Alliance Insurance PSC (DFM:ALLIANCE) Cyclically Adjusted Book per Share: د.إ616.70 (As of Mar. 2026)


What is Alliance Insurance PSC Cyclically Adjusted Book per Share?

Alliance Insurance PSC DFM:ALLIANCE Cyclically Adjusted Book per Share is د.إ616.70 as of Mar. 2026. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Alliance Insurance PSC's adjusted book value per share for the three months ended in Mar. 2026 was د.إ583.228. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ616.70 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Alliance Insurance PSC's average Cyclically Adjusted Book Growth Rate was 2.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Alliance Insurance PSC was 3.70% per year. The lowest was -22.30% per year. And the median was -9.30% per year.

As of today (2026-07-02), Alliance Insurance PSC's current stock price is د.إ390.00. Alliance Insurance PSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was د.إ616.70. Alliance Insurance PSC's Cyclically Adjusted PB Ratio of today is 0.63.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Alliance Insurance PSC was 0.71. The lowest was 0.30. And the median was 0.66.


Alliance Insurance PSC  (DFM:ALLIANCE) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Alliance Insurance PSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=390.00/616.70
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Alliance Insurance PSC was 0.71. The lowest was 0.30. And the median was 0.66.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Alliance Insurance PSC Cyclically Adjusted Book per Share Related Terms


Alliance Insurance PSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Alliance Insurance PSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alliance Insurance PSC Cyclically Adjusted Book per Share Chart

Alliance Insurance PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,266.02 542.59 575.15 593.23 605.31

Alliance Insurance PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 600.36 604.04 607.40 605.31 616.70

Alliance Insurance PSC Cyclically Adjusted Book per Share Competitor Comparison

For the Insurance - Diversified subindustry, Alliance Insurance PSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alliance Insurance PSC Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Alliance Insurance PSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Alliance Insurance PSC's Cyclically Adjusted PB Ratio falls into.



Alliance Insurance PSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Alliance Insurance PSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=583.228/330.2130*330.2130
=583.228

Current CPI (Mar. 2026) = 330.2130.

Alliance Insurance PSC Quarterly Data

Book Value per Share CPI Adj_Book
201606 435.300 241.018 596.394
201609 447.400 241.428 611.931
201612 459.247 241.432 628.124
201703 447.586 243.801 606.227
201706 457.148 244.955 616.261
201709 471.035 246.819 630.186
201712 481.631 246.524 645.133
201803 494.624 249.554 654.493
201806 476.261 251.989 624.105
201809 490.374 252.439 641.453
201812 497.355 251.233 653.708
201903 511.280 254.202 664.162
201906 492.179 256.143 634.505
201909 505.202 256.759 649.731
201912 515.372 256.974 662.256
202003 524.953 258.115 671.586
202006 509.663 257.797 652.829
202009 519.349 260.280 658.890
202012 526.899 260.474 667.970
202103 537.982 264.877 670.684
202106 519.753 271.696 631.696
202109 523.959 274.310 630.739
202112 502.978 278.802 595.727
202203 548.933 287.504 630.478
202206 524.047 296.311 584.005
202209 529.152 296.808 588.707
202212 535.775 296.797 596.097
202303 551.504 301.836 603.353
202306 530.883 305.109 574.563
202309 535.965 307.789 575.013
202312 560.241 306.746 603.101
202403 565.873 312.332 598.269
202406 548.661 314.175 576.669
202409 543.457 315.301 569.160
202412 564.180 315.605 590.293
202503 572.024 319.799 590.652
202506 545.379 322.561 558.317
202509 553.588 324.800 562.814
202512 573.661 324.054 584.564
202603 583.228 330.213 583.228

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ616.70 mean?
Alliance Insurance PSC (DFM:ALLIANCE) has a Cyclically Adjusted Book per Share of د.إ616.70 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Alliance Insurance PSC and its competitors.
Is Alliance Insurance PSC's Cyclically Adjusted Book per Share too high?
Alliance Insurance PSC's current Cyclically Adjusted Book per Share is د.إ616.70.
How does Alliance Insurance PSC's Cyclically Adjusted Book per Share compare to competitors?
Alliance Insurance PSC's Cyclically Adjusted Book per Share of د.إ616.70 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Alliance Insurance PSC and its competitors. Alliance Insurance PSC's current Cyclically Adjusted Book per Share is د.إ616.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Insurance PSC stock overvalued right now?
Alliance Insurance PSC (DFM:ALLIANCE) has a current Cyclically Adjusted Book per Share of د.إ616.70. The stock's GF Value™ is د.إ248.62, compared to a current price of د.إ390.00 — trading 56.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is د.إ616.70. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Alliance Insurance PSC (DFM:ALLIANCE), the current Cyclically Adjusted Book per Share is د.إ616.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Alliance Insurance PSC Business Description

Address Abu Baker Siddique Road, P.O. Box: 5501, 2nd Floor, Warba Centre, Deira, Dubai, ARE
Alliance Insurance PSC is a provider of short term and long term insurance services to individuals, corporations and government bodies. The company is organized into two business segments: Property and liability insurance (general insurance) segment that comprises of property, motor, aviation, marine, fire, engineering, medical, and general accidents; and Insurance of persons and fund accumulation operations (life assurance) segment. Majority of the revenue for the company is generated from its General insurance segment.