MSPR (MSP Recovery) Debt-to-Equity: -1.58 (As of Sep. 2025)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is MSP Recovery Debt-to-Equity?

MSP Recovery MSPR Debt-to-Equity is -1.58 as of Sep. 2025. The stock has 5 warning signs investors should review. Among 557 Healthcare Providers & Services companies, MSP Recovery ranks worse than 179533.03% on this metric.

MSP Recovery's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $625.41 Mil. MSP Recovery's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was $266.40 Mil. MSP Recovery's Total Stockholders Equity for the quarter that ended in Sep. 2025 was $-563.84 Mil. MSP Recovery's debt to equity for the quarter that ended in Sep. 2025 was -1.58.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for MSP Recovery's Debt-to-Equity or its related term are showing as below:

MSPR' s Debt-to-Equity Range Over the Past 10 Years
Min: -13.59   Med: 2.38   Max: 7.9
Current: -1.58

During the past 5 years, the highest Debt-to-Equity Ratio of MSP Recovery was 7.90. The lowest was -13.59. And the median was 2.38.

MSPR's Debt-to-Equity is not ranked
in the Healthcare Providers & Services industry.
Industry Median: 0.4 vs MSPR: -1.58

MSP Recovery  (OTCPK:MSPR) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


MSP Recovery Debt-to-Equity Related Terms


MSP Recovery Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for MSP Recovery's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MSP Recovery Debt-to-Equity Chart

MSP Recovery Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
-0.20 -0.69 2.96 2.49 7.90

MSP Recovery Quarterly Data
Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.54 7.90 -13.59 -4.16 -1.58

MSPR vs FOXO, WORX, LGMK: Debt-to-Equity Comparison

For the Health Information Services subindustry, MSP Recovery's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MSP Recovery Debt-to-Equity vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, MSP Recovery's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where MSP Recovery's Debt-to-Equity falls into.



MSP Recovery Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

MSP Recovery's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

MSP Recovery's Debt to Equity Ratio for the quarter that ended in Sep. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of -1.58 mean?
MSP Recovery (MSPR) has a Debt-to-Equity of -1.58 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MSP Recovery and its competitors. According to the industry distribution chart, MSP Recovery ranks #999999 out of 557 companies in the Healthcare Providers & Services industry.
Is MSP Recovery's Debt-to-Equity too high?
MSP Recovery's current Debt-to-Equity is -1.58. Based on the distribution chart, MSP Recovery ranks #999999 out of 557 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers.
How does MSP Recovery's Debt-to-Equity compare to FOXO and WORX?
According to the Healthcare Providers & Services industry distribution chart, MSP Recovery ranks #999999 out of 557 companies for Debt-to-Equity. This places MSP Recovery in the lower half of its industry. The industry median Debt-to-Equity is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Healthcare Providers & Services company?
The median Debt-to-Equity among Healthcare Providers & Services companies is 0.40, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MSP Recovery and its competitors. For the Healthcare Providers & Services industry, the median Debt-to-Equity is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MSP Recovery's current Debt-to-Equity is -1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MSP Recovery stock overvalued right now?
Based on GuruFocus' analysis, MSP Recovery (MSPR) is currently considered Possible Value Trap. The stock's GF Value™ is $7.46, compared to a current price of $0.00 — trading 100% below its estimated fair value. The current Debt-to-Equity is -1.58. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For MSP Recovery (MSPR), the current Debt-to-Equity is -1.58 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MSP Recovery Business Description

Address 3150 SW 38th Avenue, Suite 1100, Miami, FL, USA, 33146
MSP Recovery Inc is a healthcare recovery and data analytics company. The business model includes two principal lines of business: Claims Recovery and Chase to Pay Services. It offers an antiquated healthcare reimbursement system with data-driven solutions to secure recoveries against responsible parties. MSP Recovery provides the healthcare industry with comprehensive compliance solutions platform to recover any claims where the law places primary payment responsibility on another payer.