AF Legal Group (ASX:AFL) Quick Ratio: 1.84 (As of Dec. 2025) — Near Median


ASX:AFL AF Legal Group Ltd ASX:AFL
49 GF Score
Price A$0.12
GF Value A$0.21
Valuation Possible Value Trap
! 6 Warning Signs
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What is AF Legal Group Quick Ratio?

AF Legal Group ASX:AFL 49 Quick Ratio is 1.84 as of Dec. 2025, which is 5% above its 10-year median of 1.75. GuruFocus rates ASX:AFL with a GF Score™ of 49/100 and a GF Value™ of A$0.21 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 98 Personal Services companies, AF Legal Group ranks better than 72.45% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. AF Legal Group's quick ratio for the quarter that ended in Dec. 2025 was 1.84.

AF Legal Group has a quick ratio of 1.84. It generally indicates good short-term financial strength.

The historical rank and industry rank for AF Legal Group's Quick Ratio or its related term are showing as below:

ASX:AFL' s Quick Ratio Range Over the Past 10 Years
Min: 0.85   Med: 1.75   Max: 53.89
Current: 1.84

During the past 13 years, AF Legal Group's highest Quick Ratio was 53.89. The lowest was 0.85. And the median was 1.75.

ASX:AFL's Quick Ratio is ranked better than
72.45% of 98 companies
in the Personal Services industry
Industry Median: 1.115 vs ASX:AFL: 1.84

AF Legal Group  (ASX:AFL) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


AF Legal Group Quick Ratio Related Terms


AF Legal Group Quick Ratio Historical Data

* Premium members only.

The historical data trend for AF Legal Group's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AF Legal Group Quick Ratio Chart

AF Legal Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.26 1.28 1.26 2.67 2.10

AF Legal Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.50 2.67 2.35 2.10 1.84

ASX:AFL vs ROL, SCI, FTDR: Quick Ratio Comparison

For the Personal Services subindustry, AF Legal Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AF Legal Group Quick Ratio vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, AF Legal Group's Quick Ratio distribution charts can be found below:

* The bar in red indicates where AF Legal Group's Quick Ratio falls into.


ASX:AFL
49GF Score
AF Legal Group Ltd ASX:AFL
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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AF Legal Group Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

AF Legal Group's Quick Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Quick Ratio (A: Jun. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(14.312-0)/6.829
=2.10

AF Legal Group's Quick Ratio for the quarter that ended in Dec. 2025 is calculated as

Quick Ratio (Q: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(15.427-0)/8.384
=1.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.84 mean?
AF Legal Group (ASX:AFL) has a Quick Ratio of 1.84 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on AF Legal Group and its competitors. This is near median its historical median of 1.75. Over the past decade, AF Legal Group's Quick Ratio has ranged from 0.85 to 53.89. According to the industry distribution chart, AF Legal Group ranks #27 out of 98 companies in the Personal Services industry, placing it in the top 27.6%.
Is AF Legal Group's Quick Ratio too high?
AF Legal Group's current Quick Ratio of 1.84 is near median its 10-year median of 1.75. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 53.89. The Personal Services industry median Quick Ratio is 1.12. AF Legal Group's value of 1.84 is 65% above this industry median. Based on the distribution chart, AF Legal Group ranks #27 out of 98 companies in the Personal Services industry, which is above the industry midpoint. Overall, AF Legal Group has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AF Legal Group's Quick Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, AF Legal Group ranks #27 out of 98 companies for Quick Ratio. This puts AF Legal Group in the upper half of its industry. The industry median Quick Ratio is 1.12. AF Legal Group's value of 1.84 is 65% above this benchmark. Historically, AF Legal Group's own Quick Ratio has ranged from 0.85 to 53.89 over the past decade. While the company's 10-year median is 1.75 vs. the industry median of 1.12, AF Legal Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Personal Services company?
The median Quick Ratio among Personal Services companies is 1.12, based on 98 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AF Legal Group's current Quick Ratio of 1.84 is 65% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on AF Legal Group and its competitors. For the Personal Services industry, the median Quick Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AF Legal Group's current Quick Ratio is 1.84, which is near median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AF Legal Group stock overvalued right now?
Based on GuruFocus' analysis, AF Legal Group (ASX:AFL) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.21, compared to a current price of A$0.12 — trading 42.9% below its estimated fair value. The current Quick Ratio is 1.84, which is near median its 10-year median of 1.75 and 65% above the Personal Services industry median of 1.12. AF Legal Group's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For AF Legal Group (ASX:AFL), the current Quick Ratio is 1.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AF Legal Group (ASX:AFL) Overvalued in 2026?

Based on GuruFocus' analysis, AF Legal Group stock appears to be undervalued. The current stock price of A$0.12 is trading 42.9% below its estimated GF Value™ of A$0.21. GuruFocus considers AF Legal Group to be Possible Value Trap.

Key valuation signals for ASX:AFL:

  • Quick Ratio: 1.84 (near median its 10-year median of 1.75)
  • GF Value™: A$0.21 vs. price of A$0.12 (42.9% below fair value)
  • GF Score™: 49/100 with 6 warning signs
  • Industry Position: 65% above the Personal Services median (#27 of 98)

No single metric tells the full story. See the ASX:AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AF Legal Group Business Description

Address 326 William Street, Level 2, Melbourne, VIC, AUS, 3000
AF Legal Group Ltd is a law firm that specializes in family and relationship law and also in contested wills and estates law. The firm provides advice to clients in respect of divorce separation, property, and children's matters. Its services include property settlement, spousal maintenance, divorce, and separation, among others.
49GF Score

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Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.12
Price
A$0.21
GF Value