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What is Triumph International Finance India Current Ratio?
Triumph International Finance IndiaBOM:532131 -10.00%12 Current Ratio is 18.50 as of Mar. 2026, which is 65% above its 10-year median of 11.23. GuruFocus rates BOM:532131 with a GF Score™ of 12/100. The stock has 1 warning sign investors should review. Among 400 Credit Services companies, Triumph International Finance India ranks better than 64.75% on this metric.
Triumph International Finance India has a current ratio of 18.50. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
Triumph International Finance India (BOM:532131) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Triumph International Finance India Current Ratio Related Terms
Triumph International Finance India Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Triumph International Finance India Current Ratio Chart
BOM:532131 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Triumph International Finance India's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Triumph International Finance India Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Triumph International Finance India's Current Ratio distribution charts can be found below:
* The bar in red indicates where Triumph International Finance India's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Triumph International Finance India (BOM:532131) has a Current Ratio of 18.50 as of Mar. 2026. This is 65% above median its historical median of 11.23. Over the past decade, Triumph International Finance India's Current Ratio has ranged from 5.75 to 18.50. According to the industry distribution chart, Triumph International Finance India ranks #141 out of 400 companies in the Credit Services industry, placing it in the top 35.2%.
Is Triumph International Finance India's Current Ratio too high?
Triumph International Finance India's current Current Ratio of 18.50 is 65% above median its 10-year median of 11.23. Over the past 10 years, this metric has ranged from a low of 5.75 to a high of 18.50. The Credit Services industry median Current Ratio is 4.05. Triumph International Finance India's value of 18.50 is 356.8% above this industry median. Based on the distribution chart, Triumph International Finance India ranks #141 out of 400 companies in the Credit Services industry, which is above the industry midpoint. Overall, Triumph International Finance India has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Triumph International Finance India's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Triumph International Finance India ranks #141 out of 400 companies for Current Ratio. This puts Triumph International Finance India in the upper half of its industry. The industry median Current Ratio is 4.05. Triumph International Finance India's value of 18.50 is 356.8% above this benchmark. Historically, Triumph International Finance India's own Current Ratio has ranged from 5.75 to 18.50 over the past decade. While the company's 10-year median is 11.23 vs. the industry median of 4.05, Triumph International Finance India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.05, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triumph International Finance India's current Current Ratio of 18.50 is 356.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triumph International Finance India's current Current Ratio is 18.50, which is 65% above median its own 10-year median of 11.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph International Finance India stock overvalued right now?
Triumph International Finance India (BOM:532131) has a current Current Ratio of 18.50. The current Current Ratio is 18.50, which is 65% above median its 10-year median of 11.23 and 356.8% above the Credit Services industry median of 4.05. Triumph International Finance India's overall GF Score™ is 12/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Triumph International Finance India (BOM:532131), the current Current Ratio is 18.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Triumph International Finance India Ltd operates in the financial services sector, providing a range of services including leasing and investment banking. The company provides a wide range of advisory and investment banking services and expanded into a diversified financial services portfolio. It has engaged in brokerage and portfolio management activities, serving both domestic and non-resident investors. It earns a vast majority of its revenue from the interest on fixed deposits kept with the National Stock Exchange India Ltd (NSE) and various banks.
12GF Score
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