BNDSF (Banco debadell) Cyclically Adjusted PS Ratio: 2.74 (As of Jul. 16, 2026) — 174% Above Median

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BNDSF Banco de Sabadell SA BNDSF
45 GF Score
Price $3.65
GF Value $2.27
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Banco debadell Cyclically Adjusted PS Ratio?

Banco debadell BNDSF 45 Cyclically Adjusted PS Ratio is 2.74 as of Jul. 16, 2026, which is 174% above its 10-year median of 1.00. GuruFocus rates BNDSF with a GF Score™ of 45/100 and a GF Value™ of $2.27 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,303 Banks companies, Banco debadell ranks better than 64.16% on this metric.

As of today (2026-07-16), Banco debadell's current share price is $3.645. Banco debadell's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $1.33. Banco debadell's Cyclically Adjusted PS Ratio for today is 2.74.

The historical rank and industry rank for Banco debadell's Cyclically Adjusted PS Ratio or its related term are showing as below:

BNDSF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.26   Med: 1   Max: 2.9
Current: 2.67

During the past years, Banco debadell's highest Cyclically Adjusted PS Ratio was 2.90. The lowest was 0.26. And the median was 1.00.

BNDSF's Cyclically Adjusted PS Ratio is ranked better than
64.16% of 1303 companies
in the Banks industry
Industry Median: 3.35 vs BNDSF: 2.67

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banco debadell's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.266. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $1.33 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco debadell  (OTCPK:BNDSF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banco debadell Cyclically Adjusted PS Ratio Related Terms


Banco debadell Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco debadell's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell Cyclically Adjusted PS Ratio Chart

Banco debadell Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.76 0.95 1.59 2.82

Banco debadell Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.22 2.28 2.79 2.82 2.54

BNDSF vs JPM, BAC, WFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Diversified subindustry, Banco debadell's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco debadell Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco debadell's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco debadell's Cyclically Adjusted PS Ratio falls into.


BNDSF
45GF Score
Banco de Sabadell SA BNDSF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco debadell Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banco debadell's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3.645/1.33
=2.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Banco debadell's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.266/129.8600*129.8600
=0.266

Current CPI (Mar. 2026) = 129.8600.

Banco debadell Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.279 100.333 0.361
201609 0.260 99.737 0.339
201612 0.264 101.842 0.337
201703 0.315 100.896 0.405
201706 0.308 101.848 0.393
201709 0.322 101.524 0.412
201712 0.265 102.975 0.334
201803 0.272 102.122 0.346
201806 0.286 104.165 0.357
201809 0.256 103.818 0.320
201812 0.333 104.193 0.415
201903 0.263 103.488 0.330
201906 0.279 104.612 0.346
201909 0.265 103.905 0.331
201912 0.306 105.015 0.378
202003 0.266 103.469 0.334
202006 0.263 104.254 0.328
202009 0.244 103.521 0.306
202012 0.338 104.456 0.420
202103 0.249 104.857 0.308
202106 0.290 107.102 0.352
202109 0.322 107.669 0.388
202112 0.211 111.298 0.246
202203 0.247 115.153 0.279
202206 0.255 118.044 0.281
202209 0.236 117.221 0.261
202212 0.232 117.650 0.256
202303 0.278 118.948 0.304
202306 0.308 120.278 0.333
202309 0.316 121.343 0.338
202312 0.277 121.300 0.297
202403 0.279 122.762 0.295
202406 0.373 124.409 0.389
202409 0.329 123.121 0.347
202412 0.299 124.753 0.311
202503 0.241 125.531 0.249
202506 0.457 127.251 0.466
202509 0.355 126.840 0.363
202512 0.347 128.400 0.351
202603 0.266 129.860 0.266

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.74 mean?
Banco debadell (BNDSF) has a Cyclically Adjusted PS Ratio of 2.74 as of Jul. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco debadell and its competitors. This is 174% above median its historical median of 1.00. Over the past decade, Banco debadell's Cyclically Adjusted PS Ratio has ranged from 0.26 to 2.90. According to the industry distribution chart, Banco debadell ranks #467 out of 1303 companies in the Banks industry, placing it in the top 35.8%.
Is Banco debadell's Cyclically Adjusted PS Ratio too high?
Banco debadell's current Cyclically Adjusted PS Ratio of 2.74 is 174% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 2.90. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. Banco debadell's value of 2.74 is 18.2% below this industry median. Based on the distribution chart, Banco debadell ranks #467 out of 1303 companies in the Banks industry, which is above the industry midpoint. Overall, Banco debadell has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's Cyclically Adjusted PS Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Banco debadell ranks #467 out of 1303 companies for Cyclically Adjusted PS Ratio. This puts Banco debadell in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.35. Banco debadell's value of 2.74 is 18.2% below this benchmark. Historically, Banco debadell's own Cyclically Adjusted PS Ratio has ranged from 0.26 to 2.90 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 3.35, Banco debadell has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco debadell's current Cyclically Adjusted PS Ratio of 2.74 is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco debadell and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco debadell's current Cyclically Adjusted PS Ratio is 2.74, which is 174% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (BNDSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.27, compared to a current price of $3.65 — trading 60.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.74, which is 174% above median its 10-year median of 1.00 and 18.2% below the Banks industry median of 3.35. Banco debadell's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banco debadell (BNDSF), the current Cyclically Adjusted PS Ratio is 2.74 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco debadell (BNDSF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued. The current stock price of $3.65 is trading 60.6% above its estimated GF Value™ of $2.27. GuruFocus considers Banco debadell to be Significantly Overvalued.

Key valuation signals for BNDSF:

  • Cyclically Adjusted PS Ratio: 2.74 (174% above median its 10-year median of 1.00)
  • GF Value™: $2.27 vs. price of $3.65 (60.6% above fair value)
  • GF Score™: 45/100 with 7 warning signs
  • Industry Position: 18.2% below the Banks median (#467 of 1303)

No single metric tells the full story. See the BNDSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco debadell Business Description

Address Placa de Sant Roc no. 20, Sabadell, Alicante, ESP, 08201
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
45GF Score

Get the complete analysis for BNDSF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.65
Price
$2.27
GF Value