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Universal Technical Institute (STU:UTI) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Universal Technical Institute Quick Ratio Related Terms
Universal Technical Institute Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Universal Technical Institute's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Universal Technical Institute Quick Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Universal Technical Institute's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Universal Technical Institute's Quick Ratio falls into.
Universal Technical Institute Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Universal Technical Institute (STU:UTI) has a Quick Ratio of 1.30 as of Jun. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Universal Technical Institute and its competitors. This is 10% above median its historical median of 1.18. Over the past decade, Universal Technical Institute's Quick Ratio has ranged from 0.92 to 1.92. According to the industry distribution chart, Universal Technical Institute ranks #142 out of 263 companies in the Education industry, placing it in the top 54%.
Is Universal Technical Institute's Quick Ratio too high?
Universal Technical Institute's current Quick Ratio of 1.30 is 10% above median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.92. The Education industry median Quick Ratio is 1.38. Universal Technical Institute's value of 1.30 is 5.8% below this industry median. Based on the distribution chart, Universal Technical Institute ranks #142 out of 263 companies in the Education industry, which is below the industry midpoint. Overall, Universal Technical Institute has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Universal Technical Institute's Quick Ratio compare to PRDO and MH?
According to the Education industry distribution chart, Universal Technical Institute ranks #142 out of 263 companies for Quick Ratio. This places Universal Technical Institute in the lower half of its industry. The industry median Quick Ratio is 1.38. Universal Technical Institute's value of 1.30 is 5.8% below this benchmark. Historically, Universal Technical Institute's own Quick Ratio has ranged from 0.92 to 1.92 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 1.38, Universal Technical Institute has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Education company?
The median Quick Ratio among Education companies is 1.38, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Universal Technical Institute's current Quick Ratio of 1.30 is 5.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Universal Technical Institute and its competitors. For the Education industry, the median Quick Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universal Technical Institute's current Quick Ratio is 1.30, which is 10% above median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universal Technical Institute stock overvalued right now?
Based on GuruFocus' analysis, Universal Technical Institute (STU:UTI) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.71, compared to a current price of €21.82 — trading 11.7% below its estimated fair value. The current Quick Ratio is 1.30, which is 10% above median its 10-year median of 1.18 and 5.8% below the Education industry median of 1.38. Universal Technical Institute's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Universal Technical Institute (STU:UTI), the current Quick Ratio is 1.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Universal Technical Institute (STU:UTI) Overvalued in 2026?
Based on GuruFocus' analysis, Universal Technical Institute stock appears to be undervalued.
The current stock price of €21.82 is trading 11.7% below its estimated GF Value™ of €24.71.
GuruFocus considers Universal Technical Institute to be Modestly Undervalued.
Key valuation signals for STU:UTI:
Quick Ratio: 1.30 (10% above median its 10-year median of 1.18)
GF Value™: €24.71 vs. price of €21.82 (11.7% below fair value)
Industry Position: 5.8% below the Education median (#142 of 263)
No single metric tells the full story. See the STU:UTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Universal Technical Institute Inc is an educational institution. It provides undergraduate degree, as well as certificate programs for technicians in the automotive, diesel, collision repair, motorcycle and marine fields. The company's reportable segment which includes Universal Technical Institute (UTI) and Concorde Career Colleges, Corporate. Majority of the revenue is generated from UTI segment which provides different kinds of degree and non-degree transportation and skilled trades technical training programs under brands such as Universal Technical Institute, Motorcycle Mechanics Institute, Marine Mechanics Institute and others. It also provides dealer technician training or instructor staffing services to manufacturers.
80GF Score
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