TCNB (Town Center Bank IL) Change In Receivables: $0.00 Mil (TTM As of Jun. 2026)

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TCNB Town Center Bank IL TCNB
63 GF Score
Price $7.50
GF Value $6.59
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Town Center Bank IL Change In Receivables?

Town Center Bank IL TCNB +2.04% 63 Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus rates TCNB with a GF Score™ of 63/100 and a GF Value™ of $6.59 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Town Center Bank IL's change in receivables for the quarter that ended in Jun. 2026 was $0.00 Mil. It means Town Center Bank IL's Accounts Receivable stayed the same from Mar. 2026 to Jun. 2026 .

Town Center Bank IL's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.06 Mil. It means Town Center Bank IL's Accounts Receivable increased by $0.06 Mil from Dec. 2024 to Dec. 2025 .

Town Center Bank IL's Accounts Receivable for the quarter that ended in Jun. 2026 was $0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Town Center Bank IL's Days Sales Outstanding for the three months ended in Jun. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Town Center Bank IL's liquidation value for the three months ended in Jun. 2026 was $-131.05 Mil.


Town Center Bank IL  (OTCPK:TCNB) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Town Center Bank IL's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/1.891*91
=0.00

2. In Ben Graham's calculation of liquidation value, Town Center Bank IL's accounts receivable are only considered to be worth 75% of book value:

Town Center Bank IL's liquidation value for the quarter that ended in Jun. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=29.047-160.092+0.75 * 0+0.5 * 0
=-131.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Town Center Bank IL Change In Receivables Related Terms


Town Center Bank IL Change In Receivables Historical Data

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The historical data trend for Town Center Bank IL's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Town Center Bank IL Change In Receivables Chart

Town Center Bank IL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 -0.06 0.15 -0.74 -0.06

Town Center Bank IL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
TCNB
63GF Score
Town Center Bank IL TCNB
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Town Center Bank IL Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $0.00 Mil mean?
Town Center Bank IL (TCNB) has a Change In Receivables of $0.00 Mil as of Jun. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Town Center Bank IL and its competitors.
Is Town Center Bank IL's Change In Receivables too high?
Town Center Bank IL's current Change In Receivables is $0.00 Mil. Overall, Town Center Bank IL has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Town Center Bank IL's Change In Receivables compare to CCYY and JTNB?
Town Center Bank IL's Change In Receivables of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Town Center Bank IL and its competitors. Town Center Bank IL's current Change In Receivables is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Town Center Bank IL stock overvalued right now?
Based on GuruFocus' analysis, Town Center Bank IL (TCNB) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.59, compared to a current price of $7.50 — trading 13.8% above its estimated fair value. The current Change In Receivables is $0.00 Mil. Town Center Bank IL's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Town Center Bank IL (TCNB), the current Change In Receivables is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Town Center Bank IL (TCNB) Overvalued in 2026?

Based on GuruFocus' analysis, Town Center Bank IL stock appears to be overvalued. The current stock price of $7.50 is trading 13.8% above its estimated GF Value™ of $6.59. GuruFocus considers Town Center Bank IL to be Modestly Overvalued.

Key valuation signals for TCNB:

  • Change In Receivables: $0.00 Mil
  • GF Value™: $6.59 vs. price of $7.50 (13.8% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the TCNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Town Center Bank IL Business Description

Address 1938 E. Lincoln Highway, Unit 201, New Lenox, IL, USA, 60451
Town Center Bank IL provides banking products and services to families, businesses, and organizations in Illinois. The company's products include checking, savings, and term certificate accounts, and its lending products include residential mortgages, commercial real estate, construction, land development, and consumer loans. Other financial instruments offered by the bank include loan commitments, credit lines, letters of credit, and overdraft protection.
63GF Score

Get the complete analysis for TCNB

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$6.59
GF Value