Rajkot Investment Trust (BOM:539495) Gross Margin %: -46.10% (As of Mar. 2026)

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BOM:539495 Rajkot Investment Trust Ltd BOM:539495
50 GF Score
Price ₹47.90
GF Value ₹36.16
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Rajkot Investment Trust Gross Margin %?

Rajkot Investment Trust BOM:539495 50 Gross Margin % is -46.10% as of Mar. 2026. GuruFocus rates BOM:539495 with a GF Score™ of 50/100 and a GF Value™ of ₹36.16 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 390 Credit Services companies, Rajkot Investment Trust ranks worse than 59.49% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Rajkot Investment Trust's Gross Profit for the three months ended in Mar. 2026 was ₹-0.50 Mil. Rajkot Investment Trust's Revenue for the three months ended in Mar. 2026 was ₹1.08 Mil. Therefore, Rajkot Investment Trust's Gross Margin % for the quarter that ended in Mar. 2026 was -46.10%.

Warning Sign:

Rajkot Investment Trust Ltd gross margin has been in long-term decline. The average rate of decline per year is -6.1%.


The historical rank and industry rank for Rajkot Investment Trust's Gross Margin % or its related term are showing as below:

BOM:539495' s Gross Margin % Range Over the Past 10 Years
Min: 43.24   Med: 56.38   Max: 80.51
Current: 43.24


During the past 13 years, the highest Gross Margin % of Rajkot Investment Trust was 80.51%. The lowest was 43.24%. And the median was 56.38%.

BOM:539495's Gross Margin % is ranked worse than
59.49% of 390 companies
in the Credit Services industry
Industry Median: 51.16 vs BOM:539495: 43.24

Rajkot Investment Trust had a gross margin of -46.10% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Rajkot Investment Trust was -6.10% per year.


Rajkot Investment Trust  (BOM:539495) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Rajkot Investment Trust had a gross margin of -46.10% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Rajkot Investment Trust Gross Margin % Related Terms


Rajkot Investment Trust Gross Margin % Historical Data

* Premium members only.

The historical data trend for Rajkot Investment Trust's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rajkot Investment Trust Gross Margin % Chart

Rajkot Investment Trust Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79.67 80.51 63.16 62.49 43.24

Rajkot Investment Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.20 84.62 81.25 81.25 -46.10

BOM:539495 vs V, MA, AXP: Gross Margin % Comparison

For the Credit Services subindustry, Rajkot Investment Trust's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rajkot Investment Trust Gross Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Rajkot Investment Trust's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Rajkot Investment Trust's Gross Margin % falls into.


BOM:539495
50GF Score
Rajkot Investment Trust Ltd BOM:539495
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Rajkot Investment Trust Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Rajkot Investment Trust's Gross Margin for the fiscal year that ended in Mar. 2026 is calculated as

Gross Margin % (A: Mar. 2026 )=Gross Profit (A: Mar. 2026 ) / Revenue (A: Mar. 2026 )
=1.5 / 3.471
=(Revenue - Cost of Goods Sold) / Revenue
=(3.471 - 1.97) / 3.471
=43.24 %

Rajkot Investment Trust's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-0.5 / 1.078
=(Revenue - Cost of Goods Sold) / Revenue
=(1.078 - 1.575) / 1.078
=-46.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of -46.10% mean?
Rajkot Investment Trust (BOM:539495) has a Gross Margin % of -46.10% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Rajkot Investment Trust and its competitors. Over the past decade, Rajkot Investment Trust's Gross Margin % has ranged from 43.24 to 80.51. According to the industry distribution chart, Rajkot Investment Trust ranks #232 out of 390 companies in the Credit Services industry, placing it in the top 59.5%.
Is Rajkot Investment Trust's Gross Margin % too high?
Rajkot Investment Trust's current Gross Margin % is -46.10%. Over the past 10 years, this metric has ranged from a low of 43.24 to a high of 80.51. Based on the distribution chart, Rajkot Investment Trust ranks #232 out of 390 companies in the Credit Services industry, which is below the industry midpoint. Overall, Rajkot Investment Trust has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rajkot Investment Trust's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Rajkot Investment Trust ranks #232 out of 390 companies for Gross Margin %. This places Rajkot Investment Trust in the lower half of its industry. The industry median Gross Margin % is 51.16. Historically, Rajkot Investment Trust's own Gross Margin % has ranged from 43.24 to 80.51 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.16, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Rajkot Investment Trust and its competitors. For the Credit Services industry, the median Gross Margin % is 51.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rajkot Investment Trust's current Gross Margin % is -46.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rajkot Investment Trust stock overvalued right now?
Based on GuruFocus' analysis, Rajkot Investment Trust (BOM:539495) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹36.16, compared to a current price of ₹47.90 — trading 32.5% above its estimated fair value. The current Gross Margin % is -46.10%. Rajkot Investment Trust's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Rajkot Investment Trust (BOM:539495), the current Gross Margin % is -46.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rajkot Investment Trust (BOM:539495) Overvalued in 2026?

Based on GuruFocus' analysis, Rajkot Investment Trust stock appears to be overvalued. The current stock price of ₹47.90 is trading 32.5% above its estimated GF Value™ of ₹36.16. GuruFocus considers Rajkot Investment Trust to be Significantly Overvalued.

Key valuation signals for BOM:539495:

  • Gross Margin %: -46.10%
  • GF Value™: ₹36.16 vs. price of ₹47.90 (32.5% above fair value)
  • GF Score™: 50/100 with 8 warning signs

No single metric tells the full story. See the BOM:539495 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rajkot Investment Trust Business Description

Address Ring Road, M-23, Super Tex Tower, Opposite Kinney Talkies, Surat, GJ, IND, 395002
Rajkot Investment Trust Ltd is engaged in the business of lending. The company derives its revenue from interest income.
50GF Score

Get the complete analysis for BOM:539495

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹47.90
Price
₹36.16
GF Value