Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Banco Products (India)'s
Operating Income
for the
three
months ended in Mar. 2026 was ₹1,655 Mil. Banco Products (India)'s Interest Expense for the
three
months ended in Mar. 2026 was ₹4 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Banco Products (India)'s Interest Coverage or its related term are showing as below:
BOM:500039'
s Interest Coverage Range Over the Past 10 Years
Min: 17.6 Med: 50.3 Max: 140.95
Current: 24.21
BOM:500039's Interest Coverage is ranked better than 71.7% of 1067
companies
in the Vehicles & Parts industry
Industry Median: 8.31
vs BOM:500039: 24.21
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Banco Products (India) Interest Coverage Related Terms
Banco Products (India) Interest Coverage Historical Data
* Premium members only.
The historical data trend for Banco Products (India)'s Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:500039 vs ORLY, AZO: Interest Coverage Comparison
For the Auto Parts subindustry, Banco Products (India)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Products (India) Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Banco Products (India)'s Interest Coverage distribution charts can be found below:
* The bar in red indicates where Banco Products (India)'s Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Banco Products (India) (BOM:500039) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banco Products (India) and its competitors. Over the past decade, Banco Products (India)'s Interest Coverage has ranged from 17.60 to 140.95. According to the industry distribution chart, Banco Products (India) ranks #302 out of 1067 companies in the Vehicles & Parts industry, placing it in the top 28.3%.
Is Banco Products (India)'s Interest Coverage too high?
Banco Products (India)'s current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 17.60 to a high of 140.95. Based on the distribution chart, Banco Products (India) ranks #302 out of 1067 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Banco Products (India) has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Products (India)'s Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Banco Products (India) ranks #302 out of 1067 companies for Interest Coverage. This puts Banco Products (India) in the upper half of its industry. The industry median Interest Coverage is 8.31. Historically, Banco Products (India)'s own Interest Coverage has ranged from 17.60 to 140.95 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.31, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banco Products (India) and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Products (India)'s current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Products (India) stock overvalued right now?
Based on GuruFocus' analysis, Banco Products (India) (BOM:500039) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹491.90, compared to a current price of ₹689.25 — trading 40.1% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Banco Products (India)'s overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Banco Products (India) (BOM:500039), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Products (India) (BOM:500039) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Products (India) stock appears to be overvalued.
The current stock price of ₹689.25 is trading 40.1% above its estimated GF Value™ of ₹491.90.
GuruFocus considers Banco Products (India) to be Significantly Overvalued.
Key valuation signals for BOM:500039:
Interest Coverage: 0 (At Loss)
GF Value™: ₹491.90 vs. price of ₹689.25 (40.1% above fair value)
No single metric tells the full story. See the BOM:500039 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Products (India) Ltd is a company engaged in the manufacturing and selling of radiators. The company manufactures aluminum radiators and copper-brass radiators. Its products include charged air coolers, fuel coolers, oil coolers, cooling systems, sealing gaskets, joint gaskets and sheets, and rubber products. Banco manufactures and supplies original equipment (OE) for commercial vehicles, passenger vehicles, and industrial products. The company caters to the domestic and international markets. The company generates the majority of its revenue within India.
74GF Score
Get the complete analysis for BOM:500039
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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