Seven Principles AG (XTER:T3T1) Current Ratio: 3.87 (As of Dec. 2025) — 68% Above Median

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XTER:T3T1 Seven Principles AG XTER:T3T1
68 GF Score
Price €4.78
GF Value €4.52
Valuation Fairly Valued
! 1 Warning Sign
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What is Seven Principles AG Current Ratio?

Seven Principles AG XTER:T3T1 68 Current Ratio is 3.87 as of Dec. 2025, which is 68% above its 10-year median of 2.30. GuruFocus rates XTER:T3T1 with a GF Score™ of 68/100 and a GF Value™ of €4.52 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,876 Software companies, Seven Principles AG ranks better than 80.63% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Seven Principles AG's current ratio for the quarter that ended in Dec. 2025 was 3.87.

Seven Principles AG has a current ratio of 3.87. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for Seven Principles AG's Current Ratio or its related term are showing as below:

XTER:T3T1' s Current Ratio Range Over the Past 10 Years
Min: 1.58   Med: 2.3   Max: 3.87
Current: 3.87

During the past 13 years, Seven Principles AG's highest Current Ratio was 3.87. The lowest was 1.58. And the median was 2.30.

XTER:T3T1's Current Ratio is ranked better than
80.63% of 2876 companies
in the Software industry
Industry Median: 1.81 vs XTER:T3T1: 3.87

Seven Principles AG  (XTER:T3T1) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Seven Principles AG Current Ratio Related Terms


Seven Principles AG Current Ratio Historical Data

* Premium members only.

The historical data trend for Seven Principles AG's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven Principles AG Current Ratio Chart

Seven Principles AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.58 2.27 2.56 3.29 3.87

Seven Principles AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.56 3.59 3.29 3.50 3.87

XTER:T3T1 vs IBM, ACN, FISV: Current Ratio Comparison

For the Information Technology Services subindustry, Seven Principles AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven Principles AG Current Ratio vs Software Industry

For the Software industry and Technology sector, Seven Principles AG's Current Ratio distribution charts can be found below:

* The bar in red indicates where Seven Principles AG's Current Ratio falls into.


XTER:T3T1
68GF Score
Seven Principles AG XTER:T3T1
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Seven Principles AG Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Seven Principles AG's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=19.061/4.922
=3.87

Seven Principles AG's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=19.061/4.922
=3.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 3.87 mean?
Seven Principles AG (XTER:T3T1) has a Current Ratio of 3.87 as of Dec. 2025. This is 68% above median its historical median of 2.30. Over the past decade, Seven Principles AG's Current Ratio has ranged from 1.58 to 3.87. According to the industry distribution chart, Seven Principles AG ranks #557 out of 2876 companies in the Software industry, placing it in the top 19.4%.
Is Seven Principles AG's Current Ratio too high?
Seven Principles AG's current Current Ratio of 3.87 is 68% above median its 10-year median of 2.30. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 3.87. The Software industry median Current Ratio is 1.81. Seven Principles AG's value of 3.87 is 113.8% above this industry median. Based on the distribution chart, Seven Principles AG ranks #557 out of 2876 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Seven Principles AG has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seven Principles AG's Current Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Seven Principles AG ranks #557 out of 2876 companies for Current Ratio. This places Seven Principles AG in the top 19% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.81. Seven Principles AG's value of 3.87 is 113.8% above this benchmark. Historically, Seven Principles AG's own Current Ratio has ranged from 1.58 to 3.87 over the past decade. While the company's 10-year median is 2.30 vs. the industry median of 1.81, Seven Principles AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,876 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seven Principles AG's current Current Ratio of 3.87 is 113.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seven Principles AG's current Current Ratio is 3.87, which is 68% above median its own 10-year median of 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven Principles AG stock overvalued right now?
Based on GuruFocus' analysis, Seven Principles AG (XTER:T3T1) is currently considered Fairly Valued. The stock's GF Value™ is €4.52, compared to a current price of €4.78 — trading 5.8% above its estimated fair value. The current Current Ratio is 3.87, which is 68% above median its 10-year median of 2.30 and 113.8% above the Software industry median of 1.81. Seven Principles AG's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Seven Principles AG (XTER:T3T1), the current Current Ratio is 3.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seven Principles AG (XTER:T3T1) Overvalued in 2026?

Based on GuruFocus' analysis, Seven Principles AG stock appears to be overvalued. The current stock price of €4.78 is trading 5.8% above its estimated GF Value™ of €4.52. GuruFocus considers Seven Principles AG to be Fairly Valued.

Key valuation signals for XTER:T3T1:

  • Current Ratio: 3.87 (68% above median its 10-year median of 2.30)
  • GF Value™: €4.52 vs. price of €4.78 (5.8% above fair value)
  • GF Score™: 68/100 with 1 warning sign
  • Industry Position: 113.8% above the Software median (#557 of 2876)

No single metric tells the full story. See the XTER:T3T1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seven Principles AG Business Description

Address Erna-Scheffler-Strasse 1a, Cologne, DEU, 51103
Seven Principles AG provides information technology services. Its services include networking of processes, IT consulting, process and information management, ITC architecture, mobile solutions, SAP, software solutions and service operations. The company offers its services to various sectors such as Telecommunication, Automotive, Energy, Transport, Travel, and Logistics.
68GF Score

Get the complete analysis for XTER:T3T1

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.78
Price
€4.52
GF Value