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In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Alliance Insurance PSC's Net-Net Working Capital for the quarter that ended in Mar. 2026 was د.إ-706.90.
The industry rank for Alliance Insurance PSC's Net-Net Working Capital or its related term are showing as below:
DFM:ALLIANCE's Price-to-Net-Net-Working-Capital is not ranked *
in the Insurance industry.
Industry Median: 8.33 * Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.
Alliance Insurance PSC (DFM:ALLIANCE) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Alliance Insurance PSC Net-Net Working Capital Related Terms
Alliance Insurance PSC Net-Net Working Capital Historical Data
* Premium members only.
The historical data trend for Alliance Insurance PSC's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alliance Insurance PSC Net-Net Working Capital Chart
Alliance Insurance PSC Net-Net Working Capital Competitor Comparison
For the Insurance - Diversified subindustry, Alliance Insurance PSC's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alliance Insurance PSC Price-to-Net-Net-Working-Capital vs Insurance Industry
For the Insurance industry and Financial Services sector, Alliance Insurance PSC's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Alliance Insurance PSC's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of د.إ-706.90 mean?
Alliance Insurance PSC (DFM:ALLIANCE) has a Net-Net Working Capital of د.إ-706.90 as of Mar. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Alliance Insurance PSC
Is Alliance Insurance PSC's Net-Net Working Capital too high?
Alliance Insurance PSC's current Net-Net Working Capital is د.إ-706.90.
How does Alliance Insurance PSC's Net-Net Working Capital compare to competitors?
Alliance Insurance PSC's Net-Net Working Capital of د.إ-706.90 can be compared against companies in the Insurance industry. The industry median Net-Net Working Capital is 8.33. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for an Insurance company?
The median Net-Net Working Capital among Insurance companies is 8.33, based on 59 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Alliance Insurance PSC For the Insurance industry, the median Net-Net Working Capital is 8.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alliance Insurance PSC's current Net-Net Working Capital is د.إ-706.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alliance Insurance PSC stock overvalued right now?
Alliance Insurance PSC (DFM:ALLIANCE) has a current Net-Net Working Capital of د.إ-706.90. The stock's GF Value™ is د.إ248.62, compared to a current price of د.إ390.00 — trading 56.9% above its estimated fair value. The current Net-Net Working Capital is د.إ-706.90. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Alliance Insurance PSC (DFM:ALLIANCE), the current Net-Net Working Capital is د.إ-706.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Alliance Insurance PSC is a provider of short term and long term insurance services to individuals, corporations and government bodies. The company is organized into two business segments: Property and liability insurance (general insurance) segment that comprises of property, motor, aviation, marine, fire, engineering, medical, and general accidents; and Insurance of persons and fund accumulation operations (life assurance) segment. Majority of the revenue for the company is generated from its General insurance segment.
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