AF Legal Group (ASX:AFL) Current Ratio: 1.84 (As of Dec. 2025) — Near Median


ASX:AFL AF Legal Group Ltd ASX:AFL
49 GF Score
Price A$0.12
GF Value A$0.21
Valuation Possible Value Trap
! 6 Warning Signs
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What is AF Legal Group Current Ratio?

AF Legal Group ASX:AFL 49 Current Ratio is 1.84 as of Dec. 2025, which is 5% above its 10-year median of 1.75. GuruFocus rates ASX:AFL with a GF Score™ of 49/100 and a GF Value™ of A$0.21 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 98 Personal Services companies, AF Legal Group ranks better than 69.39% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. AF Legal Group's current ratio for the quarter that ended in Dec. 2025 was 1.84.

AF Legal Group has a current ratio of 1.84. It generally indicates good short-term financial strength.

The historical rank and industry rank for AF Legal Group's Current Ratio or its related term are showing as below:

ASX:AFL' s Current Ratio Range Over the Past 10 Years
Min: 0.85   Med: 1.75   Max: 53.89
Current: 1.84

During the past 13 years, AF Legal Group's highest Current Ratio was 53.89. The lowest was 0.85. And the median was 1.75.

ASX:AFL's Current Ratio is ranked better than
69.39% of 98 companies
in the Personal Services industry
Industry Median: 1.24 vs ASX:AFL: 1.84

AF Legal Group  (ASX:AFL) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


AF Legal Group Current Ratio Related Terms


AF Legal Group Current Ratio Historical Data

* Premium members only.

The historical data trend for AF Legal Group's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AF Legal Group Current Ratio Chart

AF Legal Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.26 1.28 1.26 2.67 2.10

AF Legal Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.50 2.67 2.35 2.10 1.84

ASX:AFL vs ROL, SCI, FTDR: Current Ratio Comparison

For the Personal Services subindustry, AF Legal Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AF Legal Group Current Ratio vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, AF Legal Group's Current Ratio distribution charts can be found below:

* The bar in red indicates where AF Legal Group's Current Ratio falls into.


ASX:AFL
49GF Score
AF Legal Group Ltd ASX:AFL
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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AF Legal Group Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

AF Legal Group's Current Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Current Ratio (A: Jun. 2025 )=Total Current Assets (A: Jun. 2025 )/Total Current Liabilities (A: Jun. 2025 )
=14.312/6.829
=2.10

AF Legal Group's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=15.427/8.384
=1.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.84 mean?
AF Legal Group (ASX:AFL) has a Current Ratio of 1.84 as of Dec. 2025. This is near median its historical median of 1.75. Over the past decade, AF Legal Group's Current Ratio has ranged from 0.85 to 53.89. According to the industry distribution chart, AF Legal Group ranks #30 out of 98 companies in the Personal Services industry, placing it in the top 30.6%.
Is AF Legal Group's Current Ratio too high?
AF Legal Group's current Current Ratio of 1.84 is near median its 10-year median of 1.75. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 53.89. The Personal Services industry median Current Ratio is 1.24. AF Legal Group's value of 1.84 is 48.4% above this industry median. Based on the distribution chart, AF Legal Group ranks #30 out of 98 companies in the Personal Services industry, which is above the industry midpoint. Overall, AF Legal Group has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AF Legal Group's Current Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, AF Legal Group ranks #30 out of 98 companies for Current Ratio. This puts AF Legal Group in the upper half of its industry. The industry median Current Ratio is 1.24. AF Legal Group's value of 1.84 is 48.4% above this benchmark. Historically, AF Legal Group's own Current Ratio has ranged from 0.85 to 53.89 over the past decade. While the company's 10-year median is 1.75 vs. the industry median of 1.24, AF Legal Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Personal Services company?
The median Current Ratio among Personal Services companies is 1.24, based on 98 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AF Legal Group's current Current Ratio of 1.84 is 48.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median Current Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AF Legal Group's current Current Ratio is 1.84, which is near median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AF Legal Group stock overvalued right now?
Based on GuruFocus' analysis, AF Legal Group (ASX:AFL) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.21, compared to a current price of A$0.12 — trading 42.9% below its estimated fair value. The current Current Ratio is 1.84, which is near median its 10-year median of 1.75 and 48.4% above the Personal Services industry median of 1.24. AF Legal Group's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For AF Legal Group (ASX:AFL), the current Current Ratio is 1.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AF Legal Group (ASX:AFL) Overvalued in 2026?

Based on GuruFocus' analysis, AF Legal Group stock appears to be undervalued. The current stock price of A$0.12 is trading 42.9% below its estimated GF Value™ of A$0.21. GuruFocus considers AF Legal Group to be Possible Value Trap.

Key valuation signals for ASX:AFL:

  • Current Ratio: 1.84 (near median its 10-year median of 1.75)
  • GF Value™: A$0.21 vs. price of A$0.12 (42.9% below fair value)
  • GF Score™: 49/100 with 6 warning signs
  • Industry Position: 48.4% above the Personal Services median (#30 of 98)

No single metric tells the full story. See the ASX:AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AF Legal Group Business Description

Address 326 William Street, Level 2, Melbourne, VIC, AUS, 3000
AF Legal Group Ltd is a law firm that specializes in family and relationship law and also in contested wills and estates law. The firm provides advice to clients in respect of divorce separation, property, and children's matters. Its services include property settlement, spousal maintenance, divorce, and separation, among others.
49GF Score

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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.12
Price
A$0.21
GF Value