HAPVY'
s Current Ratio Range Over the Past 10 Years
Min: 0.8 Med: 1.35 Max: 2.11
Current: 1.79
During the past 12 years, Hapvida Participacoes Investimento's highest Current Ratio was 2.11. The lowest was 0.80. And the median was 1.35.
HAPVY's Current Ratio is ranked better than 56.72% of 67
companies
in the Insurance industry
Industry Median: 1.67
vs HAPVY: 1.79
Hapvida Participacoes Investimento (OTCPK:HAPVY) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Hapvida Participacoes Investimento Current Ratio Related Terms
Hapvida Participacoes Investimento Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento Current Ratio Chart
For the Insurance - Life subindustry, Hapvida Participacoes Investimento's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hapvida Participacoes Investimento Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's Current Ratio distribution charts can be found below:
* The bar in red indicates where Hapvida Participacoes Investimento's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento (HAPVY) has a Current Ratio of 1.79 as of Mar. 2026. This is 33% above median its historical median of 1.35. Over the past decade, Hapvida Participacoes Investimento's Current Ratio has ranged from 0.80 to 2.11. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #29 out of 67 companies in the Insurance industry, placing it in the top 43.3%.
Is Hapvida Participacoes Investimento's Current Ratio too high?
Hapvida Participacoes Investimento's current Current Ratio of 1.79 is 33% above median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 2.11. The Insurance industry median Current Ratio is 1.67. Hapvida Participacoes Investimento's value of 1.79 is 7.2% above this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #29 out of 67 companies in the Insurance industry, which is above the industry midpoint. Overall, Hapvida Participacoes Investimento has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's Current Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #29 out of 67 companies for Current Ratio. This puts Hapvida Participacoes Investimento in the upper half of its industry. The industry median Current Ratio is 1.67. Hapvida Participacoes Investimento's value of 1.79 is 7.2% above this benchmark. Historically, Hapvida Participacoes Investimento's own Current Ratio has ranged from 0.80 to 2.11 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 1.67, Hapvida Participacoes Investimento has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.67, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current Current Ratio of 1.79 is 7.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current Current Ratio is 1.79, which is 33% above median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Hapvida Participacoes Investimento (HAPVY) has a current Current Ratio of 1.79. The stock's GF Value™ is $53.26, compared to a current price of $10.01 — trading 81.2% below its estimated fair value. The current Current Ratio is 1.79, which is 33% above median its 10-year median of 1.35 and 7.2% above the Insurance industry median of 1.67. Hapvida Participacoes Investimento's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Hapvida Participacoes Investimento (HAPVY), the current Current Ratio is 1.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hapvida Participacoes Investimento (HAPVY) Overvalued in 2026?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued.
The current stock price of $10.01 is trading 81.2% below its estimated GF Value™ of $53.26.
Key valuation signals for HAPVY:
Current Ratio: 1.79 (33% above median its 10-year median of 1.35)
GF Value™: $53.26 vs. price of $10.01 (81.2% below fair value)
Industry Position: 7.2% above the Insurance median (#29 of 67)
No single metric tells the full story. See the HAPVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hapvida Participacoes Investimento Business Description
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
67GF Score
Get the complete analysis for HAPVY
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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