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MSP RecoveryMSPR -3.08% Debt-to-EBITDA is 59.09 as of Sep. 2025. The stock has 5 warning signs investors should review. Among 478 Healthcare Providers & Services companies, MSP Recovery ranks worse than 209204.81% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MSP Recovery's Debt-to-EBITDA or its related term are showing as below:
MSPR'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -23.95 Med: -9.81 Max: -1.22
Current: -1.44
During the past 5 years, the highest Debt-to-EBITDA Ratio of MSP Recovery was -1.22. The lowest was -23.95. And the median was -9.81.
MSPR's Debt-to-EBITDA is ranked worse than 100% of 478
companies
in the Healthcare Providers & Services industry
Industry Median: 2.25
vs MSPR: -1.44
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MSP Recovery Debt-to-EBITDA Related Terms
MSP Recovery Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for MSP Recovery's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MSPR vs FOXO, WORX, LGMK: Debt-to-EBITDA Comparison
For the Health Information Services subindustry, MSP Recovery's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MSP Recovery Debt-to-EBITDA vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, MSP Recovery's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MSP Recovery's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.
MSP Recovery (MSPR) has a Debt-to-EBITDA of 59.09 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MSP Recovery. According to the industry distribution chart, MSP Recovery ranks #999999 out of 478 companies in the Healthcare Providers & Services industry.
Is MSP Recovery's Debt-to-EBITDA too high?
MSP Recovery's current Debt-to-EBITDA is 59.09. The Healthcare Providers & Services industry median Debt-to-EBITDA is 2.25. MSP Recovery's value of 59.09 is 2526.2% above this industry median. Based on the distribution chart, MSP Recovery ranks #999999 out of 478 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers.
How does MSP Recovery's Debt-to-EBITDA compare to FOXO and WORX?
According to the Healthcare Providers & Services industry distribution chart, MSP Recovery ranks #999999 out of 478 companies for Debt-to-EBITDA. This places MSP Recovery in the lower half of its industry. The industry median Debt-to-EBITDA is 2.25. MSP Recovery's value of 59.09 is 2526.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Healthcare Providers & Services company?
The median Debt-to-EBITDA among Healthcare Providers & Services companies is 2.25, based on 478 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MSP Recovery's current Debt-to-EBITDA of 59.09 is 2526.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MSP Recovery. For the Healthcare Providers & Services industry, the median Debt-to-EBITDA is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MSP Recovery's current Debt-to-EBITDA is 59.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MSP Recovery stock overvalued right now?
Based on GuruFocus' analysis, MSP Recovery (MSPR) is currently considered Possible Value Trap. The stock's GF Value™ is $7.49, compared to a current price of $0.01 — trading 99.8% below its estimated fair value. The current Debt-to-EBITDA is 59.09 and 2526.2% above the Healthcare Providers & Services industry median of 2.25. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MSP Recovery (MSPR), the current Debt-to-EBITDA is 59.09 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MSP Recovery Inc is a healthcare recovery and data analytics company. The business model includes two principal lines of business: Claims Recovery and Chase to Pay Services. It offers an antiquated healthcare reimbursement system with data-driven solutions to secure recoveries against responsible parties. MSP Recovery provides the healthcare industry with comprehensive compliance solutions platform to recover any claims where the law places primary payment responsibility on another payer.
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