Banco Comercial PortuguesBPCGF 49 Debt-to-Equity is 0.65 as of Mar. 2026, which is 27% below its 10-year median of 0.89. GuruFocus rates BPCGF with a GF Score™ of 49/100 and a GF Value™ of $0.56 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,426 Banks companies, Banco Comercial Portugues ranks worse than 54.91% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banco Comercial Portugues's Debt-to-Equity or its related term are showing as below:
BPCGF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.5 Med: 0.89 Max: 1.49
Current: 0.65
During the past 13 years, the highest Debt-to-Equity Ratio of Banco Comercial Portugues was 1.49. The lowest was 0.50. And the median was 0.89.
BPCGF's Debt-to-Equity is ranked worse than 54.91% of 1426
companies
in the Banks industry
Industry Median: 0.56
vs BPCGF: 0.65
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco Comercial Portugues Debt-to-Equity Related Terms
Banco Comercial Portugues Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Comercial Portugues's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Comercial Portugues Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco Comercial Portugues's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco Comercial Portugues's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Comercial Portugues (BPCGF) has a Debt-to-Equity of 0.65 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Comercial Portugues and its competitors. This is 27% below median its historical median of 0.89. Over the past decade, Banco Comercial Portugues' Debt-to-Equity has ranged from 0.50 to 1.49. According to the industry distribution chart, Banco Comercial Portugues ranks #783 out of 1426 companies in the Banks industry, placing it in the top 54.9%.
Is Banco Comercial Portugues' Debt-to-Equity too high?
Banco Comercial Portugues' current Debt-to-Equity of 0.65 is 27% below median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.49. The Banks industry median Debt-to-Equity is 0.56. Banco Comercial Portugues' value of 0.65 is 16.1% above this industry median. Based on the distribution chart, Banco Comercial Portugues ranks #783 out of 1426 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Comercial Portugues has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Comercial Portugues' Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco Comercial Portugues ranks #783 out of 1426 companies for Debt-to-Equity. This places Banco Comercial Portugues in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Banco Comercial Portugues' value of 0.65 is 16.1% above this benchmark. Historically, Banco Comercial Portugues' own Debt-to-Equity has ranged from 0.50 to 1.49 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.56, Banco Comercial Portugues has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,426 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Comercial Portugues's current Debt-to-Equity of 0.65 is 16.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Comercial Portugues and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Comercial Portugues's current Debt-to-Equity is 0.65, which is 27% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Comercial Portugues stock overvalued right now?
Based on GuruFocus' analysis, Banco Comercial Portugues (BPCGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.56, compared to a current price of $1.05 — trading 86.8% above its estimated fair value. The current Debt-to-Equity is 0.65, which is 27% below median its 10-year median of 0.89 and 16.1% above the Banks industry median of 0.56. Banco Comercial Portugues' overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco Comercial Portugues (BPCGF), the current Debt-to-Equity is 0.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Comercial Portugues (BPCGF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Comercial Portugues stock appears to be overvalued.
The current stock price of $1.05 is trading 86.8% above its estimated GF Value™ of $0.56.
GuruFocus considers Banco Comercial Portugues to be Significantly Overvalued.
Key valuation signals for BPCGF:
Debt-to-Equity: 0.65 (27% below median its 10-year median of 0.89)
GF Value™: $0.56 vs. price of $1.05 (86.8% above fair value)
Industry Position: 16.1% above the Banks median (#783 of 1426)
No single metric tells the full story. See the BPCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Comercial Portugues SA is a Portuguese private sector bank operating in Portugal, as well as Poland, Mozambique, Macau, and Angola. The bank offers a wide range of retail and corporate banking products and services. Its distribution network includes traditional branches, as well as online banking, call centers, mobile banking, ATMs, and point of sale systems. Along with its subsidiaries, it operates in the following segments: Retail Banking, Companies and Corporate, Private Banking, International Businesses, and Other. Maximum revenue is generated from the Retail Banking segment, which serves individuals, small businesses, and SMEs through a mix of mass-market services, personalized relationship management for higher-value customers, and includes the operations of ActivoBank.
49GF Score
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