Chubb (MEX:CB) Claims Ratio %: 0.00% (As of . 20)

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MEX:CB Chubb Ltd MEX:CB
75 GF Score
Price MXN5,981.00
GF Value MXN5,379.61
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Chubb Claims Ratio %?

Chubb MEX:CB 75 Claims Ratio % is 0.00% as of . 20. GuruFocus rates MEX:CB with a GF Score™ of 75/100 and a GF Value™ of MXN5,379.61 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

The historical rank and industry rank for Chubb's Claims Ratio % or its related term are showing as below:

MEX:CB's Claims Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

Chubb  (MEX:CB) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

Chubb Claims Ratio % Related Terms

Chubb Claims Ratio % Historical Data

* Premium members only.

The historical data trend for Chubb's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Claims Ratio % Chart


MEX:CB
75GF Score
Chubb Ltd MEX:CB
Claims Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb  (MEX:CB) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %=Total Claims / Total Premiums Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Claims Ratio % of 0.00% mean?
Chubb (MEX:CB) has a Claims Ratio % of 0.00% as of . 20. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Chubb and its competitors.
Is Chubb's Claims Ratio % too high?
Chubb's current Claims Ratio % is 0.00%. Overall, Chubb has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chubb's Claims Ratio % compare to PGR and TRV?
Chubb's Claims Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Claims Ratio % for an Insurance company?
A good Claims Ratio % depends on the Insurance industry context. However, Claims Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Claims Ratio % mean?
A high Claims Ratio % can signal that a stock is expensive relative to its fundamentals. Claims Ratio is the percentage of claims costs incurred in relation to the premiums earned. View historical data on Chubb and its competitors. Chubb's current Claims Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb stock overvalued right now?
Based on GuruFocus' analysis, Chubb (MEX:CB) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN5,379.61, compared to a current price of MXN5,981.00 — trading 11.2% above its estimated fair value. The current Claims Ratio % is 0.00%. Chubb's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Claims Ratio % calculated?
Claims Ratio % is calculated from a company's financial statements. For Chubb (MEX:CB), the current Claims Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb (MEX:CB) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb stock appears to be overvalued. The current stock price of MXN5,981.00 is trading 11.2% above its estimated GF Value™ of MXN5,379.61. GuruFocus considers Chubb to be Modestly Overvalued.

Key valuation signals for MEX:CB:

  • Claims Ratio %: 0.00%
  • GF Value™: MXN5,379.61 vs. price of MXN5,981.00 (11.2% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the MEX:CB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chubb Business Description

Address Baerengasse 32, Zurich, CHE, CH-8001
ACE acquired Chubb in 2016 and assumed the Chubb name. The combination made the new Chubb one of the largest domestic property and casualty insurers, with operations in over 50 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.
75GF Score

Get the complete analysis for MEX:CB

Claims Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN5,981.00
Price
MXN5,379.61
GF Value