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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Alliance Insurance PSC's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ27.9 Mil. Alliance Insurance PSC's average total tangible assets for the quarter that ended in Mar. 2026 was د.إ1,313.7 Mil. Therefore, Alliance Insurance PSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.12%.
The historical rank and industry rank for Alliance Insurance PSC's Return-on-Tangible-Asset or its related term are showing as below:
DFM:ALLIANCE'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 2.09 Med: 3.55 Max: 4.98
Current: 2.88
During the past 13 years, Alliance Insurance PSC's highest Return-on-Tangible-Asset was 4.98%. The lowest was 2.09%. And the median was 3.55%.
DFM:ALLIANCE's Return-on-Tangible-Asset is not ranked
in the Insurance industry.
Industry Median: 2.71
vs DFM:ALLIANCE: 2.88
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Alliance Insurance PSC Return-on-Tangible-Asset Related Terms
Alliance Insurance PSC Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Alliance Insurance PSC's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Alliance Insurance PSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alliance Insurance PSC Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Alliance Insurance PSC's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Alliance Insurance PSC's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.12% mean?
Alliance Insurance PSC (DFM:ALLIANCE) has a Return-on-Tangible-Asset of 2.12% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Alliance Insurance PSC and its competitors. This is 40% below median its historical median of 3.55. Over the past decade, Alliance Insurance PSC's Return-on-Tangible-Asset has ranged from 2.09 to 4.98.
Is Alliance Insurance PSC's Return-on-Tangible-Asset too high?
Alliance Insurance PSC's current Return-on-Tangible-Asset of 2.12% is 40% below median its 10-year median of 3.55. Over the past 10 years, this metric has ranged from a low of 2.09 to a high of 4.98. The Insurance industry median Return-on-Tangible-Asset is 2.71. Alliance Insurance PSC's value of 2.12% is 21.8% below this industry median.
How does Alliance Insurance PSC's Return-on-Tangible-Asset compare to competitors?
Alliance Insurance PSC's Return-on-Tangible-Asset of 2.12% can be compared against companies in the Insurance industry. The industry median Return-on-Tangible-Asset is 2.71. Alliance Insurance PSC's value of 2.12% is 21.8% below this benchmark. Historically, Alliance Insurance PSC's own Return-on-Tangible-Asset has ranged from 2.09 to 4.98 over the past decade. While the company's 10-year median is 3.55 vs. the industry median of 2.71, Alliance Insurance PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.71, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alliance Insurance PSC's current Return-on-Tangible-Asset of 2.12% is 21.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Alliance Insurance PSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alliance Insurance PSC's current Return-on-Tangible-Asset is 2.12%, which is 40% below median its own 10-year median of 3.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Insurance PSC stock overvalued right now?
Alliance Insurance PSC (DFM:ALLIANCE) has a current Return-on-Tangible-Asset of 2.12%. The stock's GF Value™ is د.إ248.62, compared to a current price of د.إ390.00 — trading 56.9% above its estimated fair value. The current Return-on-Tangible-Asset is 2.12%, which is 40% below median its 10-year median of 3.55 and 21.8% below the Insurance industry median of 2.71. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Alliance Insurance PSC (DFM:ALLIANCE), the current Return-on-Tangible-Asset is 2.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Alliance Insurance PSC is a provider of short term and long term insurance services to individuals, corporations and government bodies. The company is organized into two business segments: Property and liability insurance (general insurance) segment that comprises of property, motor, aviation, marine, fire, engineering, medical, and general accidents; and Insurance of persons and fund accumulation operations (life assurance) segment. Majority of the revenue for the company is generated from its General insurance segment.
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