BNDSF (Banco debadell) Cyclically Adjusted Book per Share: $3.05 (As of Mar. 2026)


BNDSF Banco de Sabadell SA BNDSF
51 GF Score
Price $3.64
GF Value $2.36
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Banco debadell Cyclically Adjusted Book per Share?

Banco debadell BNDSF 51 Cyclically Adjusted Book per Share is $3.05 as of Mar. 2026. GuruFocus rates BNDSF with a GF Score™ of 51/100 and a GF Value™ of $2.36 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Banco debadell's adjusted book value per share for the three months ended in Mar. 2026 was $3.285. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $3.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banco debadell's average Cyclically Adjusted Book Growth Rate was 1.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 3.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Banco debadell was 3.70% per year. The lowest was 1.00% per year. And the median was 2.80% per year.

As of today (2026-07-01), Banco debadell's current stock price is $3.64. Banco debadell's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $3.05. Banco debadell's Cyclically Adjusted PB Ratio of today is 1.19.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Banco debadell was 1.26. The lowest was 0.11. And the median was 0.44.


Banco debadell  (OTCPK:BNDSF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banco debadell's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3.64/3.05
=1.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Banco debadell was 1.26. The lowest was 0.11. And the median was 0.44.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Banco debadell Cyclically Adjusted Book per Share Related Terms


Banco debadell Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Banco debadell's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell Cyclically Adjusted Book per Share Chart

Banco debadell Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 2.67 2.81 2.82 3.18

Banco debadell Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.09 3.23 3.16 3.18 3.05

BNDSF vs JPM, BAC, WFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Diversified subindustry, Banco debadell's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco debadell Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco debadell's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco debadell's Cyclically Adjusted PB Ratio falls into.


BNDSF
51GF Score
Banco de Sabadell SA BNDSF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco debadell Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco debadell's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.285/128.4016*128.4016
=3.285

Current CPI (Mar. 2026) = 128.4016.

Banco debadell Quarterly Data

Book Value per Share CPI Adj_Book
201606 2.550 100.333 3.263
201609 2.613 99.737 3.364
201612 2.419 101.842 3.050
201703 2.496 100.896 3.176
201706 2.570 101.848 3.240
201709 2.740 101.524 3.465
201712 2.727 102.975 3.400
201803 2.789 102.122 3.507
201806 2.456 104.165 3.027
201809 2.487 103.818 3.076
201812 2.410 104.193 2.970
201903 2.495 103.488 3.096
201906 2.542 104.612 3.120
201909 2.552 103.905 3.154
201912 2.558 105.015 3.128
202003 2.504 103.469 3.107
202006 2.541 104.254 3.130
202009 2.673 103.521 3.315
202012 2.709 104.456 3.330
202103 2.679 104.857 3.281
202106 2.721 107.102 3.262
202109 2.696 107.669 3.215
202112 2.624 111.298 3.027
202203 2.544 115.153 2.837
202206 2.462 118.044 2.678
202209 2.362 117.221 2.587
202212 2.468 117.650 2.694
202303 2.506 118.948 2.705
202306 2.608 120.278 2.784
202309 2.700 121.343 2.857
202312 2.794 121.300 2.958
202403 2.852 122.762 2.983
202406 2.884 124.409 2.977
202409 2.940 123.121 3.066
202412 2.907 124.753 2.992
202503 2.966 125.531 3.034
202506 3.256 127.251 3.285
202509 3.306 126.842 3.347
202512 3.291 128.402 3.291
202603 3.285 128.402 3.285

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $3.05 mean?
Banco debadell (BNDSF) has a Cyclically Adjusted Book per Share of $3.05 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco debadell and its competitors.
Is Banco debadell's Cyclically Adjusted Book per Share too high?
Banco debadell's current Cyclically Adjusted Book per Share is $3.05. Overall, Banco debadell has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's Cyclically Adjusted Book per Share compare to JPM and BAC?
Banco debadell's Cyclically Adjusted Book per Share of $3.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco debadell and its competitors. Banco debadell's current Cyclically Adjusted Book per Share is $3.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (BNDSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.36, compared to a current price of $3.64 — trading 54.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is $3.05. Banco debadell's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Banco debadell (BNDSF), the current Cyclically Adjusted Book per Share is $3.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco debadell (BNDSF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued. The current stock price of $3.64 is trading 54.2% above its estimated GF Value™ of $2.36. GuruFocus considers Banco debadell to be Significantly Overvalued.

Key valuation signals for BNDSF:

  • Cyclically Adjusted Book per Share: $3.05
  • GF Value™: $2.36 vs. price of $3.64 (54.2% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the BNDSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco debadell Business Description

Address Placa de Sant Roc no. 20, Sabadell, Alicante, ESP, 08201
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
51GF Score

Get the complete analysis for BNDSF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.64
Price
$2.36
GF Value