NAUH (National American University Holdings) Interest Coverage: 0 (At Loss) (As of Feb. 2026)

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What is National American University Holdings Interest Coverage?

National American University Holdings NAUH Interest Coverage is 0 (At Loss) as of Feb. 2026. The stock has 4 warning signs investors should review. Among 195 Education companies, National American University Holdings ranks worse than 512820% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. National American University Holdings's Operating Income for the three months ended in Feb. 2026 was $-0.30 Mil. National American University Holdings's Interest Expense for the three months ended in Feb. 2026 was $-0.04 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for National American University Holdings's Interest Coverage or its related term are showing as below:


NAUH's Interest Coverage is not ranked *
in the Education industry.
Industry Median: 13.52
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

National American University Holdings  (OTCPK:NAUH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

National American University Holdings Interest Coverage Related Terms

National American University Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for National American University Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

National American University Holdings Interest Coverage Chart

National American University Holdings Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.89

National American University Holdings Quarterly Data
Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 2.80 0.00 9.57 0.00

NAUH vs RPDL, KIDZ, FCHL: Interest Coverage Comparison

For the Education & Training Services subindustry, National American University Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National American University Holdings Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, National American University Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where National American University Holdings's Interest Coverage falls into.


National American University Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

National American University Holdings's Interest Coverage for the fiscal year that ended in May. 2025 is calculated as

Here, for the fiscal year that ended in May. 2025, National American University Holdings's Interest Expense was $-0.15 Mil. Its Operating Income was $0.13 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.91 Mil.

Interest Coverage=-1* Operating Income (A: May. 2025 )/Interest Expense (A: May. 2025 )
=-1*0.129/-0.145
=0.89

National American University Holdings's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, National American University Holdings's Interest Expense was $-0.04 Mil. Its Operating Income was $-0.30 Mil. And its Long-Term Debt & Capital Lease Obligation was $2.07 Mil.

National American University Holdings did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
National American University Holdings (NAUH) has a Interest Coverage of 0 (At Loss) as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on National American University Holdings and its competitors. According to the industry distribution chart, National American University Holdings ranks #999999 out of 195 companies in the Education industry.
Is National American University Holdings' Interest Coverage too high?
National American University Holdings' current Interest Coverage is 0 (At Loss). Based on the distribution chart, National American University Holdings ranks #999999 out of 195 companies in the Education industry, which is in the bottom quartile relative to peers.
How does National American University Holdings' Interest Coverage compare to RPDL and KIDZ?
According to the Education industry distribution chart, National American University Holdings ranks #999999 out of 195 companies for Interest Coverage. This places National American University Holdings in the lower half of its industry. The industry median Interest Coverage is 13.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.52, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on National American University Holdings and its competitors. For the Education industry, the median Interest Coverage is 13.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National American University Holdings's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National American University Holdings stock overvalued right now?
Based on GuruFocus' analysis, National American University Holdings (NAUH) is currently considered Possible Value Trap. The stock's GF Value™ is $0.05, compared to a current price of $0.03 — trading 45.8% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For National American University Holdings (NAUH), the current Interest Coverage is 0 (At Loss) as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National American University Holdings Business Description

Address 4020 Jackson Boulevard, Suite 1, Rapid City, SD, USA, 57702
National American University Holdings Inc provides professional and technical post-secondary education for working adults and other non-traditional students. The company owns and operates National American University, a multi-campus institution of higher learning. The university offers diploma, associate, baccalaureate, master's, and doctoral degrees in business-related disciplines, such as accounting, management, business administration, and information technology; in healthcare-related disciplines, such as occupational therapy, medical assisting, nursing, surgical technology, and healthcare information and management; in legal-related disciplines, such as paralegal, criminal justice, and professional legal studies; and higher education.