Banco Products (India)BOM:500039 -1.79%78 Current Ratio is 2.25 as of Mar. 2026, which is 18% below its 10-year median of 2.75. GuruFocus rates BOM:500039 with a GF Score™ of 78/100 and a GF Value™ of ₹492.57 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,335 Vehicles & Parts companies, Banco Products (India) ranks better than 73.33% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Banco Products (India)'s current ratio for the quarter that ended in Mar. 2026 was 2.25.
Banco Products (India) has a current ratio of 2.25. It generally indicates good short-term financial strength.
The historical rank and industry rank for Banco Products (India)'s Current Ratio or its related term are showing as below:
BOM:500039'
s Current Ratio Range Over the Past 10 Years
Min: 1.98 Med: 2.75 Max: 3.55
Current: 2.25
During the past 13 years, Banco Products (India)'s highest Current Ratio was 3.55. The lowest was 1.98. And the median was 2.75.
BOM:500039's Current Ratio is ranked better than 73.33% of 1335
companies
in the Vehicles & Parts industry
Industry Median: 1.53
vs BOM:500039: 2.25
Banco Products (India) (BOM:500039) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Banco Products (India) Current Ratio Related Terms
Banco Products (India) Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Auto Parts subindustry, Banco Products (India)'s Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Products (India) Current Ratio vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Banco Products (India)'s Current Ratio distribution charts can be found below:
* The bar in red indicates where Banco Products (India)'s Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Products (India) (BOM:500039) has a Current Ratio of 2.25 as of Mar. 2026. This is 18% below median its historical median of 2.75. Over the past decade, Banco Products (India)'s Current Ratio has ranged from 1.98 to 3.55. According to the industry distribution chart, Banco Products (India) ranks #356 out of 1335 companies in the Vehicles & Parts industry, placing it in the top 26.7%.
Is Banco Products (India)'s Current Ratio too high?
Banco Products (India)'s current Current Ratio of 2.25 is 18% below median its 10-year median of 2.75. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 3.55. The Vehicles & Parts industry median Current Ratio is 1.53. Banco Products (India)'s value of 2.25 is 47.1% above this industry median. Based on the distribution chart, Banco Products (India) ranks #356 out of 1335 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Banco Products (India) has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Products (India)'s Current Ratio compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Banco Products (India) ranks #356 out of 1335 companies for Current Ratio. This puts Banco Products (India) in the upper half of its industry. The industry median Current Ratio is 1.53. Banco Products (India)'s value of 2.25 is 47.1% above this benchmark. Historically, Banco Products (India)'s own Current Ratio has ranged from 1.98 to 3.55 over the past decade. While the company's 10-year median is 2.75 vs. the industry median of 1.53, Banco Products (India) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Vehicles & Parts company?
The median Current Ratio among Vehicles & Parts companies is 1.53, based on 1,335 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Products (India)'s current Current Ratio of 2.25 is 47.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Current Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Products (India)'s current Current Ratio is 2.25, which is 18% below median its own 10-year median of 2.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Products (India) stock overvalued right now?
Based on GuruFocus' analysis, Banco Products (India) (BOM:500039) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹492.57, compared to a current price of ₹676.90 — trading 37.4% above its estimated fair value. The current Current Ratio is 2.25, which is 18% below median its 10-year median of 2.75 and 47.1% above the Vehicles & Parts industry median of 1.53. Banco Products (India)'s overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Banco Products (India) (BOM:500039), the current Current Ratio is 2.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Products (India) (BOM:500039) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Products (India) stock appears to be overvalued.
The current stock price of ₹676.90 is trading 37.4% above its estimated GF Value™ of ₹492.57.
GuruFocus considers Banco Products (India) to be Significantly Overvalued.
Key valuation signals for BOM:500039:
Current Ratio: 2.25 (18% below median its 10-year median of 2.75)
GF Value™: ₹492.57 vs. price of ₹676.90 (37.4% above fair value)
Industry Position: 47.1% above the Vehicles & Parts median (#356 of 1335)
No single metric tells the full story. See the BOM:500039 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Products (India) Ltd is a company engaged in the manufacturing and selling of radiators. The company manufactures aluminum radiators and copper-brass radiators. Its products include charged air coolers, fuel coolers, oil coolers, cooling systems, sealing gaskets, joint gaskets and sheets, and rubber products. Banco manufactures and supplies original equipment (OE) for commercial vehicles, passenger vehicles, and industrial products. The company caters to the domestic and international markets. The company generates the majority of its revenue within India.
78GF Score
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