Universal Technical Institute (STU:UTI) PB Ratio: 4.02 (As of Aug. 15, 2026) — 244% Above Median

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Director of Data and Quant Analytics at GuruFocus
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STU:UTI Universal Technical Institute Inc STU:UTI
80 GF Score
Price €21.82
GF Value €24.71
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Universal Technical Institute PB Ratio?

Universal Technical Institute STU:UTI -3.11% 80 PB Ratio is 4.02 as of Aug. 15, 2026, which is 244% above its 10-year median of 1.17. GuruFocus rates STU:UTI with a GF Score™ of 80/100 and a GF Value™ of €24.71 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 256 Education companies, Universal Technical Institute ranks worse than 82.81% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-15), Universal Technical Institute's share price is €21.82. Universal Technical Institute's Book Value per Share for the quarter that ended in Jun. 2026 was €5.42. Hence, Universal Technical Institute's PB Ratio of today is 4.02.

Good Sign:

Universal Technical Institute Inc stock PB Ratio (=4.02) is close to 1-year low of 3.76.

The historical rank and industry rank for Universal Technical Institute's PB Ratio or its related term are showing as below:

STU:UTI' s PB Ratio Range Over the Past 10 Years
Min: 0.28   Med: 1.17   Max: 7.75
Current: 4.02

During the past 13 years, Universal Technical Institute's highest PB Ratio was 7.75. The lowest was 0.28. And the median was 1.17.

STU:UTI's PB Ratio is ranked worse than
82.81% of 256 companies
in the Education industry
Industry Median: 1.4 vs STU:UTI: 4.02

During the past 12 months, Universal Technical Institute's average Book Value Per Share Growth Rate was 10.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Universal Technical Institute was 32.80% per year. The lowest was -7.20% per year. And the median was 2.85% per year.

Back to Basics: PB Ratio


Universal Technical Institute  (STU:UTI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Universal Technical Institute PB Ratio Related Terms


Universal Technical Institute PB Ratio Historical Data

* Premium members only.

The historical data trend for Universal Technical Institute's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Technical Institute PB Ratio Chart

Universal Technical Institute Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.85 1.31 3.33 5.37

Universal Technical Institute Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.85 5.37 4.33 5.77 6.90

STU:UTI vs PRDO, MH, DAO: PB Ratio Comparison

For the Education & Training Services subindustry, Universal Technical Institute's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Technical Institute PB Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, Universal Technical Institute's PB Ratio distribution charts can be found below:

* The bar in red indicates where Universal Technical Institute's PB Ratio falls into.


STU:UTI
80GF Score
Universal Technical Institute Inc STU:UTI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Universal Technical Institute PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Universal Technical Institute's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=21.82/5.424
=4.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 4.02 mean?
Universal Technical Institute (STU:UTI) has a PB Ratio of 4.02 as of Aug. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Universal Technical Institute and its competitors. This is 244% above median its historical median of 1.17. Over the past decade, Universal Technical Institute's PB Ratio has ranged from 0.28 to 7.75. According to the industry distribution chart, Universal Technical Institute ranks #212 out of 256 companies in the Education industry, placing it in the top 82.8%.
Is Universal Technical Institute's PB Ratio too high?
Universal Technical Institute's current PB Ratio of 4.02 is 244% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 7.75. The Education industry median PB Ratio is 1.40. Universal Technical Institute's value of 4.02 is 187.1% above this industry median. Based on the distribution chart, Universal Technical Institute ranks #212 out of 256 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Universal Technical Institute has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal Technical Institute's PB Ratio compare to PRDO and MH?
According to the Education industry distribution chart, Universal Technical Institute ranks #212 out of 256 companies for PB Ratio. This places Universal Technical Institute in the lower half of its industry. The industry median PB Ratio is 1.40. Universal Technical Institute's value of 4.02 is 187.1% above this benchmark. Historically, Universal Technical Institute's own PB Ratio has ranged from 0.28 to 7.75 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 1.40, Universal Technical Institute has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.40, based on 256 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Technical Institute's current PB Ratio of 4.02 is 187.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Universal Technical Institute and its competitors. For the Education industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Technical Institute's current PB Ratio is 4.02, which is 244% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Technical Institute stock overvalued right now?
Based on GuruFocus' analysis, Universal Technical Institute (STU:UTI) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.71, compared to a current price of €21.82 — trading 11.7% below its estimated fair value. The current PB Ratio is 4.02, which is 244% above median its 10-year median of 1.17 and 187.1% above the Education industry median of 1.40. Universal Technical Institute's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Universal Technical Institute (STU:UTI), the current PB Ratio is 4.02 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universal Technical Institute (STU:UTI) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Technical Institute stock appears to be undervalued. The current stock price of €21.82 is trading 11.7% below its estimated GF Value™ of €24.71. GuruFocus considers Universal Technical Institute to be Modestly Undervalued.

Key valuation signals for STU:UTI:

  • PB Ratio: 4.02 (244% above median its 10-year median of 1.17)
  • GF Value™: €24.71 vs. price of €21.82 (11.7% below fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 187.1% above the Education median (#212 of 256)

No single metric tells the full story. See the STU:UTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universal Technical Institute Business Description

Other Exchanges UTI:USA
Address 4225 East Windrose Drive, Suite 200, Phoenix, AZ, USA, 85032
Universal Technical Institute Inc is an educational institution. It provides undergraduate degree, as well as certificate programs for technicians in the automotive, diesel, collision repair, motorcycle and marine fields. The company's reportable segment which includes Universal Technical Institute (UTI) and Concorde Career Colleges, Corporate. Majority of the revenue is generated from UTI segment which provides different kinds of degree and non-degree transportation and skilled trades technical training programs under brands such as Universal Technical Institute, Motorcycle Mechanics Institute, Marine Mechanics Institute and others. It also provides dealer technician training or instructor staffing services to manufacturers.
80GF Score

Get the complete analysis for STU:UTI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.82
Price
€24.71
GF Value