Banco Comercial Portugues (Banco Comercial Portugues) Cash-to-Debt : 0.86 (As of Dec. 2023)

View and export this data going back to . Start your Free Trial

What is Banco Comercial Portugues Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Banco Comercial Portugues's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.86.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Banco Comercial Portugues couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Banco Comercial Portugues's Cash-to-Debt or its related term are showing as below:

BPCGF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.26 Med: 0.7 Max: 1.5
Current: 0.86

During the past 13 years, Banco Comercial Portugues's highest Cash to Debt Ratio was 1.50. The lowest was 0.26. And the median was 0.70.

BPCGF's Cash-to-Debt is ranked worse than
59.99% of 1437 companies
in the Banks industry
Industry Median: 1.26 vs BPCGF: 0.86

Banco Comercial Portugues Cash-to-Debt Historical Data

The historical data trend for Banco Comercial Portugues's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Banco Comercial Portugues Cash-to-Debt Chart

Banco Comercial Portugues Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

Get a 7-Day Free Trial

0.94

1.30

1.50

1.44

0.86

Banco Comercial Portugues Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															1.44	0.71	0.90	0.75	0.86

Competitive Comparison of Banco Comercial Portugues's Cash-to-Debt

For the Banks - Regional subindustry, Banco Comercial Portugues's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Comercial Portugues's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Banco Comercial Portugues's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Banco Comercial Portugues's Cash-to-Debt falls into.

Banco Comercial Portugues Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Banco Comercial Portugues's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5304.49	/	(0	+	6154.538)
	=	0.86

Banco Comercial Portugues's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5304.49	/	(0	+	6154.538)
	=	0.86

Banco Comercial Portugues (OTCPK:BPCGF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Banco Comercial Portugues Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Banco Comercial Portugues's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Banco Comercial Portugues (Banco Comercial Portugues) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Banco Comercial Portugues SA (OTCPK:BPCGF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

BCP:Portugal BCPu:UK 0RJN:UK BCPN:Germany

Address

Praca D. Joao I, 28, Porto, PRT, 4000-295

Website

https://ind.millenniumbcp.pt

Banco Comercial Portugues SA or Millennium BCP, is a Portuguese bank operating primarily in Portugal, as well as Poland, Mozambique, and Angola. The bank offers a wide range of retail and corporate banking products and services. The bank's distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. In addition to its emphasis on financial technology, BCP's business model has shifted focus to high-net worth individuals, business lending with growth potential, as well as divestiture of noncore assets in its portfolio. The bank's net revenue is mostly net interest income, with notable net commission and net trading income. Most of BCP's earning assets are loans split nearly evenly between retail and corporate.