BPCGF (Banco Comercial Portugues) GF Value Rank: 3 (As of Jul. 03, 2026) — Near Median


BPCGF Banco Comercial Portugues SA BPCGF
47 GF Score
Price $1.05
GF Value $0.57
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco Comercial Portugues GF Value Rank?

Banco Comercial Portugues BPCGF 47 GF Value Rank is 3 as of Jul. 03, 2026, which is at its 10-year median of 3.00. GuruFocus rates BPCGF with a GF Score™ of 47/100 and a GF Value™ of $0.57 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Banco Comercial Portugues has the GF Value Rank of 3.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Banco Comercial Portugues GF Value Rank Related Terms

BPCGF vs PNC, USB: GF Value Rank Comparison

For the Banks - Regional subindustry, Banco Comercial Portugues's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Comercial Portugues GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Banco Comercial Portugues's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Banco Comercial Portugues's GF Value Rank falls into.


BPCGF
47GF Score
Banco Comercial Portugues SA BPCGF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 3 mean?
Banco Comercial Portugues (BPCGF) has a GF Value Rank of 3 as of Jul. 03, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Banco Comercial Portugues and its competitors. This is near median its historical median of 3.00. Over the past decade, Banco Comercial Portugues' GF Value Rank has ranged from 1.00 to 10.00.
Is Banco Comercial Portugues' GF Value Rank too high?
Banco Comercial Portugues' current GF Value Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Banco Comercial Portugues has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial Portugues' GF Value Rank compare to PNC and USB?
Banco Comercial Portugues' GF Value Rank of 3 can be compared against companies in the Banks industry. Historically, Banco Comercial Portugues' own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Banco Comercial Portugues and its competitors. Banco Comercial Portugues's current GF Value Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial Portugues stock overvalued right now?
Based on GuruFocus' analysis, Banco Comercial Portugues (BPCGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $1.05 — trading 83.5% above its estimated fair value. The current GF Value Rank is 3, which is near median its 10-year median of 3.00. Banco Comercial Portugues' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Banco Comercial Portugues (BPCGF), the current GF Value Rank is 3 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Comercial Portugues (BPCGF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Comercial Portugues stock appears to be overvalued. The current stock price of $1.05 is trading 83.5% above its estimated GF Value™ of $0.57. GuruFocus considers Banco Comercial Portugues to be Significantly Overvalued.

Key valuation signals for BPCGF:

  • GF Value Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: $0.57 vs. price of $1.05 (83.5% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the BPCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Comercial Portugues Business Description

Address Praca D. Joao I, 28, Porto, PRT, 4000-295
Banco Comercial Portugues SA is a Portuguese private sector bank operating in Portugal, as well as Poland, Mozambique, Macau, and Angola. The bank offers a wide range of retail and corporate banking products and services. Its distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. Along with its subsidiaries, it operates in the following segments: Retail Banking, Companies and Corporate, Private Banking, International Businesses, and Other. Maximum revenue is generated from the Retail Banking segment, which serves individuals, small businesses, and SMEs through a mix of mass-market services, personalized relationship management for higher-value customers, and includes the operations of ActivoBank.
47GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.05
Price
$0.57
GF Value