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Banco debadellBNDSF -5.35%49 5-Year Yield-on-Cost % is 4.75 as of Jul. 18, 2026, which is 13% above its 10-year median of 4.22. GuruFocus rates BNDSF with a GF Score™ of 49/100 and a GF Value™ of $2.15 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,255 Banks companies, Banco debadell ranks better than 58.73% on this metric.
Banco debadell's yield on cost for the quarter that ended in Mar. 2026 was 4.75.
The historical rank and industry rank for Banco debadell's 5-Year Yield-on-Cost % or its related term are showing as below:
BNDSF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.17 Med: 4.22 Max: 15.27
Current: 4.75
During the past 13 years, Banco debadell's highest Yield on Cost was 15.27. The lowest was 1.17. And the median was 4.22.
BNDSF's 5-Year Yield-on-Cost % is ranked better than 58.73% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs BNDSF: 4.75
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banco debadell 5-Year Yield-on-Cost % Related Terms
BNDSF vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison
For the Banks - Diversified subindustry, Banco debadell's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco debadell 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banco debadell's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banco debadell's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Banco debadell is calculated as
Banco debadell (BNDSF) has a 5-Year Yield-on-Cost % of 4.75 as of Jul. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco debadell and its competitors. This is 13% above median its historical median of 4.22. Over the past decade, Banco debadell's 5-Year Yield-on-Cost % has ranged from 1.17 to 15.27. According to the industry distribution chart, Banco debadell ranks #518 out of 1255 companies in the Banks industry, placing it in the top 41.3%.
Is Banco debadell's 5-Year Yield-on-Cost % too high?
Banco debadell's current 5-Year Yield-on-Cost % of 4.75 is 13% above median its 10-year median of 4.22. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 15.27. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Banco debadell's value of 4.75 is 23.4% above this industry median. Based on the distribution chart, Banco debadell ranks #518 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Banco debadell has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, Banco debadell ranks #518 out of 1255 companies for 5-Year Yield-on-Cost %. This puts Banco debadell in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Banco debadell's value of 4.75 is 23.4% above this benchmark. Historically, Banco debadell's own 5-Year Yield-on-Cost % has ranged from 1.17 to 15.27 over the past decade. While the company's 10-year median is 4.22 vs. the industry median of 3.85, Banco debadell has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco debadell's current 5-Year Yield-on-Cost % of 4.75 is 23.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco debadell and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco debadell's current 5-Year Yield-on-Cost % is 4.75, which is 13% above median its own 10-year median of 4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (BNDSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.15, compared to a current price of $3.45 — trading 60.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.75, which is 13% above median its 10-year median of 4.22 and 23.4% above the Banks industry median of 3.85. Banco debadell's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banco debadell (BNDSF), the current 5-Year Yield-on-Cost % is 4.75 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco debadell (BNDSF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued.
The current stock price of $3.45 is trading 60.5% above its estimated GF Value™ of $2.15.
GuruFocus considers Banco debadell to be Significantly Overvalued.
Key valuation signals for BNDSF:
5-Year Yield-on-Cost %: 4.75 (13% above median its 10-year median of 4.22)
GF Value™: $2.15 vs. price of $3.45 (60.5% above fair value)
Industry Position: 23.4% above the Banks median (#518 of 1255)
No single metric tells the full story. See the BNDSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
49GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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