Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Triumph International Finance India's 3-Year RORE % for the quarter that ended in Jun. 2026 was 5.66%.
Triumph International Finance India (BOM:532131) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Triumph International Finance India 3-Year RORE % Related Terms
Triumph International Finance India 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Triumph International Finance India 3-Year RORE % Chart
BOM:532131 vs V, MA, AXP: 3-Year RORE % Comparison
For the Credit Services subindustry, Triumph International Finance India's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Triumph International Finance India 3-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Triumph International Finance India's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Triumph International Finance India's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.
Triumph International Finance India (BOM:532131) has a 3-Year RORE % of 5.66 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Triumph International Finance India and its competitors. According to the industry distribution chart, Triumph International Finance India ranks #279 out of 518 companies in the Credit Services industry, placing it in the top 53.9%.
Is Triumph International Finance India's 3-Year RORE % too high?
Triumph International Finance India's current 3-Year RORE % is 5.66. The Credit Services industry median 3-Year RORE % is 7.45. Triumph International Finance India's value of 5.66 is 24% below this industry median. Based on the distribution chart, Triumph International Finance India ranks #279 out of 518 companies in the Credit Services industry, which is below the industry midpoint. Overall, Triumph International Finance India has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Triumph International Finance India's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Triumph International Finance India ranks #279 out of 518 companies for 3-Year RORE %. This places Triumph International Finance India in the lower half of its industry. The industry median 3-Year RORE % is 7.45. Triumph International Finance India's value of 5.66 is 24% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 7.45, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triumph International Finance India's current 3-Year RORE % of 5.66 is 24% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Triumph International Finance India and its competitors. For the Credit Services industry, the median 3-Year RORE % is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triumph International Finance India's current 3-Year RORE % is 5.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph International Finance India stock overvalued right now?
Triumph International Finance India (BOM:532131) has a current 3-Year RORE % of 5.66. The current 3-Year RORE % is 5.66 and 24% below the Credit Services industry median of 7.45. Triumph International Finance India's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Triumph International Finance India (BOM:532131), the current 3-Year RORE % is 5.66 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Triumph International Finance India Ltd operates in the financial services sector, providing a range of services including leasing and investment banking. The company provides a wide range of advisory and investment banking services and expanded into a diversified financial services portfolio. It has engaged in brokerage and portfolio management activities, serving both domestic and non-resident investors. It earns a vast majority of its revenue from the interest on fixed deposits kept with the National Stock Exchange India Ltd (NSE) and various banks.
13GF Score
Get the complete analysis for BOM:532131
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:532131 has been successfully added to your 
