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Rajkot Investment TrustBOM:539495 55 Current Ratio is 39.55 as of Mar. 2026, which is 13% below its 10-year median of 45.20. GuruFocus rates BOM:539495 with a GF Score™ of 55/100 and a GF Value™ of ₹36.16 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 399 Credit Services companies, Rajkot Investment Trust ranks better than 71.68% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Rajkot Investment Trust's current ratio for the quarter that ended in Mar. 2026 was 39.55.
Rajkot Investment Trust has a current ratio of 39.55. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Rajkot Investment Trust's Current Ratio or its related term are showing as below:
BOM:539495'
s Current Ratio Range Over the Past 10 Years
Min: 10.9 Med: 45.2 Max: 134.06
Current: 39.55
During the past 13 years, Rajkot Investment Trust's highest Current Ratio was 134.06. The lowest was 10.90. And the median was 45.20.
BOM:539495's Current Ratio is ranked better than 71.68% of 399
companies
in the Credit Services industry
Industry Median: 4.1
vs BOM:539495: 39.55
Rajkot Investment Trust (BOM:539495) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Rajkot Investment Trust Current Ratio Related Terms
Rajkot Investment Trust Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539495 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Rajkot Investment Trust's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rajkot Investment Trust Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rajkot Investment Trust's Current Ratio distribution charts can be found below:
* The bar in red indicates where Rajkot Investment Trust's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rajkot Investment Trust (BOM:539495) has a Current Ratio of 39.55 as of Mar. 2026. This is 13% below median its historical median of 45.20. Over the past decade, Rajkot Investment Trust's Current Ratio has ranged from 10.90 to 134.06. According to the industry distribution chart, Rajkot Investment Trust ranks #113 out of 399 companies in the Credit Services industry, placing it in the top 28.3%.
Is Rajkot Investment Trust's Current Ratio too high?
Rajkot Investment Trust's current Current Ratio of 39.55 is 13% below median its 10-year median of 45.20. Over the past 10 years, this metric has ranged from a low of 10.90 to a high of 134.06. The Credit Services industry median Current Ratio is 4.10. Rajkot Investment Trust's value of 39.55 is 864.6% above this industry median. Based on the distribution chart, Rajkot Investment Trust ranks #113 out of 399 companies in the Credit Services industry, which is above the industry midpoint. Overall, Rajkot Investment Trust has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rajkot Investment Trust's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Rajkot Investment Trust ranks #113 out of 399 companies for Current Ratio. This puts Rajkot Investment Trust in the upper half of its industry. The industry median Current Ratio is 4.10. Rajkot Investment Trust's value of 39.55 is 864.6% above this benchmark. Historically, Rajkot Investment Trust's own Current Ratio has ranged from 10.90 to 134.06 over the past decade. While the company's 10-year median is 45.20 vs. the industry median of 4.10, Rajkot Investment Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.10, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rajkot Investment Trust's current Current Ratio of 39.55 is 864.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rajkot Investment Trust's current Current Ratio is 39.55, which is 13% below median its own 10-year median of 45.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rajkot Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, Rajkot Investment Trust (BOM:539495) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹36.16, compared to a current price of ₹47.90 — trading 32.5% above its estimated fair value. The current Current Ratio is 39.55, which is 13% below median its 10-year median of 45.20 and 864.6% above the Credit Services industry median of 4.10. Rajkot Investment Trust's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Rajkot Investment Trust (BOM:539495), the current Current Ratio is 39.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rajkot Investment Trust (BOM:539495) Overvalued in 2026?
Based on GuruFocus' analysis, Rajkot Investment Trust stock appears to be overvalued.
The current stock price of ₹47.90 is trading 32.5% above its estimated GF Value™ of ₹36.16.
GuruFocus considers Rajkot Investment Trust to be Significantly Overvalued.
Key valuation signals for BOM:539495:
Current Ratio: 39.55 (13% below median its 10-year median of 45.20)
GF Value™: ₹36.16 vs. price of ₹47.90 (32.5% above fair value)
Industry Position: 864.6% above the Credit Services median (#113 of 399)
No single metric tells the full story. See the BOM:539495 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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