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Universal Technical Institute (STU:UTI) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Universal Technical Institute Current Ratio Related Terms
Universal Technical Institute Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:UTI vs PRDO, MH, DAO: Current Ratio Comparison
For the Education & Training Services subindustry, Universal Technical Institute's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Technical Institute Current Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Universal Technical Institute's Current Ratio distribution charts can be found below:
* The bar in red indicates where Universal Technical Institute's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Technical Institute (STU:UTI) has a Current Ratio of 1.30 as of Jun. 2026. This is 10% above median its historical median of 1.18. Over the past decade, Universal Technical Institute's Current Ratio has ranged from 0.92 to 1.92. According to the industry distribution chart, Universal Technical Institute ranks #147 out of 263 companies in the Education industry, placing it in the top 55.9%.
Is Universal Technical Institute's Current Ratio too high?
Universal Technical Institute's current Current Ratio of 1.30 is 10% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.92. The Education industry median Current Ratio is 1.47. Universal Technical Institute's value of 1.30 is 11.6% below this industry median. Based on the distribution chart, Universal Technical Institute ranks #147 out of 263 companies in the Education industry, which is below the industry midpoint. Overall, Universal Technical Institute has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal Technical Institute's Current Ratio compare to PRDO and MH?
According to the Education industry distribution chart, Universal Technical Institute ranks #147 out of 263 companies for Current Ratio. This places Universal Technical Institute in the lower half of its industry. The industry median Current Ratio is 1.47. Universal Technical Institute's value of 1.30 is 11.6% below this benchmark. Historically, Universal Technical Institute's own Current Ratio has ranged from 0.92 to 1.92 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 1.47, Universal Technical Institute has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Education company?
The median Current Ratio among Education companies is 1.47, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Technical Institute's current Current Ratio of 1.30 is 11.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Education industry, the median Current Ratio is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Technical Institute's current Current Ratio is 1.30, which is 10% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Technical Institute stock overvalued right now?
Based on GuruFocus' analysis, Universal Technical Institute (STU:UTI) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.71, compared to a current price of €21.82 — trading 11.7% below its estimated fair value. The current Current Ratio is 1.30, which is 10% above median its 10-year median of 1.18 and 11.6% below the Education industry median of 1.47. Universal Technical Institute's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Universal Technical Institute (STU:UTI), the current Current Ratio is 1.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Technical Institute (STU:UTI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Technical Institute stock appears to be undervalued.
The current stock price of €21.82 is trading 11.7% below its estimated GF Value™ of €24.71.
GuruFocus considers Universal Technical Institute to be Modestly Undervalued.
Key valuation signals for STU:UTI:
Current Ratio: 1.30 (10% above median its 10-year median of 1.18)
GF Value™: €24.71 vs. price of €21.82 (11.7% below fair value)
Industry Position: 11.6% below the Education median (#147 of 263)
No single metric tells the full story. See the STU:UTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Technical Institute Inc is an educational institution. It provides undergraduate degree, as well as certificate programs for technicians in the automotive, diesel, collision repair, motorcycle and marine fields. The company's reportable segment which includes Universal Technical Institute (UTI) and Concorde Career Colleges, Corporate. Majority of the revenue is generated from UTI segment which provides different kinds of degree and non-degree transportation and skilled trades technical training programs under brands such as Universal Technical Institute, Motorcycle Mechanics Institute, Marine Mechanics Institute and others. It also provides dealer technician training or instructor staffing services to manufacturers.
80GF Score
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