HAPVY'
s Quick Ratio Range Over the Past 10 Years
Min: 0.8 Med: 1.31 Max: 2.04
Current: 1.72
During the past 12 years, Hapvida Participacoes Investimento's highest Quick Ratio was 2.04. The lowest was 0.80. And the median was 1.31.
HAPVY's Quick Ratio is ranked better than 58.21% of 67
companies
in the Insurance industry
Industry Median: 1.66
vs HAPVY: 1.72
Hapvida Participacoes Investimento (OTCPK:HAPVY) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Hapvida Participacoes Investimento Quick Ratio Related Terms
Hapvida Participacoes Investimento Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento Quick Ratio Chart
For the Insurance - Life subindustry, Hapvida Participacoes Investimento's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hapvida Participacoes Investimento Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Hapvida Participacoes Investimento's Quick Ratio falls into.
Hapvida Participacoes Investimento Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento (HAPVY) has a Quick Ratio of 1.72 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hapvida Participacoes Investimento and its competitors. This is 31% above median its historical median of 1.31. Over the past decade, Hapvida Participacoes Investimento's Quick Ratio has ranged from 0.80 to 2.04. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #28 out of 67 companies in the Insurance industry, placing it in the top 41.8%.
Is Hapvida Participacoes Investimento's Quick Ratio too high?
Hapvida Participacoes Investimento's current Quick Ratio of 1.72 is 31% above median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 2.04. The Insurance industry median Quick Ratio is 1.66. Hapvida Participacoes Investimento's value of 1.72 is 3.6% above this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #28 out of 67 companies in the Insurance industry, which is above the industry midpoint. Overall, Hapvida Participacoes Investimento has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's Quick Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #28 out of 67 companies for Quick Ratio. This puts Hapvida Participacoes Investimento in the upper half of its industry. The industry median Quick Ratio is 1.66. Hapvida Participacoes Investimento's value of 1.72 is 3.6% above this benchmark. Historically, Hapvida Participacoes Investimento's own Quick Ratio has ranged from 0.80 to 2.04 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 1.66, Hapvida Participacoes Investimento has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.66, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current Quick Ratio of 1.72 is 3.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Hapvida Participacoes Investimento and its competitors. For the Insurance industry, the median Quick Ratio is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current Quick Ratio is 1.72, which is 31% above median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Hapvida Participacoes Investimento (HAPVY) has a current Quick Ratio of 1.72. The stock's GF Value™ is $53.26, compared to a current price of $10.01 — trading 81.2% below its estimated fair value. The current Quick Ratio is 1.72, which is 31% above median its 10-year median of 1.31 and 3.6% above the Insurance industry median of 1.66. Hapvida Participacoes Investimento's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Hapvida Participacoes Investimento (HAPVY), the current Quick Ratio is 1.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hapvida Participacoes Investimento (HAPVY) Overvalued in 2026?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued.
The current stock price of $10.01 is trading 81.2% below its estimated GF Value™ of $53.26.
Key valuation signals for HAPVY:
Quick Ratio: 1.72 (31% above median its 10-year median of 1.31)
GF Value™: $53.26 vs. price of $10.01 (81.2% below fair value)
Industry Position: 3.6% above the Insurance median (#28 of 67)
No single metric tells the full story. See the HAPVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hapvida Participacoes Investimento Business Description
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
67GF Score
Get the complete analysis for HAPVY
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