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Instil BioTIL -1.25%31 Current Ratio is 39.87 as of Mar. 2026, which is 166% above its 10-year median of 14.97. GuruFocus rates TIL with a GF Score™ of 31/100. The stock has 3 warning signs investors should review. Among 1,410 Biotechnology companies, Instil Bio ranks better than 98.01% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Instil Bio's current ratio for the quarter that ended in Mar. 2026 was 39.87.
Instil Bio has a current ratio of 39.87. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Instil Bio's Current Ratio or its related term are showing as below:
TIL'
s Current Ratio Range Over the Past 10 Years
Min: 6.54 Med: 14.97 Max: 39.87
Current: 39.87
During the past 7 years, Instil Bio's highest Current Ratio was 39.87. The lowest was 6.54. And the median was 14.97.
TIL's Current Ratio is ranked better than 98.01% of 1410
companies
in the Biotechnology industry
Industry Median: 3.88
vs TIL: 39.87
Instil Bio (NAS:TIL) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Instil Bio Current Ratio Related Terms
Instil Bio Current Ratio Historical Data
* Premium members only.
The historical data trend for Instil Bio's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Biotechnology subindustry, Instil Bio's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Instil Bio Current Ratio vs Biotechnology Industry
For the Biotechnology industry and Healthcare sector, Instil Bio's Current Ratio distribution charts can be found below:
* The bar in red indicates where Instil Bio's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Instil Bio (TIL) has a Current Ratio of 39.87 as of Mar. 2026. This is 166% above median its historical median of 14.97. Over the past decade, Instil Bio's Current Ratio has ranged from 6.54 to 39.87. According to the industry distribution chart, Instil Bio ranks #28 out of 1410 companies in the Biotechnology industry, placing it in the top 2%.
Is Instil Bio's Current Ratio too high?
Instil Bio's current Current Ratio of 39.87 is 166% above median its 10-year median of 14.97. Over the past 10 years, this metric has ranged from a low of 6.54 to a high of 39.87. The Biotechnology industry median Current Ratio is 3.88. Instil Bio's value of 39.87 is 927.6% above this industry median. Based on the distribution chart, Instil Bio ranks #28 out of 1410 companies in the Biotechnology industry, which is in the top quartile — a strong position relative to peers. Overall, Instil Bio has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Instil Bio's Current Ratio compare to AURX and MCRB?
According to the Biotechnology industry distribution chart, Instil Bio ranks #28 out of 1410 companies for Current Ratio. This places Instil Bio in the top 2% of its industry — outperforming the majority of peers. The industry median Current Ratio is 3.88. Instil Bio's value of 39.87 is 927.6% above this benchmark. Historically, Instil Bio's own Current Ratio has ranged from 6.54 to 39.87 over the past decade. While the company's 10-year median is 14.97 vs. the industry median of 3.88, Instil Bio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Biotechnology company?
The median Current Ratio among Biotechnology companies is 3.88, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Instil Bio's current Current Ratio of 39.87 is 927.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Biotechnology industry, the median Current Ratio is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Instil Bio's current Current Ratio is 39.87, which is 166% above median its own 10-year median of 14.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instil Bio stock overvalued right now?
Instil Bio (TIL) has a current Current Ratio of 39.87. The current Current Ratio is 39.87, which is 166% above median its 10-year median of 14.97 and 927.6% above the Biotechnology industry median of 3.88. Instil Bio's overall GF Score™ is 31/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Instil Bio (TIL), the current Current Ratio is 39.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Instil Bio Inc is a clinical-stage biopharmaceutical company focused on developing a cell therapy pipeline of autologous tumor infiltrating lymphocyte, or TIL, therapies for the treatment of patients with cancer. It is also engaged in developing a novel class of genetically engineered TIL therapies using its Co-Stimulatory Antigen Receptor, or CoStAR, platform. Its pipeline includes ITIL-306 which expresses a CoStAR molecule designed to recognize, a tumor-associated antigen that is expressed on numerous solid tumors, including ovarian cancer, uterine cancer, NSCLC, and renal cancer.
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