BPCGF (Banco Comercial Portugues) 3-Year EPS without NRI Growth Rate: 87.60% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BPCGF Banco Comercial Portugues SA BPCGF
42 GF Score
Price $1.28
GF Value $0.77
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Banco Comercial Portugues 3-Year EPS without NRI Growth Rate?

Banco Comercial Portugues BPCGF 42 3-Year EPS without NRI Growth Rate is 87.60% as of Jun. 2026. GuruFocus rates BPCGF with a GF Score™ of 42/100 and a GF Value™ of $0.77 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,409 Banks companies, Banco Comercial Portugues ranks better than 98.23% on this metric.

Banco Comercial Portugues's EPS without NRI for the three months ended in Jun. 2026 was $0.02.

During the past 12 months, Banco Comercial Portugues's average EPS without NRI Growth Rate was 16.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was 87.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 64.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Banco Comercial Portugues was 102.40% per year. The lowest was -42.80% per year. And the median was -11.40% per year.


Banco Comercial Portugues  (OTCPK:BPCGF) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Banco Comercial Portugues 3-Year EPS without NRI Growth Rate Related Terms


BPCGF vs PNC, USB: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, Banco Comercial Portugues's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Comercial Portugues 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Banco Comercial Portugues's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Banco Comercial Portugues's 3-Year EPS without NRI Growth Rate falls into.


BPCGF
42GF Score
Banco Comercial Portugues SA BPCGF
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Comercial Portugues 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 87.60% mean?
Banco Comercial Portugues (BPCGF) has a 3-Year EPS without NRI Growth Rate of 87.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Banco Comercial Portugues and its competitors. According to the industry distribution chart, Banco Comercial Portugues ranks #25 out of 1409 companies in the Banks industry, placing it in the top 1.8%.
Is Banco Comercial Portugues' 3-Year EPS without NRI Growth Rate too high?
Banco Comercial Portugues' current 3-Year EPS without NRI Growth Rate is 87.60%. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.40. Banco Comercial Portugues' value of 87.60% is 1083.8% above this industry median. Based on the distribution chart, Banco Comercial Portugues ranks #25 out of 1409 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Comercial Portugues has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial Portugues' 3-Year EPS without NRI Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Banco Comercial Portugues ranks #25 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Banco Comercial Portugues in the top 2% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.40. Banco Comercial Portugues' value of 87.60% is 1083.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.40, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Comercial Portugues's current 3-Year EPS without NRI Growth Rate of 87.60% is 1083.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Banco Comercial Portugues and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Comercial Portugues's current 3-Year EPS without NRI Growth Rate is 87.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial Portugues stock overvalued right now?
Based on GuruFocus' analysis, Banco Comercial Portugues (BPCGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.77, compared to a current price of $1.28 — trading 66.2% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 87.60% and 1083.8% above the Banks industry median of 7.40. Banco Comercial Portugues' overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Banco Comercial Portugues (BPCGF), the current 3-Year EPS without NRI Growth Rate is 87.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Comercial Portugues (BPCGF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Comercial Portugues stock appears to be overvalued. The current stock price of $1.28 is trading 66.2% above its estimated GF Value™ of $0.77. GuruFocus considers Banco Comercial Portugues to be Significantly Overvalued.

Key valuation signals for BPCGF:

  • 3-Year EPS without NRI Growth Rate: 87.60%
  • GF Value™: $0.77 vs. price of $1.28 (66.2% above fair value)
  • GF Score™: 42/100 with 7 warning signs
  • Industry Position: 1083.8% above the Banks median (#25 of 1409)

No single metric tells the full story. See the BPCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Comercial Portugues Business Description

Address Praca D. Joao I, 28, Porto, PRT, 4000-295
Banco Comercial Portugues SA is a Portuguese private sector bank operating in Portugal, as well as Poland, Mozambique, Macau, and Angola. The bank offers a wide range of retail and corporate banking products and services. Its distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. Along with its subsidiaries, it operates in the following segments: Retail Banking, Companies and Corporate, Private Banking, International Businesses, and Other. Maximum revenue is generated from the Retail Banking segment, which serves individuals, small businesses, and SMEs through a mix of mass-market services, personalized relationship management for higher-value customers, and includes the operations of ActivoBank.
42GF Score

Get the complete analysis for BPCGF

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.28
Price
$0.77
GF Value