ZhongAn Online P&C Insurance Co (FRA:1ZO) Payments of Debt: €-526 Mil (TTM As of Dec. 2025)

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FRA:1ZO ZhongAn Online P&C Insurance Co Ltd FRA:1ZO
86 GF Score
Price €1.19
GF Value €1.88
Valuation Significantly Undervalued
! 2 Warning Signs
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What is ZhongAn Online P&C Insurance Co Payments of Debt?

ZhongAn Online P&C Insurance Co FRA:1ZO 86 Payments of Debt is €-526 Mil as of Dec. 2025. GuruFocus rates FRA:1ZO with a GF Score™ of 86/100 and a GF Value™ of €1.88 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ZhongAn Online P&C Insurance Co's Payments of Debt for the six months ended in Dec. 2025 was €-7 Mil.

ZhongAn Online P&C Insurance Co's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was €-526 Mil.

ZhongAn Online P&C Insurance Co Payments of Debt Related Terms

ZhongAn Online P&C Insurance Co Payments of Debt Historical Data

* Premium members only.

The historical data trend for ZhongAn Online P&C Insurance Co's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZhongAn Online P&C Insurance Co Payments of Debt Chart

ZhongAn Online P&C Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -60.48 -15.98 -12.99 -528.44

ZhongAn Online P&C Insurance Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.86 0.00 -12.99 -518.98 -7.29
FRA:1ZO
86GF Score
ZhongAn Online P&C Insurance Co Ltd FRA:1ZO
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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ZhongAn Online P&C Insurance Co Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-526 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of €-526 Mil mean?
ZhongAn Online P&C Insurance Co (FRA:1ZO) has a Payments of Debt of €-526 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on ZhongAn Online P&C Insurance Co and its competitors.
Is ZhongAn Online P&C Insurance Co's Payments of Debt too high?
ZhongAn Online P&C Insurance Co's current Payments of Debt is €-526 Mil. Overall, ZhongAn Online P&C Insurance Co has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZhongAn Online P&C Insurance Co's Payments of Debt compare to CB and PGR?
ZhongAn Online P&C Insurance Co's Payments of Debt of €-526 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for an Insurance company?
A good Payments of Debt depends on the Insurance industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on ZhongAn Online P&C Insurance Co and its competitors. ZhongAn Online P&C Insurance Co's current Payments of Debt is €-526 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZhongAn Online P&C Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co (FRA:1ZO) is currently considered Significantly Undervalued. The stock's GF Value™ is €1.88, compared to a current price of €1.19 — trading 36.7% below its estimated fair value. The current Payments of Debt is €-526 Mil. ZhongAn Online P&C Insurance Co's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For ZhongAn Online P&C Insurance Co (FRA:1ZO), the current Payments of Debt is €-526 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZhongAn Online P&C Insurance Co (FRA:1ZO) Overvalued in 2026?

Based on GuruFocus' analysis, ZhongAn Online P&C Insurance Co stock appears to be undervalued. The current stock price of €1.19 is trading 36.7% below its estimated GF Value™ of €1.88. GuruFocus considers ZhongAn Online P&C Insurance Co to be Significantly Undervalued.

Key valuation signals for FRA:1ZO:

  • Payments of Debt: €-526 Mil
  • GF Value™: €1.88 vs. price of €1.19 (36.7% below fair value)
  • GF Score™: 86/100 with 2 warning signs

No single metric tells the full story. See the FRA:1ZO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ZhongAn Online P&C Insurance Co Business Description

Address 219 Yuanmingyuan Road, Shanghai, CHN
ZhongAn Online P&C Insurance Co Ltd is principally engaged in Fintech business, which mainly provides internet insurance services and insurance information technology services to customers. Its operating segments includes; Insurance, Technology, Banking, and Others. The insurance segment offers online property and casualty insurance and services in the PRC and generates majority of the company's revenue.
86GF Score

Get the complete analysis for FRA:1ZO

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.19
Price
€1.88
GF Value