CRDIY (Yokohama Financial Group) Cyclically Adjusted Book per Share: $0.00 (As of Dec. 2025)


CRDIY Yokohama Financial Group Inc CRDIY
45 GF Score
Price $36.45
GF Value $20.00
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Yokohama Financial Group Cyclically Adjusted Book per Share?

Yokohama Financial Group CRDIY +1.43% 45 Cyclically Adjusted Book per Share is $0.00 as of Dec. 2025. GuruFocus rates CRDIY with a GF Score™ of 45/100 and a GF Value™ of $20.00 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Yokohama Financial Group's adjusted book value per share for the three months ended in Dec. 2025 was $23.703. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.00 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-07), Yokohama Financial Group's current stock price is $36.45. Yokohama Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was $0.00. Yokohama Financial Group's Cyclically Adjusted PB Ratio of today is .


Yokohama Financial Group  (OTCPK:CRDIY) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Yokohama Financial Group Cyclically Adjusted Book per Share Related Terms


Yokohama Financial Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Yokohama Financial Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yokohama Financial Group Cyclically Adjusted Book per Share Chart

Yokohama Financial Group Annual Data
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Cyclically Adjusted Book per Share
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Yokohama Financial Group Quarterly Data
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Yokohama Financial Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Yokohama Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yokohama Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yokohama Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Yokohama Financial Group's Cyclically Adjusted PB Ratio falls into.


CRDIY
45GF Score
Yokohama Financial Group Inc CRDIY
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yokohama Financial Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yokohama Financial Group's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=23.703/113.0000*113.0000
=23.703

Current CPI (Dec. 2025) = 113.0000.

Yokohama Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
0.000 0.000
201606 23.114 98.100 26.625
201609 24.554 98.000 28.312
201612 22.194 98.400 25.487
201703 23.059 98.100 26.561
201706 23.876 98.500 27.391
201709 24.433 98.800 27.945
201712 24.503 99.400 27.856
201803 25.937 99.200 29.545
201806 25.064 99.200 28.551
201809 25.066 99.900 28.353
201812 24.377 99.700 27.629
201903 25.298 99.700 28.673
201906 26.050 99.800 29.495
201909 26.785 100.100 30.237
201912 26.538 100.500 29.839
202003 25.376 100.300 28.589
202006 25.753 99.900 29.130
202009 26.716 99.900 30.219
202012 27.470 99.300 31.260
202103 26.381 99.900 29.840
202106 26.341 99.500 29.915
202109 26.744 100.100 30.191
202112 25.724 100.100 29.039
202203 24.427 101.100 27.302
202206 21.449 101.800 23.809
202209 20.048 103.100 21.973
202212 21.260 104.100 23.078
202303 22.087 104.400 23.906
202306 21.707 105.200 23.316
202309 20.964 106.200 22.306
202312 21.892 106.800 23.163
202403 21.995 107.200 23.185
202406 20.819 108.200 21.743
202409 23.350 108.900 24.229
202412 21.782 110.700 22.235
202503 22.704 111.100 23.092
202506 23.958 111.700 24.237
202509 24.516 112.000 24.735
202512 23.703 113.000 23.703

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.00 mean?
Yokohama Financial Group (CRDIY) has a Cyclically Adjusted Book per Share of $0.00 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors.
Is Yokohama Financial Group's Cyclically Adjusted Book per Share too high?
Yokohama Financial Group's current Cyclically Adjusted Book per Share is $0.00. Overall, Yokohama Financial Group has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Cyclically Adjusted Book per Share compare to competitors?
Yokohama Financial Group's Cyclically Adjusted Book per Share of $0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors. Yokohama Financial Group's current Cyclically Adjusted Book per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (CRDIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.00, compared to a current price of $36.45 — trading 82.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is $0.00. Yokohama Financial Group's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Yokohama Financial Group (CRDIY), the current Cyclically Adjusted Book per Share is $0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yokohama Financial Group (CRDIY) Overvalued in 2026?

Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued. The current stock price of $36.45 is trading 82.3% above its estimated GF Value™ of $20.00. GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.

Key valuation signals for CRDIY:

  • Cyclically Adjusted Book per Share: $0.00
  • GF Value™: $20.00 vs. price of $36.45 (82.3% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the CRDIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yokohama Financial Group Business Description

Address 7-1, Nihonbashi 2-chome, Tokyo Nihonbashi Tower, 34th Floor, Chuo-ku, Tokyo, JPN, 103-6034
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
45GF Score

Get the complete analysis for CRDIY

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.45
Price
$20.00
GF Value