Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Creditison CoFRA:QC9 +0.83%87 Current Ratio is 13.00 as of Dec. 2025, which is 11% above its 10-year median of 11.74. GuruFocus rates FRA:QC9 with a GF Score™ of 87/100 and a GF Value™ of €24.47 (Fairly Valued). The stock has 7 warning signs investors should review. Among 400 Credit Services companies, Creditison Co ranks better than 60.5% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Creditison Co's current ratio for the quarter that ended in Dec. 2025 was 13.00.
Creditison Co has a current ratio of 13.00. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Creditison Co's Current Ratio or its related term are showing as below:
FRA:QC9'
s Current Ratio Range Over the Past 10 Years
Min: 2.17 Med: 11.74 Max: 13.24
Current: 13.24
During the past 13 years, Creditison Co's highest Current Ratio was 13.24. The lowest was 2.17. And the median was 11.74.
FRA:QC9's Current Ratio is ranked better than 60.5% of 400
companies
in the Credit Services industry
Industry Median: 4.05
vs FRA:QC9: 13.24
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Creditison Co Current Ratio Related Terms
Creditison Co Current Ratio Historical Data
* Premium members only.
The historical data trend for Creditison Co's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Creditison Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creditison Co Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Creditison Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Creditison Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creditison Co (FRA:QC9) has a Current Ratio of 13.00 as of Dec. 2025. This is 11% above median its historical median of 11.74. Over the past decade, Creditison Co's Current Ratio has ranged from 2.17 to 13.24. According to the industry distribution chart, Creditison Co ranks #158 out of 400 companies in the Credit Services industry, placing it in the top 39.5%.
Is Creditison Co's Current Ratio too high?
Creditison Co's current Current Ratio of 13.00 is 11% above median its 10-year median of 11.74. Over the past 10 years, this metric has ranged from a low of 2.17 to a high of 13.24. The Credit Services industry median Current Ratio is 4.05. Creditison Co's value of 13.00 is 221% above this industry median. Based on the distribution chart, Creditison Co ranks #158 out of 400 companies in the Credit Services industry, which is above the industry midpoint. Overall, Creditison Co has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Creditison Co ranks #158 out of 400 companies for Current Ratio. This puts Creditison Co in the upper half of its industry. The industry median Current Ratio is 4.05. Creditison Co's value of 13.00 is 221% above this benchmark. Historically, Creditison Co's own Current Ratio has ranged from 2.17 to 13.24 over the past decade. While the company's 10-year median is 11.74 vs. the industry median of 4.05, Creditison Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.05, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creditison Co's current Current Ratio of 13.00 is 221% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creditison Co's current Current Ratio is 13.00, which is 11% above median its own 10-year median of 11.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Based on GuruFocus' analysis, Creditison Co (FRA:QC9) is currently considered Fairly Valued. The stock's GF Value™ is €24.47, compared to a current price of €24.40 — trading 0.3% below its estimated fair value. The current Current Ratio is 13.00, which is 11% above median its 10-year median of 11.74 and 221% above the Credit Services industry median of 4.05. Creditison Co's overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Creditison Co (FRA:QC9), the current Current Ratio is 13.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creditison Co (FRA:QC9) Overvalued in 2026?
Based on GuruFocus' analysis, Creditison Co stock appears to be undervalued.
The current stock price of €24.40 is trading 0.3% below its estimated GF Value™ of €24.47.
GuruFocus considers Creditison Co to be Fairly Valued.
Key valuation signals for FRA:QC9:
Current Ratio: 13.00 (11% above median its 10-year median of 11.74)
GF Value™: €24.47 vs. price of €24.40 (0.3% below fair value)
Industry Position: 221% above the Credit Services median (#158 of 400)
No single metric tells the full story. See the FRA:QC9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
87GF Score
Get the complete analysis for FRA:QC9
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:QC9 has been successfully added to your 
