Harvest Technology (MAL:HRV) Current Ratio: 1.47 (As of Dec. 2025) — Near Median


MAL:HRV Harvest Technology PLC MAL:HRV
88 GF Score
Price €1.00
GF Value €1.08
Valuation Fairly Valued
! 5 Warning Signs
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What is Harvest Technology Current Ratio?

Harvest Technology MAL:HRV 88 Current Ratio is 1.47 as of Dec. 2025, which is 1% below its 10-year median of 1.49. GuruFocus rates MAL:HRV with a GF Score™ of 88/100 and a GF Value™ of €1.08 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,865 Software companies, Harvest Technology ranks worse than 61.19% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Harvest Technology's current ratio for the quarter that ended in Dec. 2025 was 1.47.

Harvest Technology has a current ratio of 1.47. It generally indicates good short-term financial strength.

The historical rank and industry rank for Harvest Technology's Current Ratio or its related term are showing as below:

MAL:HRV' s Current Ratio Range Over the Past 10 Years
Min: 1.25   Med: 1.49   Max: 1.68
Current: 1.47

During the past 7 years, Harvest Technology's highest Current Ratio was 1.68. The lowest was 1.25. And the median was 1.49.

MAL:HRV's Current Ratio is ranked worse than
61.19% of 2865 companies
in the Software industry
Industry Median: 1.81 vs MAL:HRV: 1.47

Harvest Technology  (MAL:HRV) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Harvest Technology Current Ratio Related Terms


Harvest Technology Current Ratio Historical Data

* Premium members only.

The historical data trend for Harvest Technology's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harvest Technology Current Ratio Chart

Harvest Technology Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial 1.49 1.60 1.68 1.57 1.47

Harvest Technology Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.68 1.80 1.57 1.57 1.47

MAL:HRV vs IBM, ACN, FISV: Current Ratio Comparison

For the Information Technology Services subindustry, Harvest Technology's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harvest Technology Current Ratio vs Software Industry

For the Software industry and Technology sector, Harvest Technology's Current Ratio distribution charts can be found below:

* The bar in red indicates where Harvest Technology's Current Ratio falls into.


MAL:HRV
88GF Score
Harvest Technology PLC MAL:HRV
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Harvest Technology Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Harvest Technology's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=10.046/6.851
=1.47

Harvest Technology's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=10.046/6.851
=1.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.47 mean?
Harvest Technology (MAL:HRV) has a Current Ratio of 1.47 as of Dec. 2025. This is near median its historical median of 1.49. Over the past decade, Harvest Technology's Current Ratio has ranged from 1.25 to 1.68. According to the industry distribution chart, Harvest Technology ranks #1753 out of 2865 companies in the Software industry, placing it in the top 61.2%.
Is Harvest Technology's Current Ratio too high?
Harvest Technology's current Current Ratio of 1.47 is near median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 1.68. The Software industry median Current Ratio is 1.81. Harvest Technology's value of 1.47 is 18.8% below this industry median. Based on the distribution chart, Harvest Technology ranks #1753 out of 2865 companies in the Software industry, which is below the industry midpoint. Overall, Harvest Technology has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Harvest Technology's Current Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Harvest Technology ranks #1753 out of 2865 companies for Current Ratio. This places Harvest Technology in the lower half of its industry. The industry median Current Ratio is 1.81. Harvest Technology's value of 1.47 is 18.8% below this benchmark. Historically, Harvest Technology's own Current Ratio has ranged from 1.25 to 1.68 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 1.81, Harvest Technology has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harvest Technology's current Current Ratio of 1.47 is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harvest Technology's current Current Ratio is 1.47, which is near median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harvest Technology stock overvalued right now?
Based on GuruFocus' analysis, Harvest Technology (MAL:HRV) is currently considered Fairly Valued. The stock's GF Value™ is €1.08, compared to a current price of €1.00 — trading 7.4% below its estimated fair value. The current Current Ratio is 1.47, which is near median its 10-year median of 1.49 and 18.8% below the Software industry median of 1.81. Harvest Technology's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Harvest Technology (MAL:HRV), the current Current Ratio is 1.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harvest Technology (MAL:HRV) Overvalued in 2026?

Based on GuruFocus' analysis, Harvest Technology stock appears to be undervalued. The current stock price of €1.00 is trading 7.4% below its estimated GF Value™ of €1.08. GuruFocus considers Harvest Technology to be Fairly Valued.

Key valuation signals for MAL:HRV:

  • Current Ratio: 1.47 (near median its 10-year median of 1.49)
  • GF Value™: €1.08 vs. price of €1.00 (7.4% below fair value)
  • GF Score™: 88/100 with 5 warning signs
  • Industry Position: 18.8% below the Software median (#1753 of 2865)

No single metric tells the full story. See the MAL:HRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harvest Technology Business Description

Address Valletta Road, Nineteen Twenty Three, Marsa, MLT, MRS 3000
Harvest Technology PLC company principally acts as a holding company. The company is engaged in the sale, maintenance and servicing of information technology solutions, fire, security, building management systems and to provide electronic payments solutions. The Group operates in two segments, sale of payment processing services and the provision of IT solutions and security systems. The company has presence in Malta, EU countries, and Non-EU countries. The company generates majority of revenue from Malta only.
88GF Score

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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.00
Price
€1.08
GF Value