Banco Products (India)BOM:500039 -2.92%75 Days Payable is 89.31 as of Mar. 2026, which is 0% below its 10-year median of 89.65. GuruFocus rates BOM:500039 with a GF Score™ of 75/100 and a GF Value™ of ₹493.23 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,308 Vehicles & Parts companies, Banco Products (India) ranks better than 67.97% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Auto Parts subindustry, Banco Products (India)'s Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Products (India) Days Payable vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Banco Products (India)'s Days Payable distribution charts can be found below:
* The bar in red indicates where Banco Products (India)'s Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Banco Products (India)'s Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Products (India) (BOM:500039) has a Days Payable of 89.31 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Banco Products (India) and its competitors. This is near median its historical median of 89.65. Over the past decade, Banco Products (India)'s Days Payable has ranged from 55.05 to 105.76. According to the industry distribution chart, Banco Products (India) ranks #419 out of 1308 companies in the Vehicles & Parts industry, placing it in the top 32%.
Is Banco Products (India)'s Days Payable too high?
Banco Products (India)'s current Days Payable of 89.31 is near median its 10-year median of 89.65. Over the past 10 years, this metric has ranged from a low of 55.05 to a high of 105.76. The Vehicles & Parts industry median Days Payable is 67.04. Banco Products (India)'s value of 89.31 is 33.2% above this industry median. Based on the distribution chart, Banco Products (India) ranks #419 out of 1308 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Banco Products (India) has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Products (India)'s Days Payable compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Banco Products (India) ranks #419 out of 1308 companies for Days Payable. This puts Banco Products (India) in the upper half of its industry. The industry median Days Payable is 67.04. Banco Products (India)'s value of 89.31 is 33.2% above this benchmark. Historically, Banco Products (India)'s own Days Payable has ranged from 55.05 to 105.76 over the past decade. While the company's 10-year median is 89.65 vs. the industry median of 67.04, Banco Products (India) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Vehicles & Parts company?
The median Days Payable among Vehicles & Parts companies is 67.04, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Products (India)'s current Days Payable of 89.31 is 33.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Banco Products (India) and its competitors. For the Vehicles & Parts industry, the median Days Payable is 67.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Products (India)'s current Days Payable is 89.31, which is near median its own 10-year median of 89.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Products (India) stock overvalued right now?
Based on GuruFocus' analysis, Banco Products (India) (BOM:500039) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹493.23, compared to a current price of ₹660.25 — trading 33.9% above its estimated fair value. The current Days Payable is 89.31, which is near median its 10-year median of 89.65 and 33.2% above the Vehicles & Parts industry median of 67.04. Banco Products (India)'s overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Banco Products (India) (BOM:500039), the current Days Payable is 89.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Products (India) (BOM:500039) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Products (India) stock appears to be overvalued.
The current stock price of ₹660.25 is trading 33.9% above its estimated GF Value™ of ₹493.23.
GuruFocus considers Banco Products (India) to be Significantly Overvalued.
Key valuation signals for BOM:500039:
Days Payable: 89.31 (near median its 10-year median of 89.65)
GF Value™: ₹493.23 vs. price of ₹660.25 (33.9% above fair value)
Industry Position: 33.2% above the Vehicles & Parts median (#419 of 1308)
No single metric tells the full story. See the BOM:500039 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Products (India) Ltd is a company engaged in the manufacturing and selling of radiators. The company manufactures aluminum radiators and copper-brass radiators. Its products include charged air coolers, fuel coolers, oil coolers, cooling systems, sealing gaskets, joint gaskets and sheets, and rubber products. Banco manufactures and supplies original equipment (OE) for commercial vehicles, passenger vehicles, and industrial products. The company caters to the domestic and international markets. The company generates the majority of its revenue within India.
75GF Score
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