NAUH (National American University Holdings) Current Ratio: 0.20 (As of Feb. 2026) — 39% Below Median

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What is National American University Holdings Current Ratio?

National American University Holdings NAUH Current Ratio is 0.20 as of Feb. 2026, which is 39% below its 10-year median of 0.33. The stock has 4 warning signs investors should review. Among 261 Education companies, National American University Holdings ranks worse than 98.85% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. National American University Holdings's current ratio for the quarter that ended in Feb. 2026 was 0.20.

National American University Holdings has a current ratio of 0.20. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If National American University Holdings has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for National American University Holdings's Current Ratio or its related term are showing as below:

NAUH' s Current Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.33   Max: 2.86
Current: 0.2

During the past 13 years, National American University Holdings's highest Current Ratio was 2.86. The lowest was 0.12. And the median was 0.33.

NAUH's Current Ratio is ranked worse than
98.85% of 261 companies
in the Education industry
Industry Median: 1.48 vs NAUH: 0.20

National American University Holdings  (OTCPK:NAUH) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


National American University Holdings Current Ratio Related Terms


National American University Holdings Current Ratio Historical Data

* Premium members only.

The historical data trend for National American University Holdings's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National American University Holdings Current Ratio Chart

National American University Holdings Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.24 0.49 0.46 0.26

National American University Holdings Quarterly Data
Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.26 0.22 0.21 0.20

NAUH vs RPDL, KIDZ, FCHL: Current Ratio Comparison

For the Education & Training Services subindustry, National American University Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National American University Holdings Current Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, National American University Holdings's Current Ratio distribution charts can be found below:

* The bar in red indicates where National American University Holdings's Current Ratio falls into.



National American University Holdings Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

National American University Holdings's Current Ratio for the fiscal year that ended in May. 2025 is calculated as

Current Ratio (A: May. 2025 )=Total Current Assets (A: May. 2025 )/Total Current Liabilities (A: May. 2025 )
=1.165/4.465
=0.26

National American University Holdings's Current Ratio for the quarter that ended in Feb. 2026 is calculated as

Current Ratio (Q: Feb. 2026 )=Total Current Assets (Q: Feb. 2026 )/Total Current Liabilities (Q: Feb. 2026 )
=1.15/5.808
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.20 mean?
National American University Holdings (NAUH) has a Current Ratio of 0.20 as of Feb. 2026. This is 39% below median its historical median of 0.33. Over the past decade, National American University Holdings' Current Ratio has ranged from 0.12 to 2.86. According to the industry distribution chart, National American University Holdings ranks #258 out of 261 companies in the Education industry, placing it in the top 98.9%.
Is National American University Holdings' Current Ratio too high?
National American University Holdings' current Current Ratio of 0.20 is 39% below median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 2.86. The Education industry median Current Ratio is 1.48. National American University Holdings' value of 0.20 is 86.5% below this industry median. Based on the distribution chart, National American University Holdings ranks #258 out of 261 companies in the Education industry, which is in the bottom quartile relative to peers.
How does National American University Holdings' Current Ratio compare to RPDL and KIDZ?
According to the Education industry distribution chart, National American University Holdings ranks #258 out of 261 companies for Current Ratio. This places National American University Holdings in the lower half of its industry. The industry median Current Ratio is 1.48. National American University Holdings' value of 0.20 is 86.5% below this benchmark. Historically, National American University Holdings' own Current Ratio has ranged from 0.12 to 2.86 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 1.48, National American University Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Education company?
The median Current Ratio among Education companies is 1.48, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National American University Holdings's current Current Ratio of 0.20 is 86.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Education industry, the median Current Ratio is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National American University Holdings's current Current Ratio is 0.20, which is 39% below median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National American University Holdings stock overvalued right now?
Based on GuruFocus' analysis, National American University Holdings (NAUH) is currently considered Possible Value Trap. The stock's GF Value™ is $0.05, compared to a current price of $0.03 — trading 45.8% below its estimated fair value. The current Current Ratio is 0.20, which is 39% below median its 10-year median of 0.33 and 86.5% below the Education industry median of 1.48. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For National American University Holdings (NAUH), the current Current Ratio is 0.20 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National American University Holdings Business Description

Address 4020 Jackson Boulevard, Suite 1, Rapid City, SD, USA, 57702
National American University Holdings Inc provides professional and technical post-secondary education for working adults and other non-traditional students. The company owns and operates National American University, a multi-campus institution of higher learning. The university offers diploma, associate, baccalaureate, master's, and doctoral degrees in business-related disciplines, such as accounting, management, business administration, and information technology; in healthcare-related disciplines, such as occupational therapy, medical assisting, nursing, surgical technology, and healthcare information and management; in legal-related disciplines, such as paralegal, criminal justice, and professional legal studies; and higher education.