MSPR (MSP Recovery) Current Ratio: 0.01 (As of Sep. 2025) — 97% Below Median


What is MSP Recovery Current Ratio?

MSP Recovery MSPR Current Ratio is 0.01 as of Sep. 2025, which is 97% below its 10-year median of 0.32. The stock has 5 warning signs investors should review. Among 683 Healthcare Providers & Services companies, MSP Recovery ranks worse than 99.71% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. MSP Recovery's current ratio for the quarter that ended in Sep. 2025 was 0.01.

MSP Recovery has a current ratio of 0.01. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If MSP Recovery has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for MSP Recovery's Current Ratio or its related term are showing as below:

MSPR' s Current Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.32   Max: 1
Current: 0.01

During the past 5 years, MSP Recovery's highest Current Ratio was 1.00. The lowest was 0.01. And the median was 0.32.

MSPR's Current Ratio is ranked worse than
99.71% of 683 companies
in the Healthcare Providers & Services industry
Industry Median: 1.47 vs MSPR: 0.01

MSP Recovery  (OTCPK:MSPR) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


MSP Recovery Current Ratio Related Terms


MSP Recovery Current Ratio Historical Data

* Premium members only.

The historical data trend for MSP Recovery's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MSP Recovery Current Ratio Chart

MSP Recovery Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Current Ratio
0.40 0.35 0.44 0.47 0.01

MSP Recovery Quarterly Data
Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.02 0.01 0.01

MSPR vs FOXO, WORX, ESSID: Current Ratio Comparison

For the Health Information Services subindustry, MSP Recovery's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MSP Recovery Current Ratio vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, MSP Recovery's Current Ratio distribution charts can be found below:

* The bar in red indicates where MSP Recovery's Current Ratio falls into.



MSP Recovery Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

MSP Recovery's Current Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Current Ratio (A: Dec. 2024 )=Total Current Assets (A: Dec. 2024 )/Total Current Liabilities (A: Dec. 2024 )
=15.474/1265.314
=0.01

MSP Recovery's Current Ratio for the quarter that ended in Sep. 2025 is calculated as

Current Ratio (Q: Sep. 2025 )=Total Current Assets (Q: Sep. 2025 )/Total Current Liabilities (Q: Sep. 2025 )
=4.721/712.221
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.01 mean?
MSP Recovery (MSPR) has a Current Ratio of 0.01 as of Sep. 2025. This is 97% below median its historical median of 0.32. Over the past decade, MSP Recovery's Current Ratio has ranged from 0.01 to 1.00. According to the industry distribution chart, MSP Recovery ranks #681 out of 683 companies in the Healthcare Providers & Services industry, placing it in the top 99.7%.
Is MSP Recovery's Current Ratio too high?
MSP Recovery's current Current Ratio of 0.01 is 97% below median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.00. The Healthcare Providers & Services industry median Current Ratio is 1.47. MSP Recovery's value of 0.01 is 99.3% below this industry median. Based on the distribution chart, MSP Recovery ranks #681 out of 683 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers.
How does MSP Recovery's Current Ratio compare to FOXO and WORX?
According to the Healthcare Providers & Services industry distribution chart, MSP Recovery ranks #681 out of 683 companies for Current Ratio. This places MSP Recovery in the lower half of its industry. The industry median Current Ratio is 1.47. MSP Recovery's value of 0.01 is 99.3% below this benchmark. Historically, MSP Recovery's own Current Ratio has ranged from 0.01 to 1.00 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 1.47, MSP Recovery has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Healthcare Providers & Services company?
The median Current Ratio among Healthcare Providers & Services companies is 1.47, based on 683 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MSP Recovery's current Current Ratio of 0.01 is 99.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Healthcare Providers & Services industry, the median Current Ratio is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MSP Recovery's current Current Ratio is 0.01, which is 97% below median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MSP Recovery stock overvalued right now?
Based on GuruFocus' analysis, MSP Recovery (MSPR) is currently considered Possible Value Trap. The stock's GF Value™ is $7.55, compared to a current price of $0.02 — trading 99.8% below its estimated fair value. The current Current Ratio is 0.01, which is 97% below median its 10-year median of 0.32 and 99.3% below the Healthcare Providers & Services industry median of 1.47. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For MSP Recovery (MSPR), the current Current Ratio is 0.01 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MSP Recovery Business Description

Address 3150 SW 38th Avenue, Suite 1100, Miami, FL, USA, 33146
MSP Recovery Inc is a healthcare recovery and data analytics company. The business model includes two principal lines of business: Claims Recovery and Chase to Pay Services. It offers an antiquated healthcare reimbursement system with data-driven solutions to secure recoveries against responsible parties. MSP Recovery provides the healthcare industry with comprehensive compliance solutions platform to recover any claims where the law places primary payment responsibility on another payer.