Harvest Technology (MAL:HRV) ROA %: 11.03% (As of Dec. 2025) — 81% Above Median


MAL:HRV Harvest Technology PLC MAL:HRV
87 GF Score
Price €1.00
GF Value €1.08
Valuation Fairly Valued
! 5 Warning Signs
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What is Harvest Technology ROA %?

Harvest Technology MAL:HRV 87 ROA % is 11.03% as of Dec. 2025, which is 81% above its 10-year median of 6.11. GuruFocus rates MAL:HRV with a GF Score™ of 87/100 and a GF Value™ of €1.08 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,885 Software companies, Harvest Technology ranks better than 66.34% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Harvest Technology's annualized Net Income for the quarter that ended in Dec. 2025 was €2.20 Mil. Harvest Technology's average Total Assets over the quarter that ended in Dec. 2025 was €19.97 Mil. Therefore, Harvest Technology's annualized ROA % for the quarter that ended in Dec. 2025 was 11.03%.

The historical rank and industry rank for Harvest Technology's ROA % or its related term are showing as below:

MAL:HRV' s ROA % Range Over the Past 10 Years
Min: 2.81   Med: 6.11   Max: 14.62
Current: 5.16

During the past 7 years, Harvest Technology's highest ROA % was 14.62%. The lowest was 2.81%. And the median was 6.11%.

MAL:HRV's ROA % is ranked better than
66.34% of 2885 companies
in the Software industry
Industry Median: 1.68 vs MAL:HRV: 5.16

Harvest Technology  (MAL:HRV) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=2.202/19.972
=(Net Income / Revenue)*(Revenue / Total Assets)
=(2.202 / 21.806)*(21.806 / 19.972)
=Net Margin %*Asset Turnover
=10.1 %*1.0918
=11.03 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Harvest Technology ROA % Related Terms


Harvest Technology ROA % Historical Data

* Premium members only.

The historical data trend for Harvest Technology's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harvest Technology ROA % Chart

Harvest Technology Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial 12.46 6.11 2.81 5.36 5.02

Harvest Technology Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.17 5.88 4.79 -0.58 11.03

MAL:HRV vs IBM, ACN, FISV: ROA % Comparison

For the Information Technology Services subindustry, Harvest Technology's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harvest Technology ROA % vs Software Industry

For the Software industry and Technology sector, Harvest Technology's ROA % distribution charts can be found below:

* The bar in red indicates where Harvest Technology's ROA % falls into.


MAL:HRV
87GF Score
Harvest Technology PLC MAL:HRV
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Harvest Technology ROA % Calculation

Harvest Technology's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=1.043/( (20.654+20.914)/ 2 )
=1.043/20.784
=5.02 %

Harvest Technology's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=2.202/( (19.03+20.914)/ 2 )
=2.202/19.972
=11.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 11.03% mean?
Harvest Technology (MAL:HRV) has a ROA % of 11.03% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Harvest Technology and its competitors. This is 81% above median its historical median of 6.11. Over the past decade, Harvest Technology's ROA % has ranged from 2.81 to 14.62. According to the industry distribution chart, Harvest Technology ranks #971 out of 2885 companies in the Software industry, placing it in the top 33.7%.
Is Harvest Technology's ROA % too high?
Harvest Technology's current ROA % of 11.03% is 81% above median its 10-year median of 6.11. Over the past 10 years, this metric has ranged from a low of 2.81 to a high of 14.62. The Software industry median ROA % is 1.68. Harvest Technology's value of 11.03% is 556.5% above this industry median. Based on the distribution chart, Harvest Technology ranks #971 out of 2885 companies in the Software industry, which is above the industry midpoint. Overall, Harvest Technology has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Harvest Technology's ROA % compare to IBM and ACN?
According to the Software industry distribution chart, Harvest Technology ranks #971 out of 2885 companies for ROA %. This puts Harvest Technology in the upper half of its industry. The industry median ROA % is 1.68. Harvest Technology's value of 11.03% is 556.5% above this benchmark. Historically, Harvest Technology's own ROA % has ranged from 2.81 to 14.62 over the past decade. While the company's 10-year median is 6.11 vs. the industry median of 1.68, Harvest Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harvest Technology's current ROA % of 11.03% is 556.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Harvest Technology and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harvest Technology's current ROA % is 11.03%, which is 81% above median its own 10-year median of 6.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harvest Technology stock overvalued right now?
Based on GuruFocus' analysis, Harvest Technology (MAL:HRV) is currently considered Fairly Valued. The stock's GF Value™ is €1.08, compared to a current price of €1.00 — trading 7.4% below its estimated fair value. The current ROA % is 11.03%, which is 81% above median its 10-year median of 6.11 and 556.5% above the Software industry median of 1.68. Harvest Technology's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Harvest Technology (MAL:HRV), the current ROA % is 11.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harvest Technology (MAL:HRV) Overvalued in 2026?

Based on GuruFocus' analysis, Harvest Technology stock appears to be undervalued. The current stock price of €1.00 is trading 7.4% below its estimated GF Value™ of €1.08. GuruFocus considers Harvest Technology to be Fairly Valued.

Key valuation signals for MAL:HRV:

  • ROA %: 11.03% (81% above median its 10-year median of 6.11)
  • GF Value™: €1.08 vs. price of €1.00 (7.4% below fair value)
  • GF Score™: 87/100 with 5 warning signs
  • Industry Position: 556.5% above the Software median (#971 of 2885)

No single metric tells the full story. See the MAL:HRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harvest Technology Business Description

Address Valletta Road, Nineteen Twenty Three, Marsa, MLT, MRS 3000
Harvest Technology PLC company principally acts as a holding company. The company is engaged in the sale, maintenance and servicing of information technology solutions, fire, security, building management systems and to provide electronic payments solutions. The Group operates in two segments, sale of payment processing services and the provision of IT solutions and security systems. The company has presence in Malta, EU countries, and Non-EU countries. The company generates majority of revenue from Malta only.
87GF Score

Get the complete analysis for MAL:HRV

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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Price
€1.08
GF Value