Chubb (MEX:CB) Cyclically Adjusted PB Ratio: 2.37 (As of Jul. 11, 2026) — 30% Above Median


MEX:CB Chubb Ltd MEX:CB
78 GF Score
Price MXN5,760.00
GF Value MXN4,933.83
Valuation Fairly Valued
! 6 Warning Signs
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What is Chubb Cyclically Adjusted PB Ratio?

Chubb MEX:CB 78 Cyclically Adjusted PB Ratio is 2.37 as of Jul. 11, 2026, which is 30% above its 10-year median of 1.83. GuruFocus rates MEX:CB with a GF Score™ of 78/100 and a GF Value™ of MXN4,933.83 (Fairly Valued). The stock has 6 warning signs investors should review. Among 415 Insurance companies, Chubb ranks worse than 75.9% on this metric.

As of today (2026-07-11), Chubb's current share price is MXN5760.00. Chubb's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN2,435.24. Chubb's Cyclically Adjusted PB Ratio for today is 2.37.

The historical rank and industry rank for Chubb's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:CB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.06   Med: 1.83   Max: 2.64
Current: 2.54

During the past years, Chubb's highest Cyclically Adjusted PB Ratio was 2.64. The lowest was 1.06. And the median was 1.83.

MEX:CB's Cyclically Adjusted PB Ratio is ranked worse than
75.9% of 415 companies
in the Insurance industry
Industry Median: 1.4 vs MEX:CB: 2.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Chubb's adjusted book value per share data for the three months ended in Mar. 2026 was MXN3,424.995. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN2,435.24 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Chubb  (MEX:CB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Chubb Cyclically Adjusted PB Ratio Related Terms


Chubb Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Chubb's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb Cyclically Adjusted PB Ratio Chart

Chubb Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 1.97 1.90 2.20 2.34

Chubb Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.36 2.22 2.14 2.34 2.38

MEX:CB vs PGR, TRV, ALL: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, Chubb's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Chubb's Cyclically Adjusted PB Ratio falls into.


MEX:CB
78GF Score
Chubb Ltd MEX:CB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Chubb's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=5760.00/2435.24
=2.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Chubb's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3424.995/108.0600*108.0600
=3,424.995

Current CPI (Mar. 2026) = 108.0600.

Chubb Quarterly Data

Book Value per Share CPI Adj_Book
201606 1,878.171 100.088 2,027.771
201609 2,010.155 99.604 2,180.807
201612 2,135.948 99.380 2,322.517
201703 1,983.718 100.040 2,142.751
201706 1,955.645 100.285 2,107.260
201709 1,973.349 100.254 2,127.009
201712 2,166.712 100.213 2,336.373
201803 2,000.214 100.836 2,143.520
201806 2,160.842 101.435 2,301.970
201809 2,066.186 101.246 2,205.254
201812 2,151.284 100.906 2,303.805
201903 2,216.562 101.571 2,358.175
201906 2,266.010 102.044 2,399.605
201909 2,375.479 101.396 2,531.609
201912 2,308.866 101.063 2,468.713
202003 2,711.569 101.048 2,899.747
202006 2,800.372 100.743 3,003.761
202009 2,760.935 100.585 2,966.126
202012 2,623.283 100.241 2,827.913
202103 2,685.422 100.800 2,878.842
202106 2,725.206 101.352 2,905.571
202109 2,830.737 101.533 3,012.724
202112 2,871.661 101.776 3,048.982
202203 2,664.575 103.205 2,789.923
202206 2,483.874 104.783 2,561.560
202209 2,308.945 104.835 2,379.979
202212 2,375.616 104.666 2,452.645
202303 2,306.097 106.245 2,345.499
202306 2,207.216 106.576 2,237.961
202309 2,236.068 106.570 2,267.342
202312 2,492.379 106.461 2,529.809
202403 2,474.317 107.355 2,490.568
202406 2,767.377 107.991 2,769.148
202409 3,212.578 107.468 3,230.278
202412 3,332.142 107.128 3,361.128
202503 3,355.315 107.722 3,365.830
202506 3,277.603 108.075 3,277.145
202509 3,342.740 107.710 3,353.602
202512 3,395.661 107.200 3,422.902
202603 3,424.995 108.060 3,424.995

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.37 mean?
Chubb (MEX:CB) has a Cyclically Adjusted PB Ratio of 2.37 as of Jul. 11, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Chubb and its competitors. This is 30% above median its historical median of 1.83. Over the past decade, Chubb's Cyclically Adjusted PB Ratio has ranged from 1.06 to 2.64. According to the industry distribution chart, Chubb ranks #315 out of 415 companies in the Insurance industry, placing it in the top 75.9%.
Is Chubb's Cyclically Adjusted PB Ratio too high?
Chubb's current Cyclically Adjusted PB Ratio of 2.37 is 30% above median its 10-year median of 1.83. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 2.64. The Insurance industry median Cyclically Adjusted PB Ratio is 1.40. Chubb's value of 2.37 is 69.3% above this industry median. Based on the distribution chart, Chubb ranks #315 out of 415 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Chubb has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Chubb's Cyclically Adjusted PB Ratio compare to PGR and TRV?
According to the Insurance industry distribution chart, Chubb ranks #315 out of 415 companies for Cyclically Adjusted PB Ratio. This places Chubb in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.40. Chubb's value of 2.37 is 69.3% above this benchmark. Historically, Chubb's own Cyclically Adjusted PB Ratio has ranged from 1.06 to 2.64 over the past decade. While the company's 10-year median is 1.83 vs. the industry median of 1.40, Chubb has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.40, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chubb's current Cyclically Adjusted PB Ratio of 2.37 is 69.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Chubb and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chubb's current Cyclically Adjusted PB Ratio is 2.37, which is 30% above median its own 10-year median of 1.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb stock overvalued right now?
Based on GuruFocus' analysis, Chubb (MEX:CB) is currently considered Fairly Valued. The stock's GF Value™ is MXN4,933.83, compared to a current price of MXN5,760.00 — trading 16.7% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.37, which is 30% above median its 10-year median of 1.83 and 69.3% above the Insurance industry median of 1.40. Chubb's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Chubb (MEX:CB), the current Cyclically Adjusted PB Ratio is 2.37 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb (MEX:CB) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb stock appears to be overvalued. The current stock price of MXN5,760.00 is trading 16.7% above its estimated GF Value™ of MXN4,933.83. GuruFocus considers Chubb to be Fairly Valued.

Key valuation signals for MEX:CB:

  • Cyclically Adjusted PB Ratio: 2.37 (30% above median its 10-year median of 1.83)
  • GF Value™: MXN4,933.83 vs. price of MXN5,760.00 (16.7% above fair value)
  • GF Score™: 78/100 with 6 warning signs
  • Industry Position: 69.3% above the Insurance median (#315 of 415)

No single metric tells the full story. See the MEX:CB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Business Description

Address Baerengasse 32, Zurich, CHE, CH-8001
ACE acquired Chubb in 2016 and assumed the Chubb name. The combination made the new Chubb one of the largest domestic property and casualty insurers, with operations in over 50 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.
78GF Score

Get the complete analysis for MEX:CB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN5,760.00
Price
MXN4,933.83
GF Value