industry. The industry median Cash-to-Debt is 0.50. Colgate-Palmolive Co's value of 0.17 is 66% below this benchmark. Historically, Colgate-Palmolive Co's own Cash-to-Debt has ranged from 0.08 to 0.23 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.50, Colgate-Palmolive Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.50, based on 1,914 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colgate-Palmolive Co's current Cash-to-Debt of 0.17 is 66% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colgate-Palmolive Co's current Cash-to-Debt is 0.17, which is 31% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colgate-Palmolive Co stock overvalued right now?
Colgate-Palmolive Co (XSWX:CL) has a current Cash-to-Debt of 0.17. The stock's GF Value™ is CHF77.12, compared to a current price of CHF73.75 — trading 4.4% below its estimated fair value. The current Cash-to-Debt is 0.17, which is 31% above median its 10-year median of 0.13 and 66% below the Consumer Packaged Goods industry median of 0.50. Colgate-Palmolive Co's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Colgate-Palmolive Co (XSWX:CL), the current Cash-to-Debt is 0.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Colgate-Palmolive Co (XSWX:CL) Overvalued in 2026?
Based on GuruFocus' analysis, Colgate-Palmolive Co stock appears to be undervalued.
The current stock price of CHF73.75 is trading 4.4% below its estimated GF Value™ of CHF77.12.
Key valuation signals for XSWX:CL:
Cash-to-Debt: 0.17 (31% above median its 10-year median of 0.13)
GF Value™: CHF77.12 vs. price of CHF73.75 (4.4% below fair value)
Industry Position: 66% below the Consumer Packaged Goods median (#1353 of 1914)
No single metric tells the full story. See the XSWX:CL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Since its founding in 1806, Colgate-Palmolive has grown into a leading player in the household and personal care industry. In addition to its namesake oral care line (which accounts for more than 40% of its total sales), the firm manufactures shampoos, shower gels, deodorants, and home care products sold in over 200 countries. International sales account for about 70% of its total business, including nearly half from emerging regions. It also owns specialty pet food maker Hill's (almost one-fourth of sales), which sells the majority of its products through veterinarians and specialty pet retailers.
81GF Score
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