TCNB (Town Center Bank IL) Market Cap: $17.29 Mil (As of Jul. 21, 2026)

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TCNB Town Center Bank IL TCNB
67 GF Score
Price $7.41
GF Value $6.48
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Town Center Bank IL Market Cap?

Town Center Bank IL TCNB -3.14% 67 Market Cap is $17.29 Mil as of Jul. 21, 2026. GuruFocus rates TCNB with a GF Score™ of 67/100 and a GF Value™ of $6.48 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,542 Banks companies, Town Center Bank IL ranks worse than 97.21% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Town Center Bank IL's share price for the quarter that ended in Mar. 2026 was $6.5. Town Center Bank IL's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 2.33 Mil. Therefore, Town Center Bank IL's market cap for the quarter that ended in Mar. 2026 was $15.17 Mil.

Town Center Bank IL's quarterly market cap increased from Sep. 2025 ($13.98 Mil) to Dec. 2025 ($14.00 Mil) and increased from Dec. 2025 ($14.00 Mil) to Mar. 2026 ($15.17 Mil).

Town Center Bank IL's annual market cap increased from Dec. 2023 ($11.09 Mil) to Dec. 2024 ($13.89 Mil) and increased from Dec. 2024 ($13.89 Mil) to Dec. 2025 ($14.00 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Town Center Bank IL's Enterprise Value for Today is $19.61 Mil.


Town Center Bank IL  (OTCPK:TCNB) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Town Center Bank IL Market Cap Related Terms


Town Center Bank IL Market Cap Historical Data

* Premium members only.

The historical data trend for Town Center Bank IL's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Town Center Bank IL Market Cap Chart

Town Center Bank IL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.99 7.24 11.09 13.89 14.00

Town Center Bank IL Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.86 13.07 13.98 14.00 15.17

TCNB vs CCYY, FIDS, CRZY: Market Cap Comparison

For the Banks - Regional subindustry, Town Center Bank IL's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Town Center Bank IL Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Town Center Bank IL's Market Cap distribution charts can be found below:

* The bar in red indicates where Town Center Bank IL's Market Cap falls into.


TCNB
67GF Score
Town Center Bank IL TCNB
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Town Center Bank IL Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Town Center Bank IL's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=$6*2.334
=$14.00

Town Center Bank IL's Market Cap for the quarter that ended in Mar. 2026 is calculated as

Market Cap (Q: Mar. 2026 )=Share Price (Q: Mar. 2026 )*Shares Outstanding (EOP) (Q: Mar. 2026 )
=$6.5*2.334
=$15.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $17.29 Mil mean?
Town Center Bank IL (TCNB) has a Market Cap of $17.29 Mil as of Jul. 21, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Town Center Bank IL and its competitors. According to the industry distribution chart, Town Center Bank IL ranks #1499 out of 1542 companies in the Banks industry, placing it in the top 97.2%.
Is Town Center Bank IL's Market Cap too high?
Town Center Bank IL's current Market Cap is $17.29 Mil. The Banks industry median Market Cap is 702.47. Town Center Bank IL's value of $17.29 Mil is 97.5% below this industry median. Based on the distribution chart, Town Center Bank IL ranks #1499 out of 1542 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Town Center Bank IL has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Town Center Bank IL's Market Cap compare to CCYY and FIDS?
According to the Banks industry distribution chart, Town Center Bank IL ranks #1499 out of 1542 companies for Market Cap. This places Town Center Bank IL in the lower half of its industry. The industry median Market Cap is 702.47. Town Center Bank IL's value of $17.29 Mil is 97.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 702.47, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Town Center Bank IL's current Market Cap of $17.29 Mil is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Town Center Bank IL and its competitors. For the Banks industry, the median Market Cap is 702.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Town Center Bank IL's current Market Cap is $17.29 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Town Center Bank IL stock overvalued right now?
Based on GuruFocus' analysis, Town Center Bank IL (TCNB) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.48, compared to a current price of $7.41 — trading 14.4% above its estimated fair value. The current Market Cap is $17.29 Mil and 97.5% below the Banks industry median of 702.47. Town Center Bank IL's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Town Center Bank IL (TCNB), the current Market Cap is $17.29 Mil as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Town Center Bank IL (TCNB) Overvalued in 2026?

Based on GuruFocus' analysis, Town Center Bank IL stock appears to be overvalued. The current stock price of $7.41 is trading 14.4% above its estimated GF Value™ of $6.48. GuruFocus considers Town Center Bank IL to be Modestly Overvalued.

Key valuation signals for TCNB:

  • Market Cap: $17.29 Mil
  • GF Value™: $6.48 vs. price of $7.41 (14.4% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 97.5% below the Banks median (#1499 of 1542)

No single metric tells the full story. See the TCNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Town Center Bank IL Business Description

Address 1938 E. Lincoln Highway, Unit 201, New Lenox, IL, USA, 60451
Town Center Bank IL provides banking products and services to families, businesses, and organizations in Illinois. The company's products include checking, savings, and term certificate accounts, and its lending products include residential mortgages, commercial real estate, construction, land development, and consumer loans. Other financial instruments offered by the bank include loan commitments, credit lines, letters of credit, and overdraft protection.
67GF Score

Get the complete analysis for TCNB

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.41
Price
$6.48
GF Value