Creditison Co (FRA:QC9) Margin of Safety % (DCF Earnings Based): 78.30% (As of Aug. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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FRA:QC9 Credit Saison Co Ltd FRA:QC9
87 GF Score
Price €24.40
GF Value €24.47
Valuation Fairly Valued
! 7 Warning Signs
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What is Creditison Co Margin of Safety % (DCF Earnings Based)?

Creditison Co FRA:QC9 +0.83% 87 Margin of Safety % (DCF Earnings Based) is 78.30% as of Aug. 02, 2026. GuruFocus rates FRA:QC9 with a GF Score™ of 87/100 and a GF Value™ of €24.47 (Fairly Valued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-02), Creditison Co's Predictability Rank is 3.5-Stars. Creditison Co's intrinsic value calculated from the Discounted Earnings model is €112.43 and current share price is €24.40. Consequently,

Creditison Co's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 78.30%.


FRA:QC9 vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Creditison Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creditison Co Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Creditison Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Creditison Co's Margin of Safety % (DCF Earnings Based) falls into.


FRA:QC9
87GF Score
Credit Saison Co Ltd FRA:QC9
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Creditison Co Margin of Safety % (DCF Earnings Based) Calculation

Creditison Co's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(112.43-24.40)/112.43
=78.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 78.30% mean?
Creditison Co (FRA:QC9) has a Margin of Safety % (DCF Earnings Based) of 78.30% as of Aug. 02, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Creditison Co.
Is Creditison Co's Margin of Safety % (DCF Earnings Based) too high?
Creditison Co's current Margin of Safety % (DCF Earnings Based) is 78.30%. Overall, Creditison Co has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Creditison Co's Margin of Safety % (DCF Earnings Based) compare to V and MA?
Creditison Co's Margin of Safety % (DCF Earnings Based) of 78.30% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Creditison Co. Creditison Co's current Margin of Safety % (DCF Earnings Based) is 78.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creditison Co stock overvalued right now?
Based on GuruFocus' analysis, Creditison Co (FRA:QC9) is currently considered Fairly Valued. The stock's GF Value™ is €24.47, compared to a current price of €24.40 — trading 0.3% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 78.30%. Creditison Co's overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Creditison Co (FRA:QC9), the current Margin of Safety % (DCF Earnings Based) is 78.30% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creditison Co (FRA:QC9) Overvalued in 2026?

Based on GuruFocus' analysis, Creditison Co stock appears to be undervalued. The current stock price of €24.40 is trading 0.3% below its estimated GF Value™ of €24.47. GuruFocus considers Creditison Co to be Fairly Valued.

Key valuation signals for FRA:QC9:

  • Margin of Safety % (DCF Earnings Based): 78.30%
  • GF Value™: €24.47 vs. price of €24.40 (0.3% below fair value)
  • GF Score™: 87/100 with 7 warning signs

No single metric tells the full story. See the FRA:QC9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creditison Co Business Description

Other Exchanges 8253:Japan
Address 1-1 Higashi-Ikebukuro 3-chome, Sunshine 60 Building, Toshima-ku, Tokyo, JPN, 170-6073
Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.
87GF Score

Get the complete analysis for FRA:QC9

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.40
Price
€24.47
GF Value