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Rita Finance and LeasingBOM:543256 -0.08%62 Current Ratio is 54.51 as of Mar. 2026, which is 5% above its 10-year median of 51.78. GuruFocus rates BOM:543256 with a GF Score™ of 62/100 and a GF Value™ of ₹26.63 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 400 Credit Services companies, Rita Finance and Leasing ranks better than 75.25% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Rita Finance and Leasing's current ratio for the quarter that ended in Mar. 2026 was 54.51.
Rita Finance and Leasing has a current ratio of 54.51. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Rita Finance and Leasing's Current Ratio or its related term are showing as below:
BOM:543256'
s Current Ratio Range Over the Past 10 Years
Min: 0.47 Med: 51.78 Max: 254.1
Current: 54.51
During the past 13 years, Rita Finance and Leasing's highest Current Ratio was 254.10. The lowest was 0.47. And the median was 51.78.
BOM:543256's Current Ratio is ranked better than 75.25% of 400
companies
in the Credit Services industry
Industry Median: 3.945
vs BOM:543256: 54.51
Rita Finance and Leasing (BOM:543256) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Rita Finance and Leasing Current Ratio Related Terms
Rita Finance and Leasing Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543256 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Rita Finance and Leasing's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rita Finance and Leasing Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rita Finance and Leasing's Current Ratio distribution charts can be found below:
* The bar in red indicates where Rita Finance and Leasing's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rita Finance and Leasing (BOM:543256) has a Current Ratio of 54.51 as of Mar. 2026. This is near median its historical median of 51.78. Over the past decade, Rita Finance and Leasing's Current Ratio has ranged from 0.47 to 254.10. According to the industry distribution chart, Rita Finance and Leasing ranks #99 out of 400 companies in the Credit Services industry, placing it in the top 24.7%.
Is Rita Finance and Leasing's Current Ratio too high?
Rita Finance and Leasing's current Current Ratio of 54.51 is near median its 10-year median of 51.78. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 254.10. The Credit Services industry median Current Ratio is 3.95. Rita Finance and Leasing's value of 54.51 is 1281.7% above this industry median. Based on the distribution chart, Rita Finance and Leasing ranks #99 out of 400 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Rita Finance and Leasing has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Rita Finance and Leasing's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Rita Finance and Leasing ranks #99 out of 400 companies for Current Ratio. This places Rita Finance and Leasing in the top 25% of its industry — outperforming the majority of peers. The industry median Current Ratio is 3.95. Rita Finance and Leasing's value of 54.51 is 1281.7% above this benchmark. Historically, Rita Finance and Leasing's own Current Ratio has ranged from 0.47 to 254.10 over the past decade. While the company's 10-year median is 51.78 vs. the industry median of 3.95, Rita Finance and Leasing has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 3.95, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rita Finance and Leasing's current Current Ratio of 54.51 is 1281.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 3.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rita Finance and Leasing's current Current Ratio is 54.51, which is near median its own 10-year median of 51.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rita Finance and Leasing stock overvalued right now?
Based on GuruFocus' analysis, Rita Finance and Leasing (BOM:543256) is currently considered Possible Value Trap. The stock's GF Value™ is ₹26.63, compared to a current price of ₹12.44 — trading 53.3% below its estimated fair value. The current Current Ratio is 54.51, which is near median its 10-year median of 51.78 and 1281.7% above the Credit Services industry median of 3.95. Rita Finance and Leasing's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Rita Finance and Leasing (BOM:543256), the current Current Ratio is 54.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rita Finance and Leasing (BOM:543256) Overvalued in 2026?
Based on GuruFocus' analysis, Rita Finance and Leasing stock appears to be undervalued.
The current stock price of ₹12.44 is trading 53.3% below its estimated GF Value™ of ₹26.63.
GuruFocus considers Rita Finance and Leasing to be Possible Value Trap.
Key valuation signals for BOM:543256:
Current Ratio: 54.51 (near median its 10-year median of 51.78)
GF Value™: ₹26.63 vs. price of ₹12.44 (53.3% below fair value)
Industry Position: 1281.7% above the Credit Services median (#99 of 400)
No single metric tells the full story. See the BOM:543256 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rita Finance and Leasing Ltd operates as a non-banking finance company. The company is engaged principally in the business of advancing loans and investing/trading in securities. The firm generates almost all of its revenue from the interest on loans.
62GF Score
Get the complete analysis for BOM:543256
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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