ZhongAn Online P&C Insurance Co (FRA:1ZO) Common Stock: €204 Mil (As of Dec. 2025)

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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1ZO ZhongAn Online P&C Insurance Co Ltd FRA:1ZO
85 GF Score
Price €1.18
GF Value €1.77
Valuation Significantly Undervalued
! 2 Warning Signs
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What is ZhongAn Online P&C Insurance Co Common Stock?

ZhongAn Online P&C Insurance Co FRA:1ZO -0.19% 85 Common Stock is €204 Mil as of Dec. 2025. GuruFocus rates FRA:1ZO with a GF Score™ of 85/100 and a GF Value™ of €1.77 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ZhongAn Online P&C Insurance Co's quarterly common stock declined from Dec. 2024 (€193 Mil) to Jun. 2025 (€177 Mil) but then increased from Jun. 2025 (€177 Mil) to Dec. 2025 (€204 Mil).

ZhongAn Online P&C Insurance Co's annual common stock increased from Dec. 2023 (€189 Mil) to Dec. 2024 (€193 Mil) and increased from Dec. 2024 (€193 Mil) to Dec. 2025 (€204 Mil).

ZhongAn Online P&C Insurance Co Common Stock Historical Data

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The historical data trend for ZhongAn Online P&C Insurance Co's Common Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZhongAn Online P&C Insurance Co Common Stock Chart

ZhongAn Online P&C Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Common Stock
Get a 7-Day Free Trial Premium Member Only Premium Member Only 204.23 199.02 188.77 192.79 204.29

ZhongAn Online P&C Insurance Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Common Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 188.77 188.22 192.79 177.47 204.29
FRA:1ZO
85GF Score
ZhongAn Online P&C Insurance Co Ltd FRA:1ZO
Common Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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ZhongAn Online P&C Insurance Co Common Stock Calculation

Common stock is listed on the Balance Sheet at the par value of the total shares outstanding of a company.

The par value of common stocks is meaningless. It is usually set at an absurdly low number.

Frequently Asked Questions Learn more about Common Stock →
What does a Common Stock of €204 Mil mean?
ZhongAn Online P&C Insurance Co (FRA:1ZO) has a Common Stock of €204 Mil as of Dec. 2025. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on ZhongAn Online P&C Insurance Co and its competitors.
Is ZhongAn Online P&C Insurance Co's Common Stock too high?
ZhongAn Online P&C Insurance Co's current Common Stock is €204 Mil. Overall, ZhongAn Online P&C Insurance Co has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZhongAn Online P&C Insurance Co's Common Stock compare to CB and PGR?
ZhongAn Online P&C Insurance Co's Common Stock of €204 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Common Stock for an Insurance company?
A good Common Stock depends on the Insurance industry context. However, Common Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Common Stock mean?
A high Common Stock can signal that a stock is expensive relative to its fundamentals. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on ZhongAn Online P&C Insurance Co and its competitors. ZhongAn Online P&C Insurance Co's current Common Stock is €204 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZhongAn Online P&C Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co (FRA:1ZO) is currently considered Significantly Undervalued. The stock's GF Value™ is €1.77, compared to a current price of €1.18 — trading 33.2% below its estimated fair value. The current Common Stock is €204 Mil. ZhongAn Online P&C Insurance Co's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Common Stock calculated?
Common Stock is calculated from a company's financial statements. For ZhongAn Online P&C Insurance Co (FRA:1ZO), the current Common Stock is €204 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZhongAn Online P&C Insurance Co (FRA:1ZO) Overvalued in 2026?

Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued. The current stock price of €1.18 is trading 33.2% below its estimated GF Value™ of €1.77. GuruFocus considers ZhongAn Online P&C Insurance Co to be Significantly Undervalued.

Key valuation signals for FRA:1ZO:

  • Common Stock: €204 Mil
  • GF Value™: €1.77 vs. price of €1.18 (33.2% below fair value)
  • GF Score™: 85/100 with 2 warning signs

No single metric tells the full story. See the FRA:1ZO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ZhongAn Online P&C Insurance Co Business Description

Address 219 Yuanmingyuan Road, Shanghai, CHN
ZhongAn Online P&C Insurance Co Ltd is principally engaged in Fintech business, which mainly provides internet insurance services and insurance information technology services to customers. Its operating segments includes; Insurance, Technology, Banking, and Others. The insurance segment offers online property and casualty insurance and services in the PRC and generates majority of the company's revenue.
85GF Score

Get the complete analysis for FRA:1ZO

Common Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.18
Price
€1.77
GF Value