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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AF Legal GroupASX:AFL 37 EV-to-OCF is 8.32 as of Aug. 22, 2026, which is 43% below its 10-year median of 14.70. GuruFocus rates ASX:AFL with a GF Score™ of 37/100 and a GF Value™ of A$0.21 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 97 Personal Services companies, AF Legal Group ranks worse than 52.58% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, AF Legal Group's Enterprise Value is A$18.59 Mil.
AF Legal Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$2.24 Mil. Therefore, AF Legal Group's EV-to-OCF for today is 8.32.
The historical rank and industry rank for AF Legal Group's EV-to-OCF or its related term are showing as below:
ASX:AFL'
s EV-to-OCF Range Over the Past 10 Years
Min: -10.26 Med: 14.7 Max: 34.99
Current: 8.32
During the past 13 years, the highest EV-to-OCF of AF Legal Group was 34.99. The lowest was -10.26. And the median was 14.70.
ASX:AFL's EV-to-OCF is ranked worse than 52.58% of 97
companies
in the Personal Services industry
Industry Median: 7.29
vs ASX:AFL: 8.32
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AF Legal Group's PE Ratio (TTM) for today is calculated as:
AF Legal Group's share price for today is A$0.13.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AF Legal Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.003.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AF Legal Group EV-to-OCF Related Terms
AF Legal Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for AF Legal Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, AF Legal Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AF Legal Group EV-to-OCF vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, AF Legal Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where AF Legal Group's EV-to-OCF falls into.
AF Legal Group's current Enterprise Value is A$18.59 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AF Legal Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$2.24 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AF Legal Group (ASX:AFL) has a EV-to-OCF of 8.32 as of Aug. 22, 2026. This is 43% below median its historical median of 14.70. According to the industry distribution chart, AF Legal Group ranks #51 out of 97 companies in the Personal Services industry, placing it in the top 52.6%.
Is AF Legal Group's EV-to-OCF too high?
AF Legal Group's current EV-to-OCF of 8.32 is 43% below median its 10-year median of 14.70. The Personal Services industry median EV-to-OCF is 7.29. AF Legal Group's value of 8.32 is 14.1% above this industry median. Based on the distribution chart, AF Legal Group ranks #51 out of 97 companies in the Personal Services industry, which is below the industry midpoint. Overall, AF Legal Group has a GF Score™ of 37/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AF Legal Group's EV-to-OCF compare to ROL and SCI?
According to the Personal Services industry distribution chart, AF Legal Group ranks #51 out of 97 companies for EV-to-OCF. This places AF Legal Group in the lower half of its industry. The industry median EV-to-OCF is 7.29. AF Legal Group's value of 8.32 is 14.1% above this benchmark. While the company's 10-year median is 14.70 vs. the industry median of 7.29, AF Legal Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Personal Services company?
The median EV-to-OCF among Personal Services companies is 7.29, based on 97 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AF Legal Group's current EV-to-OCF of 8.32 is 14.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median EV-to-OCF is 7.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AF Legal Group's current EV-to-OCF is 8.32, which is 43% below median its own 10-year median of 14.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AF Legal Group stock overvalued right now?
Based on GuruFocus' analysis, AF Legal Group (ASX:AFL) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.21, compared to a current price of A$0.13 — trading 38.1% below its estimated fair value. The current EV-to-OCF is 8.32, which is 43% below median its 10-year median of 14.70 and 14.1% above the Personal Services industry median of 7.29. AF Legal Group's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For AF Legal Group (ASX:AFL), the current EV-to-OCF is 8.32 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AF Legal Group (ASX:AFL) Overvalued in 2026?
Based on GuruFocus' analysis, AF Legal Group stock appears to be undervalued.
The current stock price of A$0.13 is trading 38.1% below its estimated GF Value™ of A$0.21.
GuruFocus considers AF Legal Group to be Possible Value Trap.
Key valuation signals for ASX:AFL:
EV-to-OCF: 8.32 (43% below median its 10-year median of 14.70)
GF Value™: A$0.21 vs. price of A$0.13 (38.1% below fair value)
Industry Position: 14.1% above the Personal Services median (#51 of 97)
No single metric tells the full story. See the ASX:AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AF Legal Group Ltd is a law firm that specializes in family and relationship law and also in contested wills and estates law. The firm provides advice to clients in respect of divorce separation, property, and children's matters. Its services include property settlement, spousal maintenance, divorce, and separation, among others.
37GF Score
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