Seven Principles AG (XTER:T3T1) 3-Year RORE % : 2.48% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:T3T1 Seven Principles AG XTER:T3T1
66 GF Score
Price €4.86
GF Value €4.50
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Seven Principles AG 3-Year RORE %?

Seven Principles AG XTER:T3T1 66 3-Year RORE % is 2.48 as of Dec. 2025. GuruFocus rates XTER:T3T1 with a GF Score™ of 66/100 and a GF Value™ of €4.50 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,563 Software companies, Seven Principles AG ranks worse than 51.78% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Seven Principles AG's 3-Year RORE % for the quarter that ended in Dec. 2025 was 2.48%.

The industry rank for Seven Principles AG's 3-Year RORE % or its related term are showing as below:

XTER:T3T1's 3-Year RORE % is ranked worse than
51.78% of 2563 companies
in the Software industry
Industry Median: 4.29 vs XTER:T3T1: 2.48

Seven Principles AG  (XTER:T3T1) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Seven Principles AG 3-Year RORE % Related Terms


Seven Principles AG 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Seven Principles AG's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven Principles AG 3-Year RORE % Chart

Seven Principles AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -289.92 70.83 -14.31 -19.60 2.48

Seven Principles AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.31 -10.12 -19.60 19.54 2.48

XTER:T3T1 vs IBM, ACN, FISV: 3-Year RORE % Comparison

For the Information Technology Services subindustry, Seven Principles AG's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven Principles AG 3-Year RORE % vs Software Industry

For the Software industry and Technology sector, Seven Principles AG's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Seven Principles AG's 3-Year RORE % falls into.


XTER:T3T1
66GF Score
Seven Principles AG XTER:T3T1
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seven Principles AG 3-Year RORE % Calculation

Seven Principles AG's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.333-0.308 )/( 1.01-0 )
=0.025/1.01
=2.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 2.48 mean?
Seven Principles AG (XTER:T3T1) has a 3-Year RORE % of 2.48 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Seven Principles AG and its competitors. According to the industry distribution chart, Seven Principles AG ranks #1327 out of 2563 companies in the Software industry, placing it in the top 51.8%.
Is Seven Principles AG's 3-Year RORE % too high?
Seven Principles AG's current 3-Year RORE % is 2.48. The Software industry median 3-Year RORE % is 4.29. Seven Principles AG's value of 2.48 is 42.2% below this industry median. Based on the distribution chart, Seven Principles AG ranks #1327 out of 2563 companies in the Software industry, which is below the industry midpoint. Overall, Seven Principles AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seven Principles AG's 3-Year RORE % compare to IBM and ACN?
According to the Software industry distribution chart, Seven Principles AG ranks #1327 out of 2563 companies for 3-Year RORE %. This places Seven Principles AG in the lower half of its industry. The industry median 3-Year RORE % is 4.29. Seven Principles AG's value of 2.48 is 42.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 4.29, based on 2,563 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seven Principles AG's current 3-Year RORE % of 2.48 is 42.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Seven Principles AG and its competitors. For the Software industry, the median 3-Year RORE % is 4.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seven Principles AG's current 3-Year RORE % is 2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven Principles AG stock overvalued right now?
Based on GuruFocus' analysis, Seven Principles AG (XTER:T3T1) is currently considered Fairly Valued. The stock's GF Value™ is €4.50, compared to a current price of €4.86 — trading 8% above its estimated fair value. The current 3-Year RORE % is 2.48 and 42.2% below the Software industry median of 4.29. Seven Principles AG's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Seven Principles AG (XTER:T3T1), the current 3-Year RORE % is 2.48 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seven Principles AG (XTER:T3T1) Overvalued in 2026?

Based on GuruFocus' analysis, Seven Principles AG stock appears to be overvalued. The current stock price of €4.86 is trading 8% above its estimated GF Value™ of €4.50. GuruFocus considers Seven Principles AG to be Fairly Valued.

Key valuation signals for XTER:T3T1:

  • 3-Year RORE %: 2.48
  • GF Value™: €4.50 vs. price of €4.86 (8% above fair value)
  • GF Score™: 66/100 with 1 warning sign
  • Industry Position: 42.2% below the Software median (#1327 of 2563)

No single metric tells the full story. See the XTER:T3T1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seven Principles AG Business Description

Other Exchanges T3T1:Germany
Address Erna-Scheffler-Strasse 1a, Cologne, DEU, 51103
Seven Principles AG provides information technology services. Its services include networking of processes, IT consulting, process and information management, ITC architecture, mobile solutions, SAP, software solutions and service operations. The company offers its services to various sectors such as Telecommunication, Automotive, Energy, Transport, Travel, and Logistics.
66GF Score

Get the complete analysis for XTER:T3T1

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.86
Price
€4.50
GF Value